The attached banking markets have been defined by the Research Department of the Federal Reserve Bank of Atlanta. Since these markets may be revised as new information becomes available or as additional analysis of these markets is performed, it is advisable to check with the Research Department before using these definitions.
(Revised October 11, 2011)
| Banking Market | Description |
| Anderson County | See Knoxville Area Banking Market |
| Athens Area | McMinn, Meigs, and Monroe counties plus the town of Delano in Polk County |
| Bedford County | Bedford County |
| Benton County* | |
| Bledsoe County | Bledsoe County |
| Blount County | See Knoxville Area and Sevierville Area Banking Markets |
| Bradley County | See Cleveland Area Banking Market |
| Campbell County | Campbell County |
| Cannon County | Cannon County |
| Carroll County* | |
| Carter County | See Johnson City/Kingsport/Bristol Area Banking Market |
| Chattanooga Area | Hamilton and Marion counties in Tennessee less the portion of the town of Monteagle that lies in Marion County, plus Catoosa, Dade, and Walker counties in Georgia (NOTE: This is the Chattanooga MSA less the town of Monteagle) |
| Cheatham County | See Nashville Area Banking Market |
| Chester County* | |
| Claiborne County | See Middlesboro Area Banking Market |
| Clarksville, TN-Hopkinsville, KY Area | Montgomery and Stewart counties in Tennessee, plus Christian, Trigg, and Todd counties in Kentucky |
| Clay County | Clay County |
| Cleveland Area | Bradley County plus the towns of Benton and Ocoee in Polk County |
| Cocke County | Morristown-Newport Area Banking Market |
| Coffee County | See Tullahoma Area Banking Market |
| Cookeville Area | Jackson, Overton and Putnam counties |
| Crockett County* | |
| Cumberland County | Cumberland County |
| Davidson County | See Nashville Area Banking Market |
| Decatur County* | |
| DeKalb County | DeKalb County |
| Dickson County | See Nashville Area Banking Market |
| Dyer County* | |
| Fayette County* | |
| Fayetteville Area | Lincoln County less the portion of the town of Petersburg that lies in Lincoln County |
| Fentress County | Fentress County |
| Franklin County | See Tullahoma Area Banking Market |
| Gibson County* | |
| Giles County | See Pulaski Area Banking Market |
| Grainger County | See Knoxville Area and Morristown-Newport Area Banking Markets |
| Greene County | Greene County |
| Grundy County | See Tullahoma Area, McMinnville Area, and Palmer Area Banking Markets |
| Hamblen County | Morristown-Newport Area Banking Market |
| Hamilton County | See Chattanooga Area Banking Market |
| Hancock County | Hancock County |
| Hardeman County* | |
| Hardin County* | |
| Hawkins Area | Hawkins County less the Hawkins County portion of the Johnson City/Kingsport/Bristol Area Banking Market |
| Hawkins County | See Johnson City/Kingsport/Bristol Area and Hawkins Area Banking Markets |
| Haywood County* | |
| Henderson County* | |
| Henry County* | |
| Hickman County | Hickman County |
| Houston County | Houston County |
| Humphreys County | Humphreys County |
| Jackson County | See Cookeville Area Banking Market |
| Jefferson County | See Knoxville Area and Morristown-Newport Area Banking Markets |
| Johnson City/Kingsport/Bristol Area | Carter, Sullivan, Unicoi and Washington counties in Tennessee and Scott County, Virginia plus the towns of Church Hill, Kingsport, Mt. Carmel, and Holston in Hawkins County, Tennessee plus the independent city of Bristol, Virginia and the towns of Benhams, Green Valley, Burson Place, Wallace, Wyndale, and Scenic Park in Washington County, Virginia |
| Johnson County | Johnson County |
| Knox County | See Knoxville Area Banking Market |
| Knoxville Area | Anderson, Knox, Loudon, Roane and Union counties plus Blount County northwest of Chilhowee Mountain; the towns of Chestnut Hill, Danridge, Dumplin, Friends Station, Hodges, New Market and Strawberry Plains in Jefferson County; the towns of Harriman and Oliver Springs in Morgan County; the towns of Seymour and Kodak in Sevier County; and the towns of Blaine, Buffalo Springs, Joppa, Lea Springs and Powder Springs in Grainger County |
| Lake County* | |
| Lauderdale County* | |
| Lawrence County | Lawrence County |
| Lewis County | Lewis County |
| Lewisburg Area | Marshall County plus the portion of the town of Petersburg that lies in Lincoln County |
| Lincoln County | See Fayetteville Area Banking Market |
| Loudon County | See Knoxville Area Banking Market |
| McMinn County | See Athens Area Banking Market |
| McMinnville Area | Warren County plus the northern half of Grundy County, including the town of Altamont |
| McNairy County* | |
| Macon County | Macon County |
| Madison County* | |
| Marion County | See Chattanooga Area and Tullahoma Area Banking Markets |
| Marshall County | See Lewisburg Area Banking Market |
| Maury County | Maury County |
| Meigs County | See Athens Area Banking Market |
| Middlesboro Area | Bell County, Kentucky; Claiborne County, Tennessee; plus the towns of Rose Hill and Ewing in Lee County, Virginia |
| Monroe County | See Athens Area Banking Market |
| Montgomery County | See Clarksville-Hopkinsville Area Banking Market |
| Moore County | See Tullahoma Area Banking Market |
| Morgan County | See Knoxville Area and Wartburg Area Banking Markets |
| Morristown-Newport Area | Cocke, Grainger and Hamblen counties; less the towns of Blaine, Buffalo Springs, Joppa, Lea Springs and Powder Spring in Grainger County; plus the towns of Baneberry, Jefferson City, Jefferson Estates, Leadvale, Talbot, and White Pine in Jefferson County |
| Nashville Area | Cheatham, Davidson, Dickson, Robertson, Rutherford, Sumner, Williamson, and Wilson counties |
| Obion County* | |
| Overton County | See Cookeville Area Banking Market |
| Palmer Area | The southeastern corner of Grundy County, including the towns of Coalmont, Gruetli-Laager, and Palmer |
| Perry County | Perry County |
| Pickett County | Pickett County |
| Polk County | See Cleveland Area, Athens Area, and Blue Ridge, Georgia Area Banking Markets |
| Pulaski Area | Giles County plus the town of Ardmore in Limestone County, Alabama |
| Putnam County | See Cookeville Area Banking Market |
| Rhea County | Rhea County |
| Roane County | See Knoxville Area Banking Market |
| Robertson County | See Nashville Area Banking Market |
| Rutherford County | See Nashville Area Banking Market |
| Scott County | Scott County |
| Sequatchie County | Sequatchie County |
| Sevier County | See Sevierville Area and Knoxville Area Banking Markets |
| Sevierville Area | Sevier County less Seymour and Kodak plus Blount County southeast of Chilhowee Mountain |
| Shelby County* | |
| Smith County | Smith County |
| Stewart County | See Clarksville-Hopkinsville Area Banking Market |
| Sullivan County | See Johnson City/Kingsport/Bristol Area Banking Market |
| Sumner County | See Nashville Area Banking Market |
| Tipton County* | |
| Trousdale County | Trousdale County |
| Tullahoma Area | Coffee, Franklin, and Moore Counties; the southwestern corner of Grundy County, including the towns of Monteagle, Pelham, and Tracy City; and the portion of Monteagle located in Marion County |
| Unicoi County | See Johnson City/Kingsport/Bristol Area Banking Market |
| Union County | See Knoxville Area Banking Market |
| Van Buren County | Van Buren County |
| Warren County | See McMinnville Area Banking Market |
| Wartburg Area | Morgan County less the towns of Oliver Springs and Harriman |
| Washington County | See Johnson City/Kingsport/Bristol Area Banking Market |
| Wayne County | Wayne County |
| Weakley County* | |
| White County | White County |
| Williamson County | See Nashville Area Banking Market |
| Wilson County | See Nashville Area Banking Market |
* These counties are located in the 8th District portion of the state and their markets were defined by the Federal Reserve Bank of St. Louis. For the most current market definition please see the Federal Reserve Bank of St. Louis Banking Market Definitions.
