The sooner you seek help, the more options you'll have. If this is the first time you've worked with your mortgage company, they will want to ensure that you have been considered for other options to keep your home before they move forward with HAFA. When it's time for HAFA, be prepared to provide the following:
Request for Mortgage Assistance (RMA)
If you've already received an offer, be prepared to submit these additional forms:
- Alternative Request for Approval of Short Sale (Alternative RASS)
- Executed sales contract