Title I. Quality, Affordable Health Care for All Americans

More Choices, Greater Competition -- Health Insurance Exchange

The proposal creates a new insurance marketplace that lets individuals and families without coverage and small business owners pool their resources and increase their buying power to make insurance more affordable. Private insurance companies will compete for business based on cost and quality and they’ll have to follow common-sense rules of the road that rein in the worst insurance industry abuses.

For the first time ever, Americans who lose their jobs, change jobs, move out of state, get divorced or get sick will have the peace of mind and security of knowing they will always have quality affordable health care they can rely on. For Americans who get coverage through their job but can’t afford it, the exchange will give them new choices. For small business owners, the exchange will level the playing field with big businesses and lower their costs.

Continue to Same Coverage Choices as Members of Congress