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As 2012 comes to a close, we face many challenges: averting the fiscal cliff that could send us spiraling back into a recession, tackling our crippling deficit and the dire need to balance our budget. But equally worrisome are the sweeping changes coming to our health care system in the new year. These changes include: more premium increases, the Independent Payment Advisory Board (IPAB) starting to look for ways to cut Medicare, payment cuts to ...
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