Earn 5% cash back on popular brands, including:
You can also earn cash back when you:
Dine Out - Up to 8%***
Get up to 8% cash back at thousands of participating
restaurants.
Learn more
Book Hotels & Travel - Up to 5% or more
Score great travel deals (plus cash back for college) through
hotels.com, Expedia, Travelocity, Budget and more.
Use the Upromise® Credit Card
Earn 1% cash back on all your purchases, all the time.
Learn more
Use Grocery eCoupons
Start at Upromise for money-saving eCoupons that earn cash back.
Upromise Online Shopping
- Earn 1-25% back from your spending
- Over 800 retail & travel sites
- Get access to thousands of coupons & deals
- Free online savings toolbar (TurboSaver®) available to members
Dine more, earn more!
- Earn up to 8% cash back at thousands of participating restaurants
- Earn on your total bill — food, drinks, tax, and tip!
- Enjoy special dining offers
Upromise Grocery
How to Earn:
On our site, click to activate eCoupons. If you buy the item that month and swipe your registered grocery card at checkout, the college savings will be sent right into your Upromise account.
- Up to $40 in eCoupons offers each month
- Over 21,000 grocery and drug stores participate
You can earn more cash back with the Upromise MasterCard®
Earn cash back on all your purchases when you pay with the Upromise MasterCard®.
- 5% cash back on eligible online purchases through Upromise§
- 4% cash back at thousands of participating Upromise Dining Restaurants§
- Up to 3% cash back on eligible gasoline purchases at Exxon or Mobil locations§
- 2% cash back on eligible movie theaters§
- 1% cash back on everything else§
By clicking Apply Now, you will be directed to an online application website that is operated by Barclaycard and is governed by the Barclaycard Privacy Policy.
Frequently Asked Questions
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What is Upromise? Is it free to join?
Yes, Upromise is free to join.
Upromise is a service that helps families earn extra money for education. The company was launched in April 2001 to help make a college education more attainable. It's a service that helps members jumpstart their college savings or pay down student loans by earning 1-25% back on qualified everyday spending shopping online or in-store, eating out, buying groceries, purchasing travel and more.
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What information do I need to provide in order to enroll?
Basic information like your name, mailing address, phone number and email address.
To start getting college savings from our participating companies, you should also enter your credit or debit card numbers and your grocery cards.
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What is the difference between a Upromise account and a 529 plan?
Your Upromise account is a non-interest bearing account.
The Upromise Rewards Service is offered by Upromise, Inc., is not a 529 plan and does not offer the federal or state tax advantages associated with 529 plans. If you are seeking potential market return on your college savings, you may want to consider investing them in a 529 plan.
Still have questions? Visit our FAQ page
join today
it's free!
There are many options.
Open a High-Yield
Savings Account
Get a 10% annual match on your Upromise
earnings.1
Start a 529 Savings
Account Plan
Pay Down an Eligible Sallie
Mae® Student
Loan2
Request a Check
* Join now through November 13, 2012 to be entered automatically in the Upromise Full Ride to College Sweepstakes. The $150,000 "full ride" figure is based on statistics from collegeboard.org as of 5/31/2012 showing that the average cost of a public four-year college is $150,000. The winner is responsible for any and all taxes associated with the Upromise Full Ride to College Sweepstakes winnings and any additional tuition, fees or expenses associated with the winner's college attendance
NO PURCHASE OR ONLINE SUBSCRIPTION NECESSARY TO ENTER. Void where prohibited or restricted by law. Each sweepstakes is open to legal residents of the 50 United States and D.C. who are at least 18 years of age or the age or majority in the state in which you reside at the time of entry. You must be a Upromise member in order to be awarded a prize. Join for free at www.upromise.com. The "Make The Pledge, Keep the Promise: Upromise Full Ride to College Sweepstakes" (or "Make The Pledge") starts 09/18/12 and ends 11/13/12. The eight Weekly Gift Card Sweepstakes start and end on the following dates: # 1- 09/18/12 - 09/24/12; # 2 09/25/12 - 10/02/12; #3 10/03/12 - 10/09/12; #4 10/10/12 - 10/16/12; #5 10/17/12 - 10/23/12; #6 10/24/12 - 10/30/12; #7 10/31/12 - 11/06/12; #8 11/07/12 - 11/13/12. Odds of winning depend on number of eligible entries received in the applicable sweepstakes. Value of Make The Pledge prize: $150,000. Value of each Weekly Gift Card Sweepstakes prize: $500. Complete rules and prize details for each sweepstakes are available at www.facebook.com/Upromise or the sweepstakes application page on Upromise.com. This promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook. Sponsor: Upromise, Inc. 95 Wells Avenue, Suite 160, Newton, MA 02459. Administrator: AMP Agency, 77 North Washington Street, Boston, MA 02114
** Exclusions and limitations to the 5% cash back apply. Go to http://shop.upromise.com and click on 'Store Info' next to the online partner to see the applicable cash back amount and product exclusions for that partner, if any.
*** The up to 8% cash back at Upromise Dining restaurants is offered by the Upromise Dining Program administered by Rewards Network and can be earned when you make a qualified dine at a partcipating restaurant in the Upromise Dining Program in accordance with the Upromise Dining Program Terms and Conditions and restaurant restrictions, if applicable, using the Upromise Credit Card. The Upromise Dining Program offers Upromise members 2%, 4%, 6% or 8% cash back on qualified dine(s) with the Upromise Dining Program. The actual percentage amount will vary and is based upon your level of overall spending with the Upromise Dining Program during the year. For more information, visit www.upromise.com/dining.
1 To be eligible for the 10% annual match on your Upromise earnings from Upromise, you must link your High Yield Savings Account (HYSA) to your Upromise Account and, within 90 days of opening your HYSA, either: 1. set up an Automatic Savings Plan with a monthly deposit of $25 or more, or 2. Fund your HYSA account with $5,000 or more. If you qualify for the 10% match based on having the minimum balance of $5,000 in your HYSA, you must maintain that minimum balance in your HYSA for the duration of the calendar year for which your earnings will be matched. Once you complete the steps above, Upromise will match 10% of your Upromise earnings posted as "funded" to your Upromise Account during each calendar year. Your match will be deposited into your HYSA in the February after you have linked and funded your account as described above, provided that both accounts remain active and are in good standing at time of transfer. Visit the FAQs to learn more. Upromise may change or terminate the 10% annual match offer at any time without notice. Other terms and conditions may apply. Upromise accounts are not FDIC insured, carry no bank guarantee and may lose value.
2 Only the student loan borrower can link Upromise and loan accounts. Cosigners, parents, family and friends may direct their Upromise earnings to the Upromise account of a student loan borrower to help them pay down their loans. Smart Option Student Loans and other student loans may not be eligible for linking, to view details and how Upromise earnings are applied to student loans please visit www.upromise.com/loanlink. Upromise account balances of $10 or more will be transferred to help pay down linked student loans on a quarterly basis. Access to Upromise is not limited to Sallie Mae loan customers.
