Pre-Existing Condition Insurance Plan: New Jersey
Eligible residents of New Jersey can apply for coverage through the state’s Pre-Existing Condition Insurance Plan run by NJ Protect.
To qualify for coverage:
- You must be a citizen or national of the United States or residing in the United States legally.
- You must have been uninsured for at least the last six months before you apply.
- You must have a pre-existing condition or have been denied coverage because of your health condition.
The Pre-Existing Condition Insurance Plan covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, even if it’s to treat a pre-existing condition.
Premium: | $245 to $947 per month |
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Deductible: | $2,500 deductible for Plan C 80/70 (Horizon BCBSNJ) $0 deductible for Plan C 100/70 (Horizon BCBSNJ) $2,500 deductible for Plan C 90/70 (AmeriHealth) |
Out of Pocket Limit: | $5,000 for all plans |
Apply for Coverage in Your State
To learn more about this program please call 866-681-7368 or 888-551-2130 or visit http://www.state.nj.us/dobi/division_insurance/njprotect/index.htm.