Will You Need LTC?

About 70 percent of people over age 65 will require some type of long-term care services during their lifetime. More than 40 percent will need care in a nursing home. Things that increase your risk or make it more likely that you’ll need long-term care include:

Age: The older you get, the more likely it is that you’ll need help.
Living alone: If you live alone, you’re more likely to need paid care than if you’re married or single and living with a partner.
Gender: Women are more likely to need long-term care than men, primarily because women tend to live longer.
Lifestyle: Poor diet and exercise habits increase the chance that you’ll need long-term care.
Personal history: Health and family history can increase the chances you’ll need long-term care.