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About Us

Community Depository Institutions Advisory Council (CDIAC)

In 2011, the Federal Reserve Bank of St. Louis established a Community Depository Institutions Advisory Council (CDIAC) comprised of 12 executives of smaller financial institutions across the Eighth District. The council meets twice a year at the St. Louis Fed to advise St. Louis Fed President James Bullard on the credit, banking and economic conditions facing their institutions and their communities. Council members are senior executives of banks, thrift institutions, and credit unions and serve staggered terms.

The chair of each District Bank's council also has the responsibility of reporting twice yearly to the Federal Reserve Board of Governors in Washington, D.C.

The council's inaugural meeting was held March 1-2, 2011.

(Length of term in parentheses)

CDIAC Dennis M. Terry

Dennis M. Terry
 President & CEO, First Clover Leaf Bank FSB, Edwardsville, Ill.
(Term expiration: 2012)
CDIAC Kirk P. Bailey

Kirk P. Bailey
 CEO, Magna Bank, Memphis, Tenn.
(Term expiration: 2014)
CDIAC Glenn D. Barks

Glenn D. Barks
 President and CEO, First Community Credit Union, Chesterfield, Mo.
(Term expiration: 2013)
CDIAC H. David Hale

H. David Hale
 Chairman, President & CEO, First Capital Bank of Kentucky, Louisville, Ky.
(Term expiration: 2014)
CDIAC D. Keith Hefner

D. Keith Hefner
 President & CEO, Citizens Bank & Trust Company, Van Buren, Ark.
(Term expiration: 2012)
CDIAC Gary E. Metzger

Gary E. Metzger
 President, Liberty Bank, Springfield, Mo.
(Term expiration: 2013)
CDIAC William J. Rissel

William J. Rissel
 President & CEO, Fort Knox Federal Credit Union, Radcliff, Ky.
(Term expiration: 2012)
CDIAC Mark A. Schroeder

Mark A. Schroeder
 Chairman & CEO, German American Bancorp, Jasper, Ind.
(Term expiration: 2014)
CDIAC Gordon Waller

Gordon Waller
 President & CEO, First State Bank & Trust, Caruthersville, Mo.
(Term expiration: 2013)
CDIAC Larry T. Wilson

Larry T. Wilson
 President & CEO, First Arkansas Bank & Trust, Jacksonville, Ark.
(Term expiration: 2014)
CDIAC Vance Witt

Vance Witt
 CEO & Chairman, BNA Bank, New Albany, Miss.
(Term expiration: 2013)
CDIAC Larry Ziglar

Larry Ziglar
 President, First National Bank in Staunton, Staunton, Ill.
(Term expiration: 2012)