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Attention CEOs, CFOs, and CRA/Compliance Officers Needing CRA
Credit
GBA Strategic Partner,
The Senior Housing Crime
Prevention Foundation (SHCPF) will present a complimentary 30-minute
webinar entitled: Innovative Strategies for CRA Credit and Positive
Public Relations on Thursday, Dec. 26, at 2 p.m. The
program will provide you with information you need to get your
bank CRA credit while receiving a guaranteed annual yield with no
credit risk or exposure on the investment.
Find out how to
register and participate here...
Trust and Investment
Management Services for Your Bank's Valued Customers
Reliance
Trust Company,
headquartered in Atlanta, is one of the largest independent trust
companies in the country with more than $109 billion in assets under
management and administration and a leading provider of personalized
financial services for individual, corporate and institutional
clients. Reliance can add fee-based revenues through financial
advisory services to individual and business customers, directors
and bank employees.
Reliance Trust Services include...
Job Bank
Find a job, post a job
More GBA Products and Services
GBA Compensation and
Benefits Survey
REOdeedwagon.com
BANKSTAT Management Reporting and Analysis
Reports
Connect with GBA on LinkedIn
Follow GBA on Twitter
Retirement, Pension and
401(k) Plans
Georgia Financial Directory
Thumbprint Signature Program
Interest Rate Averages by County
Holiday Decals
Pledging Pool
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Basel III Update
GA House Delegation Weighs in on Basel,
Implementation Delayed, Senate Hearing Held
 A bipartisan group of Georgia U.S. House members Thursday
sent a letter
to the
FDIC, Federal Reserve and OCC urging the agencies to take time to
fully consider the Basel III proposals and numerous concerns voiced
by their constituents, and to introduce simple, straightforward
standards that recognize the difference between the variety of banks
and customers they serve. We appreciate Rep. Lynn Westmoreland
for taking the lead on our delegation's letter. Regulators
last Friday announced that the Basel III capital proposals will not
become effective on Jan. 1, 2013. We appreciate all the work GBA
member banks did to provide substantial comments on the effects of
the proposals. In other related news, the
Senate Banking Committee Wednesday held a Basel III hearing to learn
more from regulators.
Read more about the developments related to the
Basel III proposals...
Economic
Update at Annual Credit Conference Dec. 6-7
 There's lots of economic
wheat and chaff to sort through right now. Georgia's unemployment rate dropped
to 8.7 percent in October,
statewide foreclosure filings ticked up
in October, election results, the "fiscal cliff" and a number of
other issues will play a role in the state and national economy in
the months to come. So, there's no better time to hear from the
state's leading economist about those issues than at GBA's Annual
Credit Conference
will be Dec. 6-7 at the Marriott Century Center in Atlanta.
Dr. Roger Tutterow, Mercer University, will be presenting his
thoughts about all this and more.
Find out more about the Credit
Conference and sign up today...
Duke
Calls for Two-Tier Mortgage Regulations
 Federal Reserve Board
Gov. Elizabeth Duke recently spoke up in support of a
separate set of mortgage lending rules for community banks. Her
comments reflected some of the same concerns GBA member bankers outlined with
Duke on their visit with her in Washington, D.C., as part of GBA's annual legislative visit in May.
"GBA members made some important points about how all the current
and proposed rules negatively affect local market lending, and it's
clear that she heard us and others loud and clear. Being able to
have that direct line of conversation with key policymakers is one
of the major benefits we get from GBA's advocacy program," said GBA
Chairman Jim Edwards, CEO, United Bank, Griffin.
See more details describing what Duke's thoughts are about mortgage
rules...
Talk to Your
Representative One-on-One at Legislative Reception
Don't miss the opportunity to talk to your state representative one-on-one
at GBA's annual Legislative and Economic Forum
and Legislative Reception Wednesday,
Jan. 16. The events start at 3:30 p.m. with our
Legislative/Economic Update forum at the
Marriott Marquis, Atlanta.
The Legislative Reception will follow from 6-7:30 p.m. at the hotel as well.
Click here to learn more and register today to join us...
Jacksonville FDIC
Office Closing in April 2014
FDIC this week announced
that its East Coast Temporary Satellite Office (ECTSO), in
Jacksonville, FL, will close on April 5, 2014. That's a ways off,
but it is a signal that FDIC sees the bank closure cycle waning in
the Southeastern part of the United States.
More about the
planned FDIC office closing...
Your Answer to
Succession Planning
2013 Leadership Roundtables
Succession planning is one of those initiatives that many just don't
find the time to start until it's too late. To help you out with
that, the Georgia Bankers Association has developed a new program
that will help you
strengthen your bank's future - Leadership Roundtables.
Facilitated by Elaine Demarest, president of the Demarest
Strategy Group, Hilton Head. Modeled after the popular GBA CEO and
CFO roundtables, participants will get a thorough overview of bank
trends and management techniques. And as an added bonus, those who
participate in the Leadership Roundtables will receive a
complimentary registration for Leadership GBA's annual Leadership Conference
July 21-24, 2013, in Ponte Vedra.
Click here to download information and a
registration form. With questions or to register, please
contact GBA's
Susie McGehee at 404.420.2010.
Alternative
Investment Products Discussed
 One of the topics at last
week's
GBA
Financial Risk Management Conference was
strategies for managing a bank's investment portfolio. A panel
discussed a variety of options for successful investment and risk
mitigation strategies. One additional alternative being mentioned by regulators
and the Small Business Administration (SBA) is Small Business
Investment Company (SBIC) funds. New GBA Associate Member Plexus
Capital is beginning a fundraising campaign for its Plexus Fund
III, an SBA-approved SBIC. Investment in Plexus' fund also can earn
CRA credit for the bank.
More about SBICs and other programs
offering a return on investment and CRA credit as well...
Foreclosure Review
Deadline Approaching
Certain borrowers have
until Dec. 31 to request a free, impartial review of their
foreclosure through the national Independent Foreclosure Review.
Eligible borrowers included are those
whose primary homes were involved in a foreclosure process in
2009 or 2010 and whose mortgages were serviced by one of the
participating mortgage
companies listed here.
The reviews are part of regulatory enforcement actions issued in
April 2011.
Learn more about the foreclosure review program and get
information about how to apply...
FDIC Hosting
Neighborhood Stabilization Roundtable in Atlanta
GBA members are invited
to attend a half-day discussion of current program efforts regarding
neighborhood stabilization on Dec. 13 in Atlanta. This joint FDIC,
OCC, and HUD event will provide attendees with best practices
about outreach efforts and disseminating resources, CRA
Neighborhood Stabilization updates, sharing asset disposition
information from FDIC's Division of Receivership, as well as
addressing barriers and challenges to the mainstream financial
access. There is no cost to attend, and seating is limited. Advance
registration is required.
For more information and to register, please complete the
online registration by Tuesday, Dec. 11. Once registered, you will receive a
confirmation email.
Here's a link to the full agenda.
Who
Should Offer Electronic Wallets
More than 75 percent of
consumers interested in using electronic wallets would prefer to
obtain such a service from their primary bank or financial
institution, according to a study released this week by a payments
company. An electronic wallet is generally described as a portable
device, usually a smart phone, that lets you make purchases,
schedule bill
payments or transfer money electronically anytime, anywhere and can
also include non-financial applications such as loyalty and rewards
applications.
More numbers from the study about consumer payment
options...
REO Property Marketing Website Now
Available: REOdeedwagon.com
 REOdeedwagon.com
is a website where banks
can showcase their real estate for sale
in front of a new audience of potential buyers that extends well
beyond their current local markets. Property investors worldwide
have access to view properties that are advertised.
By aggregating REO inventory in one place, participating banks gain
a whole new distribution channel and can expedite the REO management
process. Banks control all the content, decide which properties get
listed and whose contact information is included.
Banks can advertise properties, including photos, for $49 per
property until they want the posting to come down. There are no
other setup costs or subscription fees.
Find out more by visiting
www.REOdeedwagon.com...
Key GBA
Event
Reminders
Newsmakers
Read about all the Georgia Bankers making news this week...
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Date |
Read All About It:
Send Us Your News
Please remember to include the Georgia
Bankers Association on the list of recipients for announcements
about promotions, new employees and special recognition your bank
has received. We want to share your news with your colleagues across
the state. Please forward your announcements and photos to GBA's
David Oliver and Bogan Brannen.
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Analyzing Financial Statements
Nov. 29
Macon
The Information Security Officer
(ISO)
Dec. 4
Dalton
Credit Conference
Dec. 6-7
Atlanta
Fair Lending
Dec. 6
Macon
BSA Compliance
Dec. 13
Macon
Bankruptcy, Garnishments, Liens and Levies
Jan. 10
Macon
Legislative Reception & Legislative/Economic Forum
Jan. 16
Atlanta
Webinars
AIB Courses for
December
Compliance Calendar
Lending Calendar
Ops/Tech Calendar
HR Calendar
Asset/Liability Calendar
Management Calendar
Security Calendar
Full GBA-U Calendar
Career Paths for BankersTM
The 44 most-common bank job
descriptions, the skills and competencies you need to have those
jobs and links to training and development by job title.
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