There are many resources available that may assist homeowners in jeopardy of losing their home.  If you, a family member, neighbor, coworker or friend is in jeopardy of losing a home, please visit the following web sites for information on available federal and state mortgage foreclosure prevention programs.

U.S. Department of Housing and Urban Development (HUD)

• Tips for Avoiding Foreclosure

• Wisconsin HUD-Approved Counseling Agencies
  HUD sponsors housing counseling agencies that can provide advice on buying a home, renting, defaults, foreclosures, credit issues, and reverse mortgages.

• The Making Home Affordable Program includes opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes the Home Affordable Foreclosure Alternatives Program for homeowners who are interested in a short sale or deed-in-lieu of foreclosure. 

Internal Revenue Service (IRS)

• Questions and Answers on Home Foreclosures and Debt Cancellations

State of Wisconsin Foreclosure Prevention Programs and Resources

• Wisconsin Foreclosure Resource
  Wisconsin Economic Development Authority

Other Helpful Resources

• Household Housing Guide
  A Wisconsin Division of Housing & Community Development publication that provides a listing of various housing resources available for Wisconsin low and moderate income households (including programs for home purchases, owner-occupied rehabilitation and improvements, lead paint hazard reduction, residential rental services, and more).

• WiFrontDoorHousing
  A web-based community service that is intended to better connect providers of housing and housing services to renters who are looking for these types of housing opportunities. The user-friendly tools are customized for renters, landlords and property managers, and housing agency staff that help people find and keep housing.

• National Mortgage Settlement
  After many months of negotiation, 49 state attorneys general and the federal government have reached agreement on a historic joint state-federal settlement with the country’s five largest loan servicers.

• Preserving Homeownership: Foreclosure Prevention Initiatives
  The Congressional Research Service (CRS) has created a report that describes the consequences of foreclosure on homeowners; outlines recent foreclosure prevention initiatives, largely focusing on initiatives implemented by the federal government; and discusses the challenges associated with foreclosure prevention.