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Statement of Representative Bill Huizenga

Statement of Representative Francisco Canseco

Witness List

Panel I

• Mr. Albert C. Kelly, Jr., President and Chief Executive Officer, Spirit Bank, on behalf of the American Bankers Association
• Mr. John Buckley, President and Chief Executive Officer, Gerber Federal Credit Union on behalf of the National Association of Federal Credit Unions
• Mr. O. William Cheney, President and Chief Executive Officer, on behalf of Credit Union National Association
• Mr. Chris Stinebert, President and Chief Executive Officer, American Financial Services Association
• Mr. James D. MacPhee, Chairman, Independent Community Bankers of America
• Mr. Peter Skillern, Executive Director, Community Reinvestment Association of North Carolina

Panel II

• Mr. Jess Sharp, Executive Director, Center for Capital Markets Competiveness, US Chamber of Commerce
• Mr. Robert Nielsen, Chairman of the Board, National Association of Home Builders
• Mr. John M. Schaible, Chairman, Atlas Federal
• Mr. David Borris, Main Street Alliance