Figure 1: Structure of Service Provider Arrangements in 401(k) Plans
This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-12-328
DEFINED CONTRIBUTION PLANS: Approaches in Other Countries Offer Beneficial Strategies in Several Areas
Note: Services can be bundled or unbundled with investment management services or advisory services. Under a bundled service arrangement, the plan sponsor hires a company that provides multiple services directly or through subcontracts. Under unbundled arrangements, the sponsor uses a combination of service providers.
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