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There are steps you can take: Call your servicer. Depending on your situation, your servicer may be able to modify the terms of your loan or provide other forms of relief. Talk to a HUD-approved housing counselor. A U.S. Department ...
If you do not know what to say or are uncomfortable talking to your mortgage servicer, a U.S. Department of Housing and Urban Development (HUD)-approved housing counseling agency can help you understand your options, and help you learn how to ...
If you are in default, and the servicer has notified you that the entire balance is due (in other words, the loan has been “accelerated”), your lender generally can require you to pay the full past due amount to make ...
You should not trust anyone giving you this advice. Report companies giving you this advice by file a complaint with the CFPB online or by calling 1-855-411-CFPB (2372).If you are having trouble making your mortgage loan payments, call the CFPB ...
If your lender or servicer puts you on a repayment plan, you may be able to make up your missed mortgage loan payments over an extended period of time. You should make sure this is the right option for you. ...
If you can’t pay your mortgage, call your servicer right away. Your servicer may be willing to help you if you have missed a payment or are about to miss a payment. However, the further you fall behind in your ...
