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Housing Publications

Financing & Sales


Click on the plus sign in the table below to view details of each publication or its subtopics.

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HUD Home Buying Guide
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HUD Home Buying Guide
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Learn about how the Federal Housing Administration can help make home buying easier and more affordable.
Available: online, as pdf
Language: English
Cost: Free
 
Home Equity Loans
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What You Should Know About Home Equity Lines of Credit
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What You Should Know About Home Equity Lines of Credit
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Includes questions, terms, tips and a checklist to find the plan that meets your needs and protects your interests. Explains how to compare a line of credit to a traditional second mortgage, and what to do if your lender freezes your line of credit.
Available: as pdf
Language: English
Cost: Free
 
Mortgage
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5 Tips for Shopping for a Mortgage
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5 Tips for Shopping for a Mortgage
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Learn how to determine what you can afford as well as all the various components of getting a loan and picking a trusted adviser to get mortgage advice from.
Available: online, as pdf
Language: English
Cost: Free
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A Consumer's Guide to Mortgage Refinancings
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A Consumer's Guide to Mortgage Refinancings
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Will refinancing be beneficial to you? Learn the costs and how to tell if the time is right. Includes a mortgage shopping worksheet with a dozen key questions to ask.
Available: online, as pdf
Language: English
Cost: Free
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Consumer Handbook on Adjustable Rate Mortgages
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Consumer Handbook on Adjustable Rate Mortgages
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Basic features, advantages, risks, and terminology associated with adjustable rate mortgages. Explains how ARMs work and how to reduce your risk. Includes a table for comparing mortgages.
Available: as pdf
Language: English
Cost: Free
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How to Buy A Home With A Low Down Payment
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How to Buy A Home With A Low Down Payment
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Describes how to qualify for a low down payment mortgage, determine what you can afford, and how mortgage insurance works. (Previous item number: 528W)
Available: as pdf
Languages: English and Spanish
Cost: Free
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Mortgage Payments Sending You Reeling? Here's What to Do
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Mortgage Payments Sending You Reeling? Here's What to Do
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Learn tips on how to save your home, and how to recognize and avoid foreclosure scams.
Available: as pdf
Languages: English and Spanish
Cost: Free
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Reverse Mortgages: Get the Facts Before Cashing in on Your Home's Equity
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Reverse Mortgages: Get the Facts Before Cashing in on Your Home's Equity
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How reverse mortgages work, the types available, and how to get the best deal.
Available: online, as pdf
Language: English
Cost: Free
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Shopping for Your Home Loan: HUD's Settlement Cost Booklet
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Shopping for Your Home Loan: HUD's Settlement Cost Booklet
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Become familiar with the various stages of the home-buying process, including deciding whether you are ready to buy a home, and providing factors to consider in determining how much you can afford to spend. Lenders and mortgage brokers are required by law to give you this booklet within three days of applying for a mortgage loan.
Available: as pdf
Language: English
Cost: Free
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