Credit Reports
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5 Tips for Improving Your Credit Score
Information on how your credit score is determined and what you can do to improve, protect, and safely repair your credit history.
Español 5 consejos para mejorar su puntaje de crédito
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Annual Credit Report
Get a free copy of your credit report.
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A Consumer Guide to Credit Reports and Credit Scores
An online resource that describes what is in a credit report, how a credit score is used, and the role of credit bureaus in collecting and sharing your information.
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Credit Repair: How to Help Yourself (FTC)
Recognize credit repair scams and learn how to legitimately repair your credit free of charge.
Español Reparación de crédito: Cómo ayudarse a sí mismo
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Fair Credit Reporting (FTC)
Find information about the existing regulatory requirements that protect consumers and their credit.
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How to Dispute Credit Report Errors (FTC)
Learn how to report and resolve errors in credit reports.
Español Cómo refutar errores en los informes de crédito
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Pay Attention to Your Credit Report (CFPB)
Steps to get and keep a good credit score. Find out what helps and what hurts your credit score.
Español Preste atención a su informe crediticio
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What You Need to Know: New Rules about Credit Decisions and Notices
Helps you better understand the notices you may receive from lenders when they use information in your credit report or your credit score to decide how much to charge you for a loan.
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What Your Credit Report Says About You
Explains what a credit report is, who has access to your credit report, what information is in your credit report, and how your credit report is used.
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Your Credit Rating
Explains your credit rating and how it affects you.