No. If you receive an SF 2819, that means that you are
eligible to convert your insurance, but you don't need to — the choice is yours.
IF you qualify to carry your coverage into retirement, you may want to do that and
not convert. Just because you receive an SF 2819 does
not mean that you do not qualify to carry your coverage into retirement. All employees whose current coverage as an employee is terminating (other than by voluntary cancellation) receive a copy of that form — whether or not they qualify to carry coverage into retirement.