When can a card issuer look at my credit report?
A card issuer can look at your full credit report when you apply for a credit card. If you are a customer of the card issuer, it can look at your credit report at any time.
Sort by: most helpful | most viewed | recently updated
A card issuer can look at your full credit report when you apply for a credit card. If you are a customer of the card issuer, it can look at your credit report at any time.
Card issuers may use a credit reporting agency to make firm offers of credit to consumers whose credit histories meet the criteria asked for by the card issuer (for example, a minimum credit score). This does not mean the credit ...
The card issuer is required to give you a list of the principal reasons for its decision, or a notice telling you how to get the principal reasons. If the card issuer based its decision on information contained in your ...
No. Your credit score is not affected by card issuers obtaining your name in this way. If you apply for a credit card, the card issuer will generally obtain your credit report or your credit score and the credit reporting ...
Yes. Before granting credit to you the card issuer may ask about your income so they know whether you can pay the required minimum periodic payment. The card issuer may also ask about your age so they know you are ...