HANOI, December 14, 2012 -- It is a pleasure to be here with you today for this important workshop. It's a workshop that will provide an opportunity to review and formulate a policy that will improve the economic livelihood of people living with HIV and AIDS, their families, and communities. But first, you will hear about successful strategies for increasing access to credit and working capital so PLHIV and other vulnerable populations can create employment for themselves and others.