Giving or receiving a gift card?

You want the gift to be the surprise, not the terms and conditions. For example, did you know that gift cards can’t charge inactivity or service charges for 12 months, but after that first year, these fees could start to eat away at your card’s value?

We explain the different types of cards, what to look for when you get one, and how to make the most of gift cards. Read more >>

Giving or receiving a gift card?

A joint enforcement action with states to stop illegal advance fees

Today, a federal district court entered an order that returns money to the pockets of American consumers and stops a company from violating laws. The case also represents a landmark for us: it’s the first time we’ve joined with state attorneys general in filing suit to enforce consumer-financial-protection laws. The order is a win for [...]

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