U.S. Senator Chris Coons of Delaware

Stay Informed

Required Information

Blog

All blogs filed under Housing

  • Senator Coons presents house keys to Mays family

    by Communications Team

    On Friday, Senator Coons attended Habitat for Humanity of New Castle County’s Pavilion Home Dedication, where seven new homes for deserving families were dedicated at 5th and DuPont Streets in Wilmington.

    Habitat for Humanity Dedication Ceremony June 2012

    At the dedication, Chris presented the Mays family with keys to their new home.  Tiffany Mays is a single mother of four who has been raising her children in a cramped apartment badly in need of repairs. Today, her family moves into clean, safe, affordable housing.

    The Mays’ new house, and the other six Pavilion Homes located in Wilmington’s Little Italy, were built through a partnership of Habitat for Humanity of New Castle County and Cornerstone West, a division of West End Neighborhood House.   The new homes are equipped with off-street parking, central air and full-size washers and dryers.

    “When the Mays family turned the key to their new home, it marked a new beginning,” Chris said.  “We are grateful to Habitat for Humanity for bringing people together in the spirit of fellowship, faith and community. This is a wonderful day for the Mays family and the other new homeowners.”

    Habitat for Humanity of New Castle County has been building affordable housing for low-income residents since 1986. They are one of the top three largest Habitat affiliates out of over 200 in the Northeast, with over 185 houses built in New Castle County. June is National Homeownership Month. 

    Tags:
    Housing, 
    New Castle County

  • Timing is running out for mortgage assistance program

    by Constituent Outreach Team

    Unforeseen financial hardships can bring the threat of foreclosure to even the most responsible of homeowners, and during these difficult economic times, many Delaware homeowners are finding it hard to keep up with their mortgage payments.

    Fortunately, the Delaware State Housing Authority (DSHA), in conjunction with the U.S. Department of Housing and Urban Development, has created the Delaware Emergency Mortgage Assistance Program (DEMAP) to assist Delaware homeowners who are three or more months behind on their mortgage payments as a result of unemployment, reduced hours, illness or injury by providing a no-interest, forgivable loan of up to $50,000 for payments and back taxes. 

    The window of opportunity to take advantage of this forgivable loan program is closing: applications must be approved and closed by September 30, 2011.

    To be eligible for the DEMAP loan program, the homeowner must be a Delaware resident, be 90 or more days delinquent on their first mortgage payments, and face a risk of foreclosure. They must demonstrate a reasonable prospect of being able to resume payments in the near future, meet income eligibility requirements, and contribute 31% of monthly income towards their mortgage payments during the monthly payment assistance period.

    If you are a Delaware homeowner who is behind on their mortgage because of unexpected hardships, know that you aren’t alone. For more information on the program, call 888-363-8808 or visit destatehousing.com.

    Tags:
    Housing, 
    Taxes, 
    Unemployment