Policy, Legal and Regulatory Resources

OCC Bulletin 2010-12 Community Reinvestment Act: 2010 Interagency Questions and Answers
Access the March 11, 2010 Interagency Questions & Answers on Community Reinvestment through this link (PDF).

HousingPolicy.org
HousingPolicy.org is an online guide to state and local housing policy developed and maintained by the Center for Housing Policy, the research affiliate of the National Housing Conference.

Financial Stability Plan
U.S. Department of Treasury Web site provides information on federal government initiatives and major legislation including the Emergency Economic Stabilization Act of 2008 (EESA), the American Recovery and Reinvestment Act of 2009 (Recovery Act), and the Making Home Affordable Program.

OCC 2011-15 Helping Families Save Their Homes Act of 2009
The Protecting Tenants at Foreclosure Act (PTFA) provides protections to tenants from eviction as a result of foreclosure on the properties they are renting. National banks are advised to adopt policies and procedures to ensure compliance with these new tenant protection provisions.

Helping Families Save Their Homes Act of 2009: Title VII--Protecting Tenants at Foreclosure, Public Law 111-22

National Conference of State Legislatures
Use the following links to access recently enacted legislation:

• 2007 Enacted Foreclosure Legislation
• 2008 Enacted Foreclosure Legislation
• 2007 Enacted Predatory Mortgage and Subprime Lending Legislation
• 2008 Enacted Predatory Mortgage and Subprime Lending Legislation
• 2009 Mortgage Lending Practices Legislation
• 2010 Mortgage Lending Practices Legislation
• 2009 Foreclosure Legislation
• 2010 Foreclosure Legislation
• 2011 Foreclosures Legislation
• 2009 Mortgage Fraud Legislation
• 2010 Mortgage Fraud Legislation