Sort by: most helpful | most viewed | recently updated

Credit Reports and Scores

Who has a credit report?

Most adult consumers who have credit accounts have a credit report. There are also specialty reporting companies that compile and sell information about payday lending, check writing history, and other consumer credit activity. Whether you personally have a credit report ...

Credit Reports and Scores

Should I buy a credit score?

You do not need to buy a credit score to get insight into how lenders will view your credit record. Your credit report tells you much of the key information about your credit record. Plus, the score you buy may ...

Can't find your question? Ask us!

Add a new question