Page Title: ManageDirect® > Funding Options

What you can do on this page:

This page displays your available funding options for making security purchases within your account. You may wish to print this page to provide details to your employer for payroll deduction or your financial institution for electronic deposits.

ACH Debits

You may purchase any of the TreasuryDirect product line by designating a specific bank account as the Source of Funds. A debit to your selected bank account is initiated for the requested purchase date.

Payroll Savings Plan

Individual account owners may now establish a Payroll Savings Plan in TreasuryDirect. Incoming credits from your payroll office result in the purchase of a Payroll Zero-Percent Certificate of Indebtedness (Payroll C of I) within your primary individual account. Each time your Payroll C of I balance reaches the designated Purchase Amount, a savings bond will be issued.

You must first establish a Payroll Savings Plan through ManageDirect. Then contact your payroll office to complete the necessary authorization for payroll allotments.

To begin receiving credits in your account, give your payroll office the following information for scheduling electronic deposits in your TreasuryDirect account:

  1. TreasuryDirect's Routing Number 051736158;
  2. Your ten-digit TreasuryDirect primary account number, without hyphens, followed by the letter "P" (Example: A123456789P);
  3. The amount of your allotment; and
  4. Your TreasuryDirect account can be marked as a type 22 (checking) or 32 (savings). We will accept either type.

When you purchase a Payroll C of I, it will not earn interest. It is only used to fund the purchase of Series EE and Series I Savings Bonds.

ACH Credits

You may receive incoming credit transactions if you schedule regular deductions with your employer or electronic deposits with your financial institution. All incoming credits result in the purchase of a Zero-Percent C of I within your account. You then schedule the purchase of securities in TreasuryDirect using your C of I as the source of funds.

To begin receiving credits in your account, give your payroll office or financial institution the following information for scheduling electronic deposits in your TreasuryDirect account:

  1. TreasuryDirect's Routing Number 051736158;
  2. Your ten-digit TreasuryDirect account number, without hyphens (Example: A123456789);
  3. Amount of the deposit;
  4. Frequency of the deposit (if applicable); and
  5. Your TreasuryDirect account can be marked as a type 22 (checking) or 32 (savings). We will accept either type.

When you purchase a Zero-Percent C of I, it will not earn interest. It is only used to fund the purchase of other eligible securities.

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