Application Process
An exporter may apply to Ex-Im Bank for working capital financing in two ways:
- Delegated Authority Lender: A small business exporter may apply through a lender that has been granted a guarantee from Ex-Im Bank. Most lenders with whom we have an established working relationship have been granted discretionary pre-approved credit status known as delegated authority - allowing them to process your working capital loan under established criteria without pre-approval from Ex-Im Bank. No waiting, no red tape! To find a lender, please contact your nearest Ex-Im Bank office.
- Preliminary Commitment Application: A small business exporter may apply to us directly for a preliminary guaranteed loan commitment (PC) . A PC is an agreement from Ex-Im Bank that the borrower's needs generally meet our financing requirements. After a PC is granted, the exporter approaches a lender to secure a loan. To apply for a preliminary commitment, contact Ex-Im Bank's Business Development staff.
Steps
Step 1:
Contact the nearest Ex-Im Bank office to you for a free consultation with a Export-Import Bank Trade Finance Manager. This individual will work with you to understand the working capital application process and if needed can refer you to a commercial banker that participates in Ex-Im's Delegated Authority Lender partnership.
Step 2:
Visit with your commercial lender or a participating Ex-Im Bank Delegated Authority Lender to start the Working Capital Application process.
More Information
Please visit the nearest Ex-Im Bank office for a free consultation with an Export-Import Bank Trade Finance Manager, call 202-565-3946 or email us at info@exim.gov.
Special Considerations
For loans not meeting the above criteria or for smaller financing needs, we encourage you to contact the Small Business Administration (SBA) office nearest you, call 1.800.U.ASK.SBA or visit www.sba.gov.
An exporter may apply to Ex-Im Bank for working capital financing in two ways:
- Delegated Authority Lender: A small business exporter may apply through a lender that has been granted a guarantee from Ex-Im Bank. Most lenders with whom we have an established working relationship have been granted discretionary pre-approved credit status known as delegated authority - allowing them to process your working capital loan under established criteria without pre-approval from Ex-Im Bank. No waiting, no red tape! To find a lender, please contact your nearest Ex-Im Bank office.
- Preliminary Commitment Application: A small business exporter may apply to us directly for a preliminary guaranteed loan commitment (PC) . A PC is an agreement from Ex-Im Bank that the borrower's needs generally meet our financing requirements. After a PC is granted, the exporter approaches a lender to secure a loan. To apply for a preliminary commitment, contact Ex-Im Bank's Business Development staff.
Steps
Step 1:
Contact the nearest Ex-Im Bank office to you for a free consultation with a Export-Import Bank Trade Finance Manager. This individual will work with you to understand the working capital application process and if needed can refer you to a commercial banker that participates in Ex-Im's Delegated Authority Lender partnership.
Step 2:
Visit with your commercial lender or a participating Ex-Im Bank Delegated Authority Lender to start the Working Capital Application process.
More Information
Please visit the nearest Ex-Im Bank office for a free consultation with an Export-Import Bank Trade Finance Manager, call 202-565-3946 or email us at info@exim.gov.
Special Considerations
For loans not meeting the above criteria or for smaller financing needs, we encourage you to contact the Small Business Administration (SBA) office nearest you, call 1.800.U.ASK.SBA or visit www.sba.gov.