No. Under federal law, a debt collector may contact other people but generally only to find out where you live, what your phone number is, and where you work. Debt collectors are generally prohibited from contacting people you know more ...
No. If you do not individually qualify, the creditor such as a lender or broker may request a co-signer, guarantor, endorser, or similar party. Your spouse may function as this additional party. But a lender or broker cannot require that ...
In general, a creditor cannot require your spouse’s (or another person’s) signature for individual credit if you qualify on your own for the amount and terms requested. If you do not qualify for individual credit, however, a creditor may require ...
No. If you do not individually qualify, the creditor may request a co-signer, guarantor, endorser, or similar party. Your spouse may function as this additional party. But a creditor cannot require that it be your spouse.
If you are applying for individual credit in your own name, a creditor such as a lender or dealer may not deny you credit because of your marital status. If you are creditworthy, you may get your own auto loan, ...
Generally, a creditor such as a lender or dealer may request information about your spouse or former spouse only if: Your spouse or former spouse will be allowed to use the account Your spouse or former spouse will be responsible ...
Generally, a creditor such as a lender or dealer must evaluate married and unmarried applicants by the same standards. A lender or dealer may not treat married joint applicants differently from unmarried joint applicants based on the existence, absence, or ...
In general, a creditor such as a lender or dealer cannot require your spouse’s (or another person’s) signature for individual credit if you qualify on your own for the amount and terms requested. If you are applying for joint credit, ...
No. If you do not individually qualify, the creditor such as a lender or dealer may request a co-signer, guarantor, endorser, or similar party. Your spouse may function as this additional party. But a lender or dealer cannot require that ...
A reverse mortgage does not create restrictions on who may live in your home with you. However, if a spouse or partner is not a co-borrower on the reverse mortgage, that person may be forced to move if you die ...