If you enter into a newly eligible position, you automatically get Basic Insurance, and you have 60 days to elect optional coverage. If you already are in an eligible position and you change agencies without a break in service, your coverage continues. Changing agencies is not an opportunity to elect more coverage to convert. If you enter nonpay status, you have free coverage for 12 months. If you separate, you have 31 days free extension of coverage with the right to convert.