If you are under 21 years old and cannot show an independent ability to make the minimum periodic payment on the account, the card issuer cannot approve your application unless someone at least 21 years old who is able to ...
The Equal Credit Opportunity Act does not guarantee that you will get credit. You must still pass the card issuer’s tests of creditworthiness. But the law bars discrimination based on age, sex, marital status, race, color, religion, and national origin ...
Generally, age cannot be used to make credit decisions; however, it may be considered in certain circumstances. For example, a creditor may use an applicants age as part of a valid credit scoring system (so long as it does not ...
Yes. Before granting credit to you the card issuer may ask about your income so they know whether you can pay the required minimum periodic payment. The card issuer may also ask about your age so they know you are ...