A debt collector may contact other people only to find out your contact information (i.e., address, home phone number, where you work, etc.). They are usually prohibited from contacting third parties (such as your family members or employer) more than ...
In general, a creditor such as a lender or broker cannot require your spouses (or another persons) signature for individual credit if you qualify on your own for the amount and terms requested. If you are applying for joint credit, ...
No. If you do not individually qualify, the creditor such as a lender or broker may request a co-signer, guarantor, endorser, or similar party. Your spouse may function as this additional party. But a lender or broker cannot require that ...
In general, a creditor cannot require your spouse’s (or another person’s) signature for individual credit if you qualify on your own for the amount and terms requested. If you do not qualify for individual credit, however, a creditor may require ...
No. If you do not individually qualify, the creditor may request a co-signer, guarantor, endorser, or similar party. Your spouse may function as this additional party. But a creditor cannot require that it be your spouse.
If you are applying for individual credit in your own name, a creditor such as a lender or dealer may not deny you credit because of your marital status. If you are creditworthy, you may get your own auto loan, ...
Generally, a creditor such as a lender or dealer may request information about your spouse or former spouse only if: Your spouse or former spouse will be allowed to use the account Your spouse or former spouse will be responsible ...
Generally, a creditor such as a lender or dealer must evaluate married and unmarried applicants by the same standards. A lender or dealer may not treat married joint applicants differently from unmarried joint applicants based on the existence, absence, or ...
In general, a creditor such as a lender or dealer cannot require your spouse’s (or another person’s) signature for individual credit if you qualify on your own for the amount and terms requested. If you are applying for joint credit, ...
No. If you do not individually qualify, the creditor such as a lender or dealer may request a co-signer, guarantor, endorser, or similar party. Your spouse may function as this additional party. But a lender or dealer cannot require that ...