Does the government cover the difference between depreciated and replacement value of property?
No.
Is there an order of precedence for claiming against the government for items that are not covered by the military family housing contractor's insurance?
Service members who have suffered property damage must settle with Forest City first (and any other insurance coverage they may have). If the policy limits are exhausted and haven't completely covered the member's loss, the member can file a claim with us under the Military Personnel and Civilian Employee's Claims Act. There's an additional $40,000 (or up to $100,000 for claims arising from emergency evacuations or extraordinary circumstances) to which a member is entitled.
What is the reimbursement time period?
The two-year period for filing a claim begins at the time of the incident causing the loss or damage.
Will the Air Force pay for any deductibles that the military family housing contractor's insurance doesn't pay or cover?
A proper claimant is not guaranteed reimbursement of his/her deductible but will often be paid the deductible. There is no guidance that specifically states a claimant will receive a deductible. However, the process that must be followed by a claimant often results in the claimant being paid the amount of the deductible.
However, keep in mind that hotel expenses are not reimbursable in the statute under which we pay claims (Military Personnel and Civilian Employee's Claims Act, 31 USC 3701, 3721). We can pay claims for damage to personal property incident to a member's service only. However, if a member suffers property damage and receives payment from the Claim Service Center, what they do with their settlement is entirely their call.
Will the Air Force reimburse Army personnel who live on the Air Force Academy for anything not covered by renter's insurance?
Army and Navy personnel have the same rights with regards to claims under the Military Personnel and Civilian Employee's Claims Act. However, they must file with their service claims office. The Air Force Claims Service Center and Air Force Academy claims personnel can assist in this regard.
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