Professional Experience

• • Economist

    Board of Governors of the Federal Reserve System

  • 1997 - 2006

• • Senior Economist

    Board of Governors of the Federal Reserve System

  • 2006 - 2007

• • Chief, Financial Structure Section

    Board of Governors of the Federal Reserve System

  • 2007 - 2011

• • Assistant Director

    Board of Governors of the Federal Reserve System

  • 2011 - present

Publications

• Prager, Robin A., Mark D. Manuszak, Elizabeth K. Kiser, and Ron Borzekowski (2009). "Interchange Fees and Payment Card Networks: Economics, Industry Developments, and Policy Issues," Finance and Economics Discussion Series 2009-23. Board of Governors of the Federal Reserve System (U.S.).
• Borzekowski, Ron, and Elizabeth K. Kiser (2008). "The Choice at the Checkout: Quantifying Demand Across Payment Instruments," International Journal of Industrial Organization, vol. 26, no. 4, pp. 889-902.
• Borzekowski, Ron, Elizabeth K. Kiser, and Shaista Ahmed (2008). "Consumers' use of Debit Cards: Patterns, Preferences, and Price Response," Journal of Money, Credit, and Banking, vol. 40, no. 1, pp. 149-172.
• Adams, Robert M., Kenneth P. Brevoort, and Elizabeth K. Kiser (2007). "Who Competes with Whom? the Case of Depository Institutions," Journal of Industrial Economics, vol. 55, no. 1, pp. 141-167.
• Kiser, Elizabeth K. (2004). "Modeling the Whole Firm: The Effect of Multiple Inputs and Financial Intermediation on Bank Deposit Rates," Finance and Economics Discussion Series 2004-07. Board of Governors of the Federal Reserve System (U.S.).
• Hannan, Timothy H., Elizabeth K. Kiser, Robin A. Prager, and James J. McAndrews (2003). "To Surcharge Or Not to Surcharge: An Empirical Investigation of Atm Pricing," Review of Economics & Statistics, vol. 85, no. 4, pp. 990-1002.
• Kiser, Elizabeth K. (2002). "Household Switching Behavior at Depository Institutions: Evidence from Survey Data," Antitrust Bulletin, vol. 47, no. 4, pp. 619-640.
• Kiser, Elizabeth K. (2002). "Predicting Household Switching Behavior and Switching Costs at Depository Institutions," Review of Industrial Organization, vol. 20, no. 4, pp. 349-365.
• Kiser, Elizabeth K. (1998). "Heterogeneity in Price Sensitivity and Retail Price Discrimination," American Journal of Agricultural Economics, vol. 80, no. 5, pp. 1150-1153.

Other Activities