Key Features of the Law
The health care law offers clear choices for consumers and provides new ways to hold insurance companies accountable. The most important parts of the law are broken into groups below. We’ll highlight new features of the law here as they roll out between now and 2014.
Rights and Protections
- Summary of Benefits and Coverage (SBC) and Uniform Glossary
- Consumer Assistance Program
- Appealing Health Plan Decisions
- Preventive Care
- Patient’s Bill of Rights
- Children’s Pre-Existing Conditions
- Doctor Choice & ER Access
- Grandfathered Health Plans
- Curbing Insurance Cancellations
Insurance Choices
- Pre-Existing Condition Insurance Plan (PCIP)
- Young Adult Coverage
- The Health Insurance Marketplace
- CO-OP Insurance Plans
Insurance Costs
- Value for Your Premium Dollar: 80/20 Rule and MLR
- Lifetime and Annual Limits
- Flexible Spending Account Changes
- Rate Review
65 or Older
- Medicare Preventive Services
- Medicare Drug Discounts
- $250 “Donut Hole” Rebate (2010)
- Strengthening Medicare
Employers
If you need help dealing with your insurance, finding insurance, or getting answers to questions about how the health care system works, visit the Insurance Basics section.