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TRICARE Dental Program


Monthly Premiums
Monthly premium rates are based on the sponsor's military status (active duty, Selected Reserve or Individual Ready Reserve [IRR]) and type of enrollment:

  • Sponsor only
  • Single enrollment (one family member; does not include sponsor)
  • Family enrollment (more than one family member; does not include sponsor)
  • Sponsor and family

The rates listed below are for May 1, 2012 - January 31, 2013. After that, premium rates will be adjusted annually every February.

Active Duty Family Members 
  • Single: $10.30 per month
  • Family: $30.89 per month 
Selected Reserve,
IRR (Mobilization Only) & Family Members
  • Sponsor only: $10.30 per month
  • Single: $25.74 per month
  • Family: $77.22 per month
  • Sponsor and family: $87.52
IRR (Non Mobilization) & Family Members
  • Sponsor only: $25.74 per month
  • Single: $25.74 per month
  • Family: $77.22 per month
  • Sponsor and family: $102.96

The Single and Family rates do not include the sponsor

Cost Shares
You'll pay cost shares for covered dental services. Cost shares will vary depending on the sponsor's pay grade and your service area: CONUS or OCONUS.

Covered Services

CONUS Service Area OCONUS Service Area

Pay Grades
E-1 - E-4

Pay Grades
E-5 and above

Command-Sponsored Beneficiaries1

Diagnostic

0%

0%

0%

Preventive2

0%

0%

0%

Sealants

20%

20%

0%

Consultation/
Office Visit

20%

20%

0%

Post-Surgical Services

20%

20%

0%

Basic Restorative

20%

20%

0%

Endodontic

30%

40%

0%

Periodontic

30%

40%

0%

Oral Surgery

30%

40%

0%

General Anesthesia

40%

40%

0%

Intravenous Sedation

50%

50%

0%

Miscellaneous Services(occlusal guard, athletic mouth guard)

50%

50%

0%

Other Restorative

50%

50%

50%

Implant Services

50%

50%

50%

Prosthodontic

50%

50%

50%

Orthodontic3

50%

50%

50%

  1. The cost shares for OCONUS command-sponsored beneficiaries do not apply to Selected Reserve and IRR family members and IRR (other than Special Mobilization Category) members. Beneficiaries in this category are subject to CONUS cost share arrangement as noted in the two middle columns.
  2. Space maintainers are fully covered for patients under age 19 when involving posterior teeth. They are covered at a 20% cost share for patients under age 19 when replacing anterior teeth only. Sealants are covered at 20% as noted above.
  3. Orthodontic treatment is available for enrolled family members:
    • Children are covered up to age 21 or 23 (based on student status, learn more)
    • Spouses are covered up to age 23
    • National Guard/Reserve sponsors are covered up to age 23

Dental coverage is subject to specific limitations and exclusions. Please refer to the TRICARE Dental Program Benefit Booklet for a description of covered services, schedule of benefits payable, limitations and exclusions.

Plan Maximums
The TRICARE Dental Program limits how much can be paid per enrollee for dental services. Only the allowed fee (or the dentist's actual charge if lower) less your cost share is applied against the maximum. Services received from non-network providers do not apply toward your plan maximums.

Please view the TRICARE Dental Program Benefit Booklet for a complete list of services that do not apply to your plan maximums.

  • $1,300 annual maximum per contract year, May 1 - April 30 for non-orthodontic services
  • $1,750 lifetime maximum for orthodontic treatment (orthodontic diagnostic services are applied to the annual maximum)
  • $1,200 accidental annual maximum for costs associated with dental care provided due to an accident (injury to teeth or supporting hard and soft tissues)

Last Modified:May 31, 2012

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Contact

TRICARE Dental Program
MetLife
CONUS: 1-855-638-8371
OCONUS: 1-855-638-8372
TDD/TTY: 1-855-638-8373
https://mybenefits.metlife.com/tricare