If you have a rate lock agreement, then your interest rate cannot change. You will probably have to pay a fee to lock your rate and the rate lock agreement is usually separate from the Good Faith Estimate (GFE). Unless ...
Lenders are required to provide you with a copy of your home appraisal if you make a request in writing after submitting your application. You can be charged for the appraisal itself, but must be provided a copy at no ...
How you receive the money from a reverse mortgage depends on the type of loan, the lender you choose, and the payment option you select. Most reverse mortgages today are insured by the Federal Housing Administration (FHA) as part of ...
If you are in default, and the servicer has notified you that the entire balance is due (in other words, the loan has been accelerated), your lender generally can require you to pay the full past due amount to make ...
You should not trust anyone giving you this advice. Report companies giving you this advice by file a complaint with the CFPB online or by calling 1-855-411-CFPB (2372).If you are having trouble making your mortgage loan payments, call the CFPB ...
If your lender or servicer puts you on a repayment plan, you may be able to make up your missed mortgage loan payments over an extended period of time. You should make sure this is the right option for you. ...
With respect to most mortgage transactions, a creditor such as a lender or broker may ask about your race, ethnicity, and sex to comply with anti-discrimination laws.
A creditor such as a lender or broker cannot discriminate on the basis of national origin. However, a lender or broker may ask about your permanent residency and immigration status. A lender or broker may consider this information or any ...
If you are applying for individual credit in your own name, a creditor such as a lender or broker may not deny you credit because of your marital status. If you are creditworthy, you may get your own mortgage or ...