Department of Housing and Urban Development's (HUD) Approved Housing Counseling Agencies
Homeowners who are concerned about covering mortgage payments should consider getting advice from a reputable housing counselor. The U.S. Department of Housing and Urban Development (HUD) approves certain counseling agencies to give advice and information on mortgages and foreclosures.
There are HUD-approved agencies with special counseling for mortgage delinquencies and default resolution located throughout New England. For a list of agencies in each state, click below.
* designates agencies with multiple offices within state
- Connecticut
- Maine
- Massachusetts
- New Hampshire
- Rhode Island
- Vermont
Agencies by County:
Fairfield | Hartford | Middlesex | New Haven | New London
Fairfield County
ACORN Housing Corporation *
Address: 2310 Main Street 3rd Floor, Bridgeport, Connecticut 06606
Phone Number: (203) 366-4180
Fax Number: (203) 366-0020
Email: Dlatorre@Acornhousing.Org
Consumer Credit Counseling Service of Southern New England *
Address: 39 Rose Street, Danbury, Connecticut 06810
Phone/Toll-Free Number: (800) 208-2227
Online Email Form: http://www.creditcounseling.org/ContactUs.asp
Consumer Credit Counseling Service of Southern New England *
Address: 123 Prospect Street, Stamford, Connecticut 06901
Phone/Toll-Free Number: (800) 208-2227
Online Email Form: http://www.creditcounseling.org/ContactUs.asp
Hartford County
Consumer Credit Counseling Service of Southern New England *
Address: 111 Founders Plaza Suite 1400, East Hartford, Connecticut 06108-3212
Phone/Toll-Free Number: (800) 208-2227
Fax Number: (860) 282-2001
Online Email Form: http://www.creditcounseling.org/ContactUs.asp
Co-Opportunity
Address: 20-28 Sargeant Street, Hartford, Connecticut 06105
Phone Number: (860) 236-3617
Fax Number: (860) 808-1757
Email: TerenceF@Co-Opportunity.Org
Housing Education Resource Center
Address: 901 Wethersfield Avenue, Hartford, Connecticut 06114
Phone Number: (860) 296-4242
Fax Number: (860) 296-1317
Email: HERC@Hartnet.org
The Urban League of Greater Hartford
Address: 140 Woodland St., P.O. Box 320590, Hartford, Connecticut 06105
Phone Number: (860) 527-0147
Fax Number: (860) 293-2621
Email: LStevenson@ULGH.Org
Middlesex County
Consumer Credit Counseling Service of Southern New England *
Address: Route 372 Cromwell CNB, Cromwell, Connecticut 06416
Phone/Toll-Free Number: (800) 208-2227
Online Email Form: http://www.creditcounseling.org/ContactUs.asp
New Haven County
ACORN Housing Corporation *
Address: 215 Grand Avenue 2nd Floor, New Haven, Connecticut 06513
Phone Number: (203) 366-4180
Fax Number: (203) 366-0020
Email: Dlatorre@Acornhousing.Org
Consumer Credit Counseling Service of Southern New England *
Address: 61 Cherry Street, Milford, Connecticut 06460
Phone/Toll-Free Number: (800) 208-2227
Online Email Form: http://www.creditcounseling.org/ContactUs.asp
The Hill Development Corporation of New Haven
Address: 649 Howard Avenue, New Haven, Connecticut 06519-1506
Phone Number: (203) 776-3759
Fax Number: (203) 785-1321
Email: Dma49er@AOL.com
Neighborhood Housing Services of New Haven
Address: 333 Sherman Ave, New Haven, Connecticut 06511-3107
Phone Number: (203) 562-0598
Fax Number: (203) 772-2876
Email: JPaley.NHS@SNet.Net
New London County
Catholic Charities and Family Services
Address: 331 Main Street, Norwich, Connecticut 06360
Phone Number: (860) 889-8346
Fax Number: (860) 889-2658
Email: Ethornton@ccfsn.Org
Consumer Credit Counseling Service of Southern New England *
Address: 290 Salem Turnpike, Norwich, Connecticut 06360
Phone/Toll-Free Number: (800) 208-2227
Online Email Form: http://www.creditcounseling.org/ContactUs.asp
Agencies by County:
Androscoggin | Cumberland | Kennebec | Lincoln | New Oxford
Penobscot | Somerset | Washington | York
Androscoggin County
Consumer Credit Counseling Services of Maine *
Address: 250 Center Street Suite 205, Auburn, Maine 04210
Phone Number: (800) 873-2227
Fax Number: (207) 784-7320
Email: Brain.Coyle@MoneyManagement.Org
Cumberland County
Consumer Credit Counseling Services of Maine *
Address: 111 Wescott Road, PO Box 2560, South Portland, Maine 04106
Phone Number: (800) 873-2227
Fax Number: (207) 773-1824
Email: Brain.Coyle@MoneyManagement.Org
Consumer Credit Counseling Services of Maine *
Address: Park 111, 407 Alfred Road Suite 202, Biddeford, Maine 04005
Phone Number: (800) 873-2227
Fax Number: (207) 284-5744
Email: Brain.Coyle@MoneyManagement.Org
Kennebec County
Consumer Credit Counseling Services of Maine *
Address: 103 Water Street Room 205, Hallowell, Maine 04347
Phone Number: (800) 873-2227
Fax Number: (207) 623-6027
Email: Brain.Coyle@MoneyManagement.Org
Lincoln County
Coastal Enterprises, Incorporated
Address: 36 Water Street, PO Box 268, Wiscasset, Maine 04578
Phone Number: (207) 882-7552
Toll-Free Number: (877) 340-2649
Fax Number: (207) 882-4457
Email: EHS@CEIMaine.Org
New Oxford County
Community Concepts
Address: 17-19 Market Square, PO Box 278, South Paris, Maine 04281
Phone Number: (207) 743-7716
Fax Number: (207) 743-6513
Email: Dtrenoweth@Community-Concepts.org
Penobscot County
Consumer Credit Counseling Services of Maine *
Address: 157 Park Street Suite 34, Bangor, Maine 04401
Phone Number: (800) 873-2227
Fax Number: (207) 942-2910
Email: Brain.Coyle@MoneyManagement.Org
Penquis Community Action Program
Address: 262 Harlow Street, P.O. Box 1162, Bangor, Maine 04402-1162
Phone Number: (207) 973-3500
Fax Number: (207) 973-3699
Email: Laverhill@PenquisCap.Org
Somerset County
Kennebec Valley Community Action Program
Address: 26 Mary Street; RR1 Box 4747, Skowhegan, Maine 04976
Phone Number: (207) 873-2122
Fax Number: (207) 474-6614
Email: Kimm@KVCAP.Org
Washington County
Washington Hancock Community Agency
Address: 2 Maple Street, P.O. Box 64, Milbridge, ME 04643
Phone Number: (207) 546-7544 or (207) 664-2424
Fax Number: (207) 546-3216
Email: Administration@WHCACAP.Org
York County
Consumer Credit Counseling Services of Maine *
Address: Park 111, 407 Alfred Road Suite 202, Biddeford, Maine 04005
Phone Number: (800) 873-2227
Fax Number: (207) 284-5744
Email: Brain.Coyle@MoneyManagement.Org
York County Community Action Corporation (YCCAC)
Address: 6 Spruce Street, P.O. Box 72, Sanford, ME 04073
Phone Number: (207) 324-5762
Fax Number: (207) 490-5026
Email: Chrisl@YCCAC.Org
Agencies by County
Barnstable | Berkshire | Bristol | Essex | Hampden | Hampshire | Middlesex | NorfolkPlymouth | Suffolk | Worcester
Barnstable County
Housing Assistance Corporation
Address: 460 West Main Street, Hyannis, Massachusetts 02601
Phone Number: (508) 771-5400
Fax Number: (508) 775-7434
Email: NCrockan@Haconcape.Org
Berkshire County
Berkshire Housing Development Corporation & Berkshire Housing Services, Inc
Address: 74 North Street, Pittsfield, Massachusetts 01201
Phone Number: (413) 443-7138
Fax Number: (413) 443-8137
Email: BCRHA@Berkshire.Net
Consumer Credit Counseling Service of Southern New England *
Address: 34 Depot Street Suite 202, Pittsfield, Massachusetts 01202
Phone/Toll-Free Number: (800) 208-2227
Online Email Form: http://www.creditcounseling.org/ContactUs.asp
Bristol County
Catholic Social Services
Address: 1600 Bay Street, P.O. Box M.South Station, Fall River, Massachusetts 02724
Phone Number: (508) 674-4681
Fax Number: (508) 675-2224
Email: C_Hernandez@CSSdioc.Org
Consumer Credit Counseling Service of Southern New England *
Address: 888 Purchase Street Suite 319, New Bedford, Massachusetts 02740
Phone/Toll-Free Number: (800) 208-2227
Online Email Form: http://www.creditcounseling.org/ContactUs.asp
Essex County
Consumer Credit Counseling Service of Southern New England *
Address: 100 Cummings Center Suite 311H, Beverly, Massachusetts 01915
Phone/Toll-Free Number: (800) 208-2227
Online Email Form: http://www.creditcounseling.org/ContactUs.asp
Lawrence Community Works
Address: 60 Island Street, Lawrence, Massachusetts 01840
Phone Number: (978) 685-3115
Email: Kharol@LawrenceCommunityWorks.Org
Hampden County
ACORN Housing Corporation *
Address: 1655 Main Street #204, Springfield, Massachusetts 01103
Phone Number: (413) 736-7713
Fax Number: (413) 736-7715
Email: Ahcmabomgr@ACORN.Org
Consumer Credit Counseling Service of Southern New England *
Address: 489 Whitney Avenue Third Floor, Holyoke, Massachusetts 01040
Phone/Toll-Free Number: (800) 208-2227
Online Email Form: http://www.creditcounseling.org/ContactUs.asp
HAP, Inc *
Address: 322 Main Street, Springfield, Massachusetts 01105
Phone/Toll-Free Number: (413) 785-1251
Toll-Free Number: (800) 332-9667
Fax Number: (413) 568-7200
Email: DBroaden@HapHousing.Org
Hampshire County
Consumer Credit Counseling Service of Southern New England *
Address: 409 Main Street Room 105, Amherst, Massachusetts 01002
Phone/Toll-Free Number: (800) 208-2227
Online Email Form: http://www.creditcounseling.org/ContactUs.asp
HAP, Inc *
Address: 20 Hampton Ave Suite 185, Northampton, Massachusetts 01060
Phone/Toll-Free Number: (800) 332-9667
Fax Number: (413) 731-8723
Email: DBroaden@HapHousing.Org
Middlesex County
Community Teamwork
Address: 167 Dutton Street, Lowell, Massachusetts 01852
Phone: (978) 459-0551
Fax: (978) 453-9150
Email: JTavano@ComTeam.Org
Consumer Credit Counseling Service of Southern New England *
Address: 40 Central Street, Lowell, Massachusetts 01852
Phone/Toll-Free Number: (800) 208-2227
Online Email Form: http://www.creditcounseling.org/ContactUs.asp
Consumer Credit Counseling Service of Southern New England *
Address: 800 West Cummings Park Suite 1075, Woburn, Massachusetts 01801
Phone/Toll-Free Number: (800) 208-2227
Online Email Form: http://www.creditcounseling.org/ContactUs.asp
Norfolk County
Consumer Credit Counseling Service of Southern New England *
Address: 247 North Main Street Suite 200, Randolph, Massachusetts 02368
Phone/Toll-Free Number: (800) 208-2227
Online Email Form: http://www.creditcounseling.org/ContactUs.asp
Neighborhood Housing Services of the South Shore
Address: 422 Washington Street, Quincy, Massachusetts 02169
Phone Number: (617) 770-2227
Fax Number: (617) 770-2249
Email: N.Grenier@NeighborhoodHousing.Org
Quincy Community Action Programs
Address: 1509 Hancock St., Quincy, Massachusetts 02169-5200
Phone Number: (617) 479-8181
Fax Number: (617) 479-7228
Email: Keng@QCAP.Org
Plymouth County
Plymouth Redevelopment Authority
Address: 11 Lincoln Street, Plymouth, Massachusetts 02360
Phone Number: (508) 747-1620
Fax Number: (508) 830-4116
Email: Redevelopment@Townhall.Plymouth.MA.US
South Shore Housing Development Corporation
Address: 169 Summer Street, Kingston, Massachusetts 02364
Phone Number: (781) 422-4216
Toll-Free Number: (800) 242-0957
Fax Number: (781) 934-5800
Email: BBrant@SouthShoreHousing.Org
Suffolk County
ACORN Housing Corporation *
Address: 1486 Dorchester Ave, Dorchester, Massachusetts 02122-1338
Phone Number: (617) 436-6161
Fax Number: (617) 822-1647
Email: Ahcmabomgr@ACORN.Org
Citizens' Housing and Planning Association (CHAPA)
Address: 18 Tremont Street Suite 401, Boston, Massachusetts 02108
Phone Number: (617) 742-0820
Toll-Free Number: (800) 466-3111
Fax Number: (617) 742-3953
Email: MQuirk@CHAPA.Org
Consumer Credit Counseling Service of Southern New England *
Address: 8 Winter Street, Boston, Massachusetts 02108
Phone/Toll-Free Number: (800) 208-2227
Online Email Form: http://www.creditcounseling.org/ContactUs.asp
Ecumenical Social Action Committee
Address: 3313 Washington Street, Jamaica Plain, Massachusetts 02130
Phone Number: (617) 524-2555
Fax Number: (617) 524-2430
Email: SBennett@ESACBoston.Org
Homeowner Options For Massachusetts Elders - (HOME)
Address: 137 South Street, Lower Level, Boston, Massachusetts 02111
Phone Number: (617) 451-0680
Toll-Free Number: (800) 583-5337
Fax Number: (617) 451-2364
Email: MassElders@Verizon.Net
Nuestra Comunidad Development Corporation
Address: 54 Warren St., Ste 200, Roxbury, Massachusetts 02119
Phone Number: (617) 770-2227
Fax Number: (617) 770-2249
Email: Efriedman@Nuestracdc.Org
Urban Edge Housing Corp.
Address: 2010 Columbus Ave, Roxbury, Massachusetts 02119
Phone Number: (617) 989-9316
Fax Number: (617) 427-8931
Email: Eosorio@UrbanEdge.Org
Worcester County
Consumer Credit Counseling Service of Southern New England *
Address: 70 Elm Street, Worcester, Massachusetts 01609
Phone/Toll-Free Number: (800) 208-2227
Online Email Form: http://www.creditcounseling.org/ContactUs.asp
RCAP Solutions
Address: 205 School Street, Massachusetts MA 01440
Phone Number: (978) 630-6651
Toll-Free Number: (800) 488-1969
Fax Number: (978) 630-2751
Email: KKoller@RCAPSolutions.org
Agencies by County:
Belknap | Cheshire | Coos | Grafton | Hillsborough | Merrimack | Rockingham | Strafford
Belknap County
Consumer
Credit Counseling Service of New Hampshire and Vermont *
Address: 585 Union Street 8
Gables Mall, Laconia, New Hampshire 03246
Phone/Toll-Free Number: (800)
327-6778
Online Contact Form: http://www.cccsnh-vt.org/ContactUs.html#form
Consumer Credit Counseling Service
of New Hampshire and Vermont *
Address: 608 Main Street, Tilton,
New Hampshire 03276
Phone/Toll-Free Number: (800)
327-6778
Online Contact Form: http://www.cccsnh-vt.org/ContactUs.html#form
Cheshire County
Consumer
Credit Counseling Service of New Hampshire and Vermont *
Address: 64 Main Street, Keene,
New Hampshire 03431
Phone/Toll-Free Number: (800)
327-6778
Online Contact Form: http://www.cccsnh-vt.org/ContactUs.html#form
Coos County
Tri-County CAP
Address: 30 Exchange Street, Berlin, NH 03570
Phone Number: (603) 752-7001
Fax Number: (603) 752-7607
Email: Powell@NCIA.Net
Grafton County
Affordable Housing, Education, And Development
Address: 161 Main St., Littleton, New Hampshire 03561
Phone Number: (603) 444-1377
Fax Number: (603) 444-0707
Email: DWood@AHEADNH.Org
Consumer Credit Counseling Service
of New Hampshire and Vermont *
Address: 1 Court Street 3rd
Floor, Lebanon, New Hampshire 03766
Phone/Toll-Free Number: (800)
327-6778
Online Contact Form: http://www.cccsnh-vt.org/ContactUs.html#form
Consumer Credit Counseling Service
of New Hampshire and Vermont *
Address: 113 Cottage Street,
Littleton, New Hampshire 03561
Phone/Toll-Free Number: (800)
327-6778
Online Contact Form: http://www.cccsnh-vt.org/ContactUs.html#form
Hillsborough County
Consumer Credit Counseling Service of New Hampshire and Vermont *
Address: 20 Merrimack Street, Manchester, New Hampshire 03104
Phone/Toll-Free Number: (800) 327-6778
Online Contact Form: http://www.cccsnh-vt.org/ContactUs.html#form
Consumer Credit Counseling Service of New Hampshire and Vermont *
Address: 28 Concord Street, Nashua, New Hampshire 03060
Phone/Toll-Free Number: (800) 327-6778
Online Contact Form: http://www.cccsnh-vt.org/ContactUs.html#form
Consumer Credit Counseling Service of New Hampshire and Vermont *
Address: 52 Concord Street, Peterborough, New Hampshire 03458
Phone/Toll-Free Number: (800) 327-6778
Online Contact Form: http://www.cccsnh-vt.org/ContactUs.html#form
NeighborWorks® Greater Manchester
Address: 20 Merrimack Street, Manchester, New Hampshire 03101
Phone Number: (603) 626-4663
Fax Number: (603) 623-8011
Email: Linda@MNHS.Net
The Way Home
Address: 214 Spruce Street, Manchester, New Hampshire 03103
Phone Number: (603) 627-3491
Fax Number: (603) 644-7949
Email: Mary@TheWayHomeNH.Org
Merrimack County
Concord Area Trust for Community Housing (CATCH)
Address: 79 South State Street, Concord, New Hampshire 03301
Phone Number: (603) 225-8835 Ext. 25
Fax Number: (603) 225-8046
Email: MDownes@CatchHousing.Org
Consumer Credit Counseling Service of New Hampshire and Vermont *
Address: 105 Loudon Road Building #1, Concord, New Hampshire 03301
Phone/Toll-Free Number: (800) 327-6778
Online Contact Form: http://www.cccsnh-vt.org/ContactUs.html#form
Rockingham County
Consumer Credit Counseling Service of New Hampshire and Vermont *
Address: 127 Water Street, Exeter, New Hampshire 03833
Phone/Toll-Free Number: (800) 327-6778
Online Contact Form: http://www.cccsnh-vt.org/ContactUs.html#form
Strafford County
Consumer Credit Counseling Service of New Hampshire and Vermont *
Address: 91 Washington Street Suite 213, Dover, New Hampshire 03820
Phone/Toll-Free Number: (800) 327-6778
Online Contact Form: http://www.cccsnh-vt.org/ContactUs.html#form
Agencies by County:
Kent | Providence
Kent County
Consumer Credit Counseling Service of Southern New England *
Address: 501 Centerville Rd 2nd Flr., Warwick, Rhode Island 02886
Phone/Toll-Free Number: (800) 208-2227
Fax Number: (401) 732-0250
 Online Email Form: http://www.creditcounseling.org/ContactUs.asp
Providence County
ACORN Housing Corporation
Address: 807 Broad Street Suite 218, Providence, Rhode Island 02907
Phone Number: (401) 780-0510
Fax Number: (401) 780-0826
Email: AOliver@AcornHousing.Org
Consumer Credit Counseling Service of Southern New England *
Address: 4 Richmond Square Ste. 350, Providence, Rhode Island 02906
Phone Number: (888) 889-9347
 Online Email Form: http://www.creditcounseling.org/ContactUs.asp
Elmwood Foundation
Address: 693 Broad Street, Providence, Rhode Island 02907
Phone Number: (401) 273-2330
Fax Number: (401) 274-3670
Email: NMunoz@ElmwoodFoundation.Org
Olneyville Housing Corporation
Address: 1 Curtis Street, Providence, Rhode Island 02909
Phone Number: (401) 351-8719
Fax Number: (401) 351-0019
Email: Shea@Olneyville.Org
Rhode Island Housing and Mortgage Finance Corporation
Address: 44 Washington St, Providence, Rhode Island 02903-1721
Phone Number: (401) 751-5566
Fax Number: (401) 457-1136
Email: TFisher@RIHousing.Com
The Housing Network
Address: 48 Nashua Street, Providence, Rhode Island 02905
Phone Number: (401) 521-1461
Fax Number: (401) 521-1478
Email: CZaslow@HousingNetworkri.Org
West Elmwood Housing Development Corporation
Address: 392 Cranston St, Providence, Rhode Island 02907
Phone Number: (401) 453-3220
Fax Number: (401) 453-3222
Email: JRhodes@WestElmwood.Org
Agencies by County:
Bennington | Chittenden | Rutland | Washington | Windham | Windsor
Bennington County
Bennington-Rutland Opportunity Council, Inc. (BROC)
Address: 332 Orchard Road, Bennington, Vermont 05201
Phone: (802) 775-0878
Fax: (802) 775-9949
Online Email: LRooker175@AOL.com
Consumer Credit Counseling Service of New Hampshire and Vermont *
Address: West Main Street, Bennington, Vermont 05201
Phone/Toll-Free Number: (800) 327-6778
Online Contact Form: http://www.cccsnh-vt.org/ContactUs.html#form
Chittenden County
Consumer Credit Counseling Service of New Hampshire and Vermont *
Address: 31B Swift Street, Burlington, Vermont 05401
Phone/Toll-Free Number: (800) 327-6778
Online Contact Form: http://www.cccsnh-vt.org/ContactUs.html#form
Opportunities Credit Union
Address: 18 Pearl Street, Burlington, Vermont 05401
Phone: (802) 865-3404 Ext. 105
Toll-Free Number: (800) 865-8328
Fax: (802) 862-8971
Online Email: Cfatnassi@Oppsvt.Org
Rutland County
Bennington-Rutland Opportunity Council, Inc. (BROC)
Address: 60 Center Street, Rutland, Vermont 05701
Phone: (802) 775-0878
Fax: (802) 775-9949
Online Email: LRooker175@AOL.com
Consumer Credit Counseling Service of New Hampshire and Vermont *
Address: 26 West Street 2nd Floor, Rutland, Vermont 05701
Phone/Toll-Free Number: (800) 327-6778
Online Contact Form: http://www.cccsnh-vt.org/ContactUs.html#form
NeighborWorks® of Western Vermont
Address: 110 Marble Street, West Rutland, Vermont 05777
Phone: (802) 438-2303 Ext. 221
Fax: (802) 438-5338
Online Email: NWWVT@Vermontel.Net
Washington County
Consumer Credit Counseling Service of New Hampshire and Vermont *
Address: 84 S. Main Street 2nd Floor, Barre, Vermont 05641
Phone/Toll-Free Number: (800) 327-6778
Online Contact Form: http://www.cccsnh-vt.org/ContactUs.html#form
Central Vermont Community Action Council
Address: 195 US RT 302 - Berlin, Barre, Vermont 05641-2267
Phone/Toll-Free Number: (802) 728-9506
Fax: (802) 479-5353
Online Email: PButterfield@CVCAC.Org
Central Vermont Community Land Trust
Address: 107 North Main Street, Barre, Vermont 05641
Phone: (802) 476-4493 Ext. 225
Fax: (802) 479-0120
Online Email: Jhyslop@CVCLT.Org
Windham County
Brattleboro Area Community Land Trust
Address: 192 Canal Street, Brattleboro, Vermont 05301
Phone: (802) 254-4604
Fax: (802) 254-4656
Online Email: Baclt@Sover.Net
Consumer Credit Counseling Service of New Hampshire and Vermont *
Address: 81 High Street, Brattleboro, Vermont 05301
Phone/Toll-Free Number: (800) 327-6778
Online Contact Form: http://www.cccsnh-vt.org/ContactUs.html#form
Windsor County
Lake Champlain Housing Development Corporation
Address: 48 Lower Newton Street, St. Albans, Vermont 05478
Phone: (802) 527-2361
Fax: (802) 527-2373
Online Email: Megp@LCHDC.Org
