Comment Number: 522110-00004
Received: 4/12/2006 3:38:54 PM
Organization:
Commenter: Ronald Waalboer
State: VA
Subject: Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies
Title: Advance Notice of Proposed Rulemaking
CFR Citation: 16 CFR Parts 660 and 661
No Attachments

Comments:

I can't get Equifax to report a collection account properly. Palisades is reporting this as a revolving account with no opened date, and as a paid collection. They are also stating that they are a factoring company. Equifax is reporting this as a open account, 120 days past due , with zero dollar past due and the date opened field is blank.