Borrowing & debt

Top story

  • A handful of £20 notes

    Problem payday loan debts rise by almost 300%

    4 Dec 2012: Debt charity says more than 30,000 will require help by the end of the year, as separate research shows 8% of adults will use such a loan to pay for Christmas
  • Budget calculator

  • Calculator spending and budget Interactive: Enter your income and outgoings to find out just how healthy, or otherwise, your finances are

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Our selection of best buys

Lender Initial rate
HSBC 1.99% More
First Direct 2.29% More
HSBC 2.49% More
Name BT Rate BT Period
Barclaycard Platinum Credit Card with Extended Balance Transfer 0.00% 24 months More
Barclaycard Platinum Credit Card with Balance Transfer 0.00% 23 months More
NatWest Platinum Extended Balance Transfer Credit Card 0.00% 23 months More
Provider Headline rate APR
Derbyshire Personal Loan 5.40% 5.4% More
Sainsbury's Shopper Personal Loan 5.50% 5.5% More
Clydesdale Bank Personal Loan 5.80% 5.8% More
Provider AER
Derbyshire BS 2.2% More
Nationwide BS 2.2% More
Post Office® 2.1% More

Guardian Bookshop

This week's bestsellers

  1. 1.  I am the Secret Footballer

    £7.99

  2. 2.  House of Fun

    by Simon Hoggart £9.99

  3. 3.  Moomins and the Great Flood

    by Tove Jansson £7.99

  4. 4.  Jerusalem

    by Yotam Ottolenghi £16.00

  5. 5.  History of the World in Twelve Maps

    by Jerry Brotton £19.00