Forefront Topic
Credit
- Making Financial Markets Safer for Consumers: Lessons from Consumer Goods Markets and Beyond
- Thomas J Fitzpatrick IV, Daniel A Littman and Stephan Whitaker
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- In the wake of the mortgage meltdown, policymakers are discussing how best to protect consumers in financial product markets. The Federal Reserve Bank of Cleveland hosted a seminar, “Consumer Protection in Financial Product Markets,” in September 2009 to exchange ideas with other regulators about consumer protection and the role of the courts.
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(PDF)
- Fed: Say Goodbye to Hidden Overdraft and Gift Card Fees
- Doug Campbell
- The Federal Reserve recently took steps to shore up consumer protection rules on two fronts: the first dealing with overdraft fees, the second with retail gift cards.
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(PDF)
- Small Business: Credit Where Credit is Due?
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- The story of Torbeck Industries, a Harrison, Ohio, manufacturer of safety equipment, has grown all too familiar.
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(PDF)
- Mortgage Counseling, Plain Language, and Financial Education: What Works?
- Amy Koehnen
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- Highlights from the Federal Reserve Bank of Cleveland’s 2010 Policy Summit.
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(PDF)
- Five Big Ideas about Consumer Finance Education
- April McClellan-Copeland
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- Observations from the Federal Reserve’s Jeanne Hogarth.
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(PDF)
- Overextended, Underinvested: The Debt Overhang Problem
- Doug Campbell
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- High debt burdens can restrain business spending and investment through several channels. This article explains how economists have taken a potentially important step forward in understanding the "debt overhang" channel.
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(PDF)
- Spent: Why Americans Are Saving So Much...
- Doug Campbell
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- ...and why it makes a difference.
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(PDF)
- Wealth Building for Low-Income Families
- Doug Campbell
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- It’s not easy, but a growing number of innovative financial products show it’s possible.
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(PDF)
