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Banking Supervision and Regulation   Circulars Regulations Reporting Forms and Instructions Bank Applications Payment Systems Discount Window International Affairs Consumer Protection Services for Financial Institutions		Home > Banking > Supervision and Regulation Circulars Archive: All Circulars are official letters announcing new developments to the Second District's depository institutions and other concerned parties. E-mail alert RSS Feed All Consumer and Community Services Supervision and Regulation Other   Date Title     2011     Dec 23, 2011 Federal Reserve Board issues final notice for a two-year phase-in period for most savings and loan holding companies to file Federal Reserve regulatory reports Dec 20, 2011 Federal Reserve Board proposes steps to strengthen regulation and supervision of large bank holding companies and systemically important nonbank financial firms Dec 19, 2011 Agencies release annual CRA asset-size threshold adjustments for small and intermediate small institutions Dec 12, 2011 Election of Class B Director Dec 7, 2011 Agencies seek comment on additional revisions to the market risk capital rules Dec 5, 2011 Special Election of Class B Director Nov 22, 2011 Federal Reserve Board issues final rule on annual capital plans, launches 2012 review Nov 21, 2011 Federal Reserve Board announces Community Depository Institutions Advisory Council members Nov 17, 2011 Agencies issue statement to clarify supervisory and enforcement responsibilities Nov 10, 2011 New Appendixes to Operating Circular 6 Nov 7, 2011 Nomination of Class B Director Nov 1, 2011 Federal Reserve Board announces that borrowers from four mortgage servicers can request an independent review and potentially receive compensation Oct 31, 2011 Federal Reserve Board approves fee schedule for Federal Reserve Bank priced services Oct 26, 2011 Annual adjustments for reserve calculations and deposit reporting, Regulation D Oct 24, 2011 Nomination of Class B Director Oct 17, 2011 Federal Reserve Board approves final rule implementing resolution plan requirement of Dodd-Frank Act Oct 14, 2011 Agencies Release Guidance and Proposed Revisions to Interagency Questions and Answers Regarding Flood Insurance Oct 12, 2011 Federal Reserve Board seeks comment on proposed rules intended to simplify the administration of reserve requirements Oct 12, 2011 Federal Reserve Board seeks comment on proposal to implement "Volcker Rule" requirements of Dodd-Frank Act Sep 21, 2011 Federal Reserve Board issues final rule under Regulation B regarding data collection compliance requirements for motor vehicle dealers Aug 31, 2011 Federal Reserve Board seeks comment on proposal outlining procedures for securities holding companies to elect to be supervised by the Federal Reserve Aug 25, 2011 Credit quality of large loan commitments improves for second consecutive year Aug 22, 2011 Federal Reserve Board proposes phase-in period for most savings and loan holding companies to file regulatory reports Aug 17, 2011 Revisions to Operating Circular No. 1 Aug 15, 2011 Special Election of Class B Director Aug 15, 2011 Special Election of Class B Director Aug 12, 2011 Board issues interim final rule establishing regulations for savings and loan holding companies Aug 8, 2011 Agencies Issue Guidance on Federal Debt Jul 28, 2011 Federal Reserve seeks comment on proposal setting standards for banking organizations engaging in certain types of foreign exchange transactions Jul 21, 2011 Study on Resolution of Financial Companies under Bankruptcy Code Jul 21, 2011 Federal Reserve seeks comment on notice outlining regulations previously issued by Office of Thrift Jul 19, 2011 Report to Congress on Use of Automated Clearinghouse System for Remittance Transfers to Foreign Countries Jul 14, 2011 Federal Reserve issues final rule to repeal Regulation Q, which prohibited payment of interest on demand deposits Jul 12, 2011 Federal Reserve lists institutions subject to, and exempt from, debit card interchange fee standards Jul 7, 2011 Federal Reserve releases report on college credit card agreements Jul 6, 2011 Federal Reserve and FTC issue final rules to implement credit score disclosure requirements of Dodd-Frank Act Jun 30, 2011 Banking agencies issue host state loan-to-deposit ratios Jun 29, 2011 Federal Reserve issues final rule establishing standards for debit card interchange fees and prohibiting network exclusivity arrangements and routing restrictions Jun 28, 2011 Nomination of Class B Director Jun 28, 2011 Nomination of Class B Director Jun 24, 2011 FOMC will release June 21-22 meeting minutes on July 12 Jun 23, 2011 Agencies extend comment period on swap margin and capital proposed rulemaking Jun 20, 2011 Federal Reserve proposes rules under Regulation B to clarify data collection compliance requirements for motor vehicle dealers Jun 14, 2011 Agencies adopt final rule to establish a risk-based capital floor Jun 13, 2011 Federal Reserve announces adoption of interim final rule pertaining to small bank holding companies Jun 13, 2011 Annual adjustment of fee-based trigger for additional mortgage loan disclosures Jun 13, 2011 Annual adjustment of dollar threshold for exempt consumer credit and lease transactions Jun 10, 2011 Supervisory guidance on implementation issues related to the advanced measurement approaches for operational risk Jun 10, 2011 Federal Reserve seeks comment on annual capital plan reviews Jun 9, 2011 Agencies seek comment on stress testing guidance Jun 7, 2011 Agencies extend comment period on risk retention proposed rulemaking Jun 6, 2011 Consumer Advisory Council to meet on June 16, 2011 Jun 1, 2011 Agencies release list of distressed or underserved nonmetropolitan middle-income geographies May 12, 2011 Federal Reserve proposes rule under Regulation E to create new consumer protections for remittance transfers Apr 21, 2011 Federal Reserve Seeks Comment on Two Bankruptcy-Related Studies Apr 19, 2011 Federal Reserve Proposes Rule under Regulation Z Pertaining to a Consumer's Ability to Repay a Mortgage and Minimum Mortgage Underwriting Standard Apr 18, 2011 Federal Reserve Seeks Comments on Outline of How it Intends to Apply Certain Parts of its Current Consolidated Supervisory Program for Bank Holding Companies to Savings and Loan Holding Companies Apr 14, 2011 Agencies Seek Comment on Resolution Plan Reporting Apr 12, 2011 Agencies Seek Comment on Swap Margin and Capital Requirements Apr 6, 2011 Federal Reserve Seeks Comment on Proposed Rule to Repeal Regulation Q, which Prohibits the Payment of Interest on Demand Deposits Apr 1, 2011 Guidance on Accepting Accounts from Foreign Embassies, Consulates and Missions (Foreign Missions) Mar 31, 2011 Agencies Seek Comment on Proposed Rule on Risk Retention Proposal Mar 30, 2011 Agencies Seek Comment on Proposed Rule on Incentive Compensation Mar 30, 2011 Federal Reserve Seeks Comment on Proposed Rule Related to Supervision of Designated Financial Market Utilities Mar 30, 2011 Federal Reserve Proposes Rule Requiring Sponsors of Asset-Backed Securities to Retain at Least 5 Percent of the Credit Risk of the Assets Underlying the Securities Mar 28, 2011 Agencies Announce Consideration of Risk Retention Notice of Proposed Rulemaking Mar 25, 2011 Federal Reserve Expands Consumer Protection Regulations for Credit Transactions and Leases of Higher Dollar Amounts Mar 18, 2011 Federal Reserve Issues Clarifications to Regulation Z Provisions that Apply to Open-End Credit Plans, Including Credit Cards Mar 18, 2011 Federal Reserve Completes Comprehensive Capital Analysis and Review Mar 15, 2011 Target for Federal Funds Rate Left Unchanged Mar 9, 2011 Interagency Statement on Reorganization of FinCEN’s Bank Secrecy Act Mar 4, 2011 Federal Reserve Proposes Amendments to Regulation CC Regarding Collection of Checks and Availability of Funds Mar 1, 2011 Federal Reserve Seeks Comment on Proposed Rules on Risk-Based Pricing Notices and Adverse Action Notices Feb 24, 2011 Federal Reserve Issues Final Rule and Seeks Comment on Proposed Revisions to Escrow Account Requirements for Home Mortgage Loans Feb 24, 2011 Federal Reserve Issues a Spanish Version of the 2010 Federal Financial Institutions Examination Council's Bank Secrecy Act/Anti-Money Laundering Examination Manual Feb 23, 2011 Revisions to Operating Circular No. 2 and the Cash Services Manual of Procedures Feb 17, 2011 Consumer Advisory Council to Meet March 10, 2011 Feb 16, 2011 Federal Reserve Board Announces Community Depository Institutions Advisory Council Members Feb 9, 2011 Federal Reserve Issues Final Rule to Implement Volcker Rule Conformance Period Feb 8, 2011 Federal Reserve Issues Proposals Related to Designation of Systemically Important Nonbank Financial Companies Feb 4, 2011 Agencies Propose Changes in Reporting Requirements for OTS-Regulated Savings Associations and Savings and Loan Holding Companies Feb 1, 2011 Federal Reserve Does Not Plan to Proceed with Finalizing Three Pending Mortgage Rulemakings under Regulation Z Jan 31, 2011 Agencies Announce Start of Initial Registration Period under S.A.F.E. Act's Mortgage Loan Originator Provisions Jan 26, 2011 Target for Federal Funds Rate Left Unchanged Jan 18, 2011 Federal Reserve Sets Up Diversity and Inclusion Offices Jan 13, 2011 Federal Reserve Announces Online Publication on Rules about Credit Decisions and Notices Jan 10, 2011 Consumer Advisory Council Appointments for 2011   2010     Dec 22, 2010 Federal Reserve Issues Interim Rule Amending Regulation Z to Clarify Certain Disclosure Requirements of the Mortgage Disclosure Improvement Act Dec 21, 2010 Agencies Release Annual CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Institutions Dec 21, 2010 Federal Reserve, European Central Bank, Bank of Japan, Bank of Canada, Bank of England and Swiss National Bank Announce Extension of Temporary U.S. Dollar Liquidity Swap Facilities Dec 21, 2010 Agencies Seek Comment on Market Risk and Basel II Advanced Approaches Dec 20, 2010 Annual Notice of Asset-size Exemption Threshold for Depository Institutions Dec 15, 2010 Agencies Announce Final Rule to Expand Scope of Community Reinvestment Act Regulations Dec 14, 2010 Target for Federal Funds Rate Left Unchanged Dec 13, 2010 Election of Directors Dec 13, 2010 Federal Reserve Proposes Expanded Coverage of Consumer Protection Regulations to Credit Transactions and Leases of Higher Dollar Amounts Dec 8, 2010 Federal Reserve Study Shows More Than Three-Quarters of Noncash Payments are Now Electronic Dec 3, 2010 Agencies Issue Final Appraisal and Evaluation Guidelines Dec 1, 2010 Federal Reserve Releases Information about Transactions Conducted to Stabilize Markets during Recent Financial Crisis Nov 18, 2010 Federal Reserve Issues Guidelines for Capital Action Proposals by Large BHCs Nov 17, 2010 Federal Reserve Issues Proposal to Implement Volcker Rule Conformance Period Nov 10, 2010 Nomination of Directors Nov 10, 2010 Federal Reserve Announces Online Publication on Credit Reports and Credit Scores Nov 3, 2010 Target for Federal Funds Rate Left Unchanged Nov 1, 2010 2011 Fee Schedule for Federal Reserve Bank Priced Services Oct 26, 2010 Annual Adjustments for Reserve Calculations and Deposit Reporting, Regulation D Oct 26, 2010 Federal Reserve Releases Report on College Credit Card Agreements Oct 20, 2010 Federal Reserve Issues Report to Congress on Risk Retention Oct 19, 2010 Federal Reserve Announces Final Rule Regarding Effective Dates for Gift Card Rules Oct 19, 2010 Federal Reserve Proposes Amendments to Regulation Z to Clarify Rules Pertaining to Credit Cards Oct 19, 2010 Federal Reserve Announces Interim Final Rule on Real Estate Appraisal Oct 1, 2010 Federal Reserve Announces Formation of Community Depository Institutions Advisory Council Sep 30, 2010 Federal Reserve Announces Implementation Date for Changes to Payment System Risk Policy Sep 29, 2010 Agencies Issue Final Community Reinvestment Act Rule to Implement Provision of Higher Education Opportunity Act Sep 28, 2010 Credit Quality of Shared National Credit Portfolio Improved in 2010 Sep 21, 2010 Target for Federal Funds Rate Left Unchanged Sep 16, 2010 Federal Reserve Announces Agenda for September 24 Public Hearing on Home Mortgage Disclosure Act Sep 9, 2010 Federal Reserve Announces Agenda for September 16 Public Hearing on Home Mortgage Disclosure Act Sep 8, 2010 Board Authorizes Ongoing Small-Value Offerings of Term Deposits Under the Term Deposit Facility Aug 26, 2010 Federal Reserve to Sponsor Neighborhood Stabilization Summit Aug 16, 2010 Board Proposes Enhanced Consumer Protections & Disclosures for Home Mortgage Transactions Aug 16, 2010 Federal Reserve Issues Interim Rule Revising Disclosure Requirements for Closed-end Mortgages Aug 16, 2010 Federal Reserve Proposes Rule to Revise Escrow Account Requirements for Jumbo Mortgages Aug 16, 2010 Federal Reserve Announces Final Rules Regarding Consumer Notification of Mortgage Loan Sales or Transfers Aug 16, 2010 Federal Reserve Announces Final Rules to Protect Mortgage Borrowers from Unfair, Abusive or Deceptive Lending Practices That Can Arise from Loan Originator Compensation Practices Aug 11, 2010 Federal Reserve Implements Legislation Regarding Effective Dates for Gift Card Rules Aug 10, 2010 Target for Federal Funds Rate Left Unchanged Aug 10, 2010 Agencies Issue Advance Notice of Proposed Rulemaking Regarding Alternatives to Use of Credit Ratings Jul 30, 2010 Board Announces Annual Adjustment of Fee-Based Trigger for Additional Mortgage Loan Disclosures Jul 29, 2010 Federal Reserve Announces Agenda for August 5 Public Hearing on Home Mortgage Disclosure Act Jul 28, 2010 Agencies Issue Final Rules to Implement S.A.F.E. Act Requirements for Registration of Mortgage Loan Originators Jul 26, 2010 Board Seeks Nominations for Appointments to Consumer Advisory Council Jul 20, 2010 Federal Reserve Announces Agreement with Treasury Department Regarding Reduction of Credit Protection for TALF Jul 14, 2010 Regulators Issue Statement to Assist Financial Institutions and Customers Affected by the Deepwater Horizon Oil Spill Jul 9, 2010 Federal Reserve Announces Agenda for July 15 Public Hearing on Home Mortgage Disclosure Act Jun 28, 2010 Board to Implement Changes to Payment System Risk Policy in Early 2011 Jun 24, 2010 Agencies Issue Host State Loan-to-Deposit Ratios Jun 23, 2010 Target for Federal Funds Rate Left Unchanged Jun 23, 2010 Interagency Supervisory Guidance on Bargain Purchases and FDIC- and NCUA-Assisted Acquisitions Jun 21, 2010 Federal Reserve Announces Posting Rules for New Same-Day Automated Clearing House Service Jun 21, 2010 Agencies Issue Final Guidance on Incentive Compensation Jun 18, 2010 Federal Reserve Announces Discussion Topics for Public Hearings on Home Mortgage Disclosure Act Jun 18, 2010 Agencies Announce Public Hearings on Community Reinvestment Act Regulations Jun 18, 2010 Agencies Propose to Expand Scope of Community Reinvestment Act Regulations to Encourage Support for HUD Neighborhood Stabilization Program Activities Jun 15, 2010 Federal Reserve Announces Final Rules to Protect Credit Card Users from Certain Practices Jun 3, 2010 Consumer Advisory Council to Hold Meeting on June 17 Jun 2, 2010 Consumer Advisory Council Appointment Jun 2, 2010 Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies May 28, 2010 Board Announces Clarifications to Regulation E and Regulation DD Final Rules Pertaining to Overdraft Services May 28, 2010 Federal Reserve Announces Schedule for Small-Value Auctions of Term Deposits through the Term Deposit Facility May 24, 2010 Board Announces Online Database for Consumer Credit Card Agreements May 20, 2010 Board Issues Interagency Guidance for Reviewing Compliance with Unlawful Internet Gambling Enforcement Act May 12, 2010 Federal Reserve Releases Agreements with Foreign Central Banks to Reestablish Temporary Dollar Swap Facilities May 11, 2010 Federal Reserve Authorizes Small-Value Offerings of Term Deposits under Term Deposit Facility May 10, 2010 Federal Reserve Announces Re-Establishment of Temporary U.S. Dollar Liquidity Swap Arrangement with Bank of Japan May 10, 2010 Federal Reserve and Other Central Banks Announce Re-Establishment of Temporary U.S. Dollar Liquidity Swap Facilities May 7, 2010 FFIEC Releases Revised Bank Secrecy Act/Anti-Money Laundering Examination Manual May 7, 2010 Suspicious Activity Report Filing Requirements for Banking Organizations Supervised by the Federal Reserve Apr 30, 2010 Board Approves Amendments to Regulation D Authorizing Reserve Banks to Offer Term Deposits Apr 30, 2010 Agencies Issue Final Guidance on Correspondent Concentration Risks Apr 28, 2010 Target for Federal Funds Rate Left Unchanged Apr 23, 2010 Board to Hold Four Public Hearings on Home Mortgage Disclosure Act Apr 20, 2010 Board Releases Online Publication on Rules for Gift Cards Apr 15, 2010 Federal Regulators Release Model Consumer Privacy Notice Online Form Builder Apr 5, 2010 Basel Committee on Banking Supervision Requests Comments on Proposals to Strengthen Banking Sector Resiliency Mar 23, 2010 Federal Reserve Announces Final Rules to Restrict Fees and Expiration Dates on Gift Cards Mar 17, 2010 Agencies Issue Policy Statement on Funding and Liquidity Risk Management Mar 16, 2010 Target for Federal Funds Rate Left Unchanged Mar 10, 2010 Board Issues Supervisory Guidance and Regulations on Obtaining and Retaining Beneficial Ownership Information Mar 10, 2010 Consumer Advisory Council to Hold Meeting on March 25 Mar 5, 2010 Board Issues Supervisory Guidance and Regulations on the FFIEC’s Retail Payment Systems Booklet Mar 3, 2010 Federal Reserve Announces Proposed Rules to Protect Credit Card Users from Certain Practices Mar 2, 2010 Federal Reserve Banks Complete Check Processing Infrastructure Changes Feb 25, 2010 Agencies and CDFI Fund Sponsor Community Reinvestment Conference Feb 22, 2010 Federal Reserve Releases Online Publication on New Overdraft Rules for Debit and ATM Cards Feb 19, 2010 Federal Reserve Announces Online Consumer Guide to Credit Cards Feb 19, 2010 Board Proposes Clarifications to Final Rules Under Regulations E and DD Feb 18, 2010 Federal Reserve Approves Modifications to Terms of Discount Window Lending Programs Feb 5, 2010 Regulators Issue Statement on Lending to Creditworthy Small Businesses Feb 1, 2010 Federal Reserve Launches New Website for Bank Directors Jan 27, 2010 Target for Federal Funds Rate Left Unchanged Jan 25, 2010 Federal Reserve Introduces Online Regulatory Filing System Jan 21, 2010 Agencies Issue Final Rule for Regulatory Capital Standards Related to Statements of Financial Accounting Standards Nos. 166 and 167 Jan 20, 2010 Federal Reserve Banks Announce New Studies to Examine Nation’s Check and Electronic Payments Usage Jan 12, 2010 Federal Reserve Approves Final Rules to Protect Credit Card Users from a Number of Costly Practices Jan 8, 2010 Board Advises Institutions of Supervisory Expectations for Sound Practices in Managing Interest Rate Risk Jan 8, 2010 Interagency Guidance on Transparency and Compliance in Cross-Border Funds Transfers Jan 6, 2010 Restructuring of Check Processing Operations; Regulation CC Amendments to Implement Single Check-Processing Region Effective February 27, 2010   2009     Dec 28, 2009 Board Proposes Amendments to Regulation D That Would Enable the Establishment of a Term Deposit Facility Dec 23, 2009 New Members Named to the Thrift Institutions Advisory Council; New President and Vice President Named for 2010 Dec 23, 2009 Agencies Release Annual CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Institutions Dec 22, 2009 Agencies Issue Final Rules on Risk-Based Pricing Notices Dec 22, 2009 Annual Notice of Asset-Size Exemption Threshold for Depository Institutions Dec 18, 2009 Consumer Advisory Council Appointments for 2010 Dec 16, 2009 Target for Federal Funds Rate Left Unchanged Dec 14, 2009 Election of Directors Dec 4, 2009 Board Adopts Final Rule Establishing a Process to Determine the Eligibility of Credit Rating Agencies for TALF Nov 27, 2009 Agencies Extend Compliance Date for Final Rule to Implement Unlawful Internet Gambling Enforcement Act Nov 27, 2009 Federal Reserve to Run Public Service Announcement with Credit Card Tips for Holiday Shoppers Nov 25, 2009 Federal Reserve Announces Revisions to Policies Governing Directors of Federal Reserve Banks and Their Branches Nov 25, 2009 Board Approves Reduction in Maximum Maturity of Primary Credit Loans Nov 17, 2009 Federal Regulators Issue Final Model Privacy Notice Form Nov 16, 2009 Federal Reserve Approves Interim Final Rule Requiring Notice Be Given to Consumers When Their Mortgage Loan Is Sold or Transferred Nov 16, 2009 Board Proposes Rules to Restrict Fees and Expiration Dates on Gift Cards Nov 13, 2009 Agencies Issue Final Rule for Mortgage Loans Modified Under the Home Affordable Mortgage Program Nov 13, 2009 Agencies Reopen Comment Period for Correspondent Concentration Risks Guidance Nov 12, 2009 Board Announces Final Rules Prohibiting Institutions from Charging Fees for Overdrafts on ATM and One-Time Debit Card Transactions Nov 9, 2009 Restructuring of Check Processing Operations in the Third and Fourth Districts, Regulation CC Impact on Second District Depository Institutions Nov 4, 2009 Target for Federal Funds Rate Left Unchanged Nov 4, 2009 Nomination of Directors Nov 3, 2009 2010 Fee Schedule for Federal Reserve Bank Priced Services Oct 30, 2009 Board Announces Temporary Exemption to Limitations in Section 23A of Federal Reserve Act Will Expire on October 30, 2009 Oct 30, 2009 Board Adopts Policy Statement Supporting Prudent Commercial Real Estate Loan Workouts Oct 22, 2009 Board Issues Proposed Guidance on Incentive Compensation Oct 9, 2009 Annual Adjustments for Reserve Calculations and Deposit Reporting, Regulation D Oct 9, 2009 Restructuring of Check Processing Operations in the Fourth, Eleventh and Twelfth Districts, Regulation CC Impact on Second District Depository Institutions Oct 6, 2009 Consumer Advisory Council to Hold Meeting on October 22 Oct 5, 2009 Federal Reserve Announces Changes to Procedures for Evaluating Asset-Backed Securities Pledged to TALF Oct 1, 2009 Agencies Announce Availability of 2008 HMDA Data Sep 29, 2009 Board Approves Proposed Rule Amending Credit Card Provisions of Regulation Z Sep 24, 2009 Board Issues Revision to Regulation S Regarding Costs Incurred by Financial Institutions in Producing Customer Financial Records Sep 24, 2009 Credit Quality Declines in Annual Shared National Credits Review Sep 24, 2009 Federal Reserve Announces TAF and TSLF Schedules through January 2010 Sep 23, 2009 Target for Federal Funds Rate Left Unchanged Sep 17, 2009 Special Election of Class B Director Sep 16, 2009 Federal Reserve to Implement Consumer Compliance Supervision Program of Nonbank Subsidiaries of BHCs and FBOs Sep 2, 2009 Special Election of Class B Director Aug 28, 2009 Board Announces Amounts of TAF Credit Offered at Two September Auctions Reduced to $75 Billion Aug 27, 2009 Agencies Seek Comment on Proposed Regulatory Capital Standards Related to Adoption of Statements of Financial Accounting Standards No. 166 and 167 Aug 27, 2009 Board Alerts Public to Instances of Fraudulent Solicitations Directed At Consumers Aug 19, 2009 Federal Reserve Announces New Schedule of Margins Applicable for Collateral Pledged by Depository Institutions Aug 17, 2009 Federal Reserve Board and Treasury Department Announce the Extension of Term Asset-Backed Securities Loan Facility Aug 12, 2009 Target for Federal Funds Rate Left Unchanged Aug 10, 2009 Board Announces Annual Adjustment of Fee-Based Trigger for Additional Mortgage Loan Disclosures Aug 6, 2009 Board Publishes "5 Tips for Dealing with a Home Equity Line Freeze or Reduction" Aug 3, 2009 Nomination of Class B Director Jul 30, 2009 Board Approves Final Amendments to Regulation Z that Revise Disclosure Requirements for Private Education Loans Jul 30, 2009 Board Publishes "5 Tips for Shopping for a Mortgage" Jul 24, 2009 Board Announces Amounts of TAF Credit Offered at Each of Two August Auctions Reduced To $100 Billion Jul 23, 2009 Board Proposes Significant Changes to Regulation Z to Improve Disclosures Consumers Receive Regarding Closed-End Mortgages and Home-Equity Lines of Credit Jul 22, 2009 Nomination of Class B Director Jul 21, 2009 Agencies Release Revised Interagency Questions and Answers and Propose New Questions Regarding Flood Insurance Jul 16, 2009 Board Issues Interim Final Rule Amending Credit Card Provisions of Regulation Z Jul 15, 2009 Restructuring of Check Processing Operations in the Fourth and Seventh Districts, Regulation CC Impact on Second District Depository Institutions Jul 9, 2009 Joint Statement by Treasury, Federal Reserve and FDIC on the Legacy Securities Public-Private Investment Program Jul 3, 2009 Federal Reserve Advises Bank Customers on California Registered Warrants Jul 2, 2009 Agencies Publish Final Rules and Guidelines to Promote Accurate Reports About Consumers Jun 30, 2009 Agencies Seek Comment on Proposed Interagency Guidance on Funding and Liquidity Risk Management Jun 29, 2009 Banking Agencies Issue Host State Loan-to-Deposit Ratios Jun 26, 2009 Agencies Issue Interim Final Rule for Mortgage Loans Modified Under Making Home Affordable Program Jun 25, 2009 Federal Reserve Announces Extensions of and Modifications to a Number of Liquidity Programs Jun 25, 2009 Agencies Announce Notice of Proposed Rulemaking for Community Reinvestment Act Jun 24, 2009 Target for Federal Funds Rate Left Unchanged Jun 22, 2009 Board Seeks Nominations for Appointments to Consumer Advisory Council Jun 12, 2009 Federal Reserve Responds to New Accounting Standards Jun 11, 2009 Agencies Issue Frequently Asked Questions on Identity Theft Rules Jun 10, 2009 Federal Reserve Issues First Monthly Report on Its Credit and Liquidity Programs Jun 9, 2009 Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies Jun 1, 2009 Federal Reserve Outlines Criteria to Evaluate Applications to Redeem U.S. Treasury Capital from Participants in Supervisory Capital Assessment Program Jun 1, 2009 Agencies Propose Rule to Implement S.A.F.E. Act Mortgage Loan Originator Registration Requirements Jun 1, 2009 Consumer Advisory Council to Hold Meeting on June 18 May 28, 2009 Restructuring of Check Processing Operations in the Fourth and Ninth Districts, Regulation CC Impact on Second District Depository Institutions May 22, 2009 Board Announces Final Rule on Senior Perpetual Preferred Stock Issued by BHCs to Treasury, Interim Final Rule on Subordinated Debt Issued by S-Corp and Mutual BHCs to Treasury May 20, 2009 Board Announces Final Amendments to Regulation D Pertaining to Transfers from Savings Deposits and the Establishment of Excess Balance Accounts at Federal Reserve Banks May 19, 2009 Federal Reserve Announces Certain High-Quality Commercial Mortgage-Backed Securities Will Become Eligible Collateral under TALF May 8, 2009 Board Approves Final Rules Revising Disclosure Requirements for Mortgage Loans Under Regulation Z May 7, 2009 Agencies Release Results of the Supervisory Capital Assessment Program May 7, 2009 Operating Circular No. 12 Revised May 4, 2009 Closing of Citizens Community Bank May 4, 2009 Board Announces Restructuring of Check Processing Operations in the Tenth, Eleventh and Twelfth Districts May 1, 2009 Board Announces Expansion of Eligible Collateral under TALF Apr 29, 2009 Target for Federal Funds Rate Left Unchanged Apr 21, 2009 Federal Reserve Announces Two New Interest Rates Applicable to Loans Extended Under TALF Apr 21, 2009 Agencies Propose Clarifications to Credit Card Rules Apr 17, 2009 Nomination of Class B Director Apr 17, 2009 Board Announces Availability of New Video "Lessons from a Storm" Apr 6, 2009 Federal Reserve and Other Central Banks Announce New Temporary Reciprocal Currency Arrangements Mar 31, 2009 Board Seeks Public Comment on Proposed Changes to Methodology for Calculating Private Sector Adjustment Factor Mar 31, 2009 Operating Circular No. 4 Revised Mar 31, 2009 Federal Reserve Announces Changes to the Discount Window and Payment System Risk Collateral Margins Table Mar 19, 2009 Federal Reserve Announces Set of Eligible Collateral for Loans Extended By TALF to Include Four Additional Categories of ABS Mar 18, 2009 Target for Federal Funds Rate Left Unchanged Mar 17, 2009 Board Delays Effective Date of New Limits on Inclusion Of Trust Preferred Securities and Other Restricted Core Capital Elements In Tier 1 Capital Mar 11, 2009 Board Seeks Public Comment on Proposed Changes to Regulation Z Regarding Private Education Loans Mar 9, 2009 Consumer Advisory Council to Hold Meeting on March 26 Mar 5, 2009 Board Releases Tips to Help Protect Consumers from Foreclosure Scams Mar 4, 2009 Agencies Issue Statement in Support of "Making Home Affordable" Loan Modification Program Mar 3, 2009 Treasury and Federal Reserve Announce Launch of Term Asset-Backed Securities Loan Facility Mar 2, 2009 Treasury and Federal Reserve Announce Participation in AIG Restructuring Plan Feb 27, 2009 Board Issues Supervisory Guidance and Regulations on Payment of Dividends, Stock Redemptions and Stock Repurchases at BHCs Feb 25, 2009 Agencies to Begin Forward-Looking Economic Assessments Feb 23, 2009 Board Launches New Website Section on Credit and Liquidity Programs and the Balance Sheet Feb 23, 2009 Treasury Department, FDIC, OCC, OTS and Federal Reserve Board Issue Joint Statement on the Capital Assistance Program Feb 20, 2009 Restructuring of Check Processing Operations in the Third and Fifth Districts, Regulation CC Impact on Second District Depository Institutions Feb 13, 2009 FOMC Expands March, August, September and December Meetings in 2009 to Two Days Feb 10, 2009 Board Prepared to Expand Term Asset-Backed Securities Loan Facility Feb 6, 2009 Board Releases Additional Terms and Conditions of Term Asset-Backed Securities Loan Facility Feb 6, 2009 Board Issues Clarification on Debt Guaranteed under FDIC’s Temporary Liquidity Guarantee Program Feb 3, 2009 Federal Reserve Announces Extension of Existing Liquidity Programs Jan 30, 2009 Board Announces Final Rules for Asset-Backed Commercial Paper Money Market Fund Liquidity Facility Jan 30, 2009 Board Releases Policy on Certain Residential Mortgage Assets Held, Owned or Controlled by Federal Reserve Banks Jan 30, 2009 Board Seeks Public Comments on Proposed Changes to Regulation D to Authorize Establishment of Limited Purpose Accounts Jan 28, 2009 Target for Federal Funds Rate Left Unchanged Jan 20, 2009 Board Announces Restructuring of Check Processing in Fifth and Sixth Districts Jan 16, 2009 Treasury Department, Federal Reserve Board and FDIC Provide Assistance to Bank of America Jan 7, 2009 Board Announces Changes to Money Market Investor Funding Facility Jan 7, 2009 Consumer Advisory Council Appointments for 2009 Jan 6, 2009 Agencies Issue Revised Interagency Questions and Answers on Community Reinvestment Jan 2, 2009 New Members of the Thrift Institutions Advisory Council For 2009   2008     Dec 31, 2008 Board Announces Details of Program to Purchase Mortgage-Backed Securities Dec 22, 2008 Agencies Issue Revised Identity Theft Brochure Dec 22, 2008 Board Will Not Pursue Change to Daylight Overdraft Posting Rules Under Payment System Risk Policy Dec 22, 2008 Board Adopts Revisions to Payment System Risk Policy Dec 19, 2008 Board Releases Revised Terms and Conditions, FAQs for Term Asset-Backed Securities Loan Facility Dec 19, 2008 Board and Other Central Banks Announce Schedules for Term Auctions of U.S. Dollar Liquidity Dec 19, 2008 Annual Notice of Asset-size Exemption Threshold for Depository Institutions Dec 19, 2008 Board Approves Rules to Better Protect Credit Card Users Dec 18, 2008 Board Extends Comment Period on Proposal to Revise Disclosure Requirements for Mortgage Loans Under Regulation Z Dec 17, 2008 Agencies Release Annual CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Institutions Dec 17, 2008 Board Issues Technical Note Concerning Calculation of Interest Rates on Required Reserve Balances Dec 17, 2008 Agencies Approve Final Rule on Deduction of Goodwill from Tier 1 Capital Dec 17, 2008 Board Announces Restructuring of Check Processing in Sixth and Eighth Districts Dec 16, 2008 Fed Funds Target Range of 0 to 0.25 Percent Established; Discount Rate Lowered by 75 Basis Points to 0.5 Percent Dec 15, 2008 Revised Guide to Interagency Country Exposure Review Committee Process Issued Dec 9, 2008 Federal Reserve to Conduct Two Auctions Through its Term Auction Facility in January 2009 Dec 5, 2008 Board Seeks Public Comment on Proposed Changes to Regulation Z Dec 3, 2008 Election of Directors Dec 2, 2008 Federal Reserve Announces the Extension of Three Liquidity Facilities Nov 25, 2008 Federal Reserve Announces Initiation of Program to Purchase Direct Obligations of Housing-Related GSEs and MBS Nov 25, 2008 Board Announces Creation of Term Asset-Backed Securities Loan Facility Nov 24, 2008 Treasury Department, Federal Reserve Board and FDIC Issue Joint Statement on Citigroup Nov 19, 2008 Board Announces Restructuring of Check Processing in Seventh District Nov 14, 2008 White Paper on Pandemic Preparedness Planning for Systemic Banking Organizations Nov 13, 2008 Agencies Seek Comment on Proposed Interagency Appraisal and Evaluation Guidelines Nov 13, 2008 Agencies Issue Final Rule to Implement Unlawful Internet Gambling Enforcement Act Nov 12, 2008 Interagency Statement on Meeting the Needs of Creditworthy Borrowers Nov 10, 2008 Federal Reserve Board and Treasury Department Announce Restructuring of Financial Support to AIG Nov 7, 2008 Reserve Banks Announce Reduced Number of Check Processing Sites and Accelerated Restructuring Schedule Nov 5, 2008 Board Announces Alteration to Formula Used to Determine Interest Rates Paid on Required Reserve Balances and Excess Reserve Balances Nov 3, 2008 Agencies Announce Decision on Impact of Tax Change on Indirect Investments in Fannie Mae and Freddie Mac Preferred Stock Oct 30, 2008 2009 Fee Schedule for Federal Reserve Bank Priced Services Oct 30, 2008 Board and Other Central Banks Announce the Establishment of Temporary Reciprocal Currency Arrangements Oct 29, 2008 Fed Funds Target Rate Lowered by 50 Basis Points to 1 Percent; Discount Rate Lowered by 50 Basis Points to 1.25 Percent Oct 29, 2008 Federal Reserve and Reserve Bank of New Zealand Establish Temporary Reciprocal Currency Arrangement Oct 22, 2008 Board Announces Alteration to Formula Used to Determine Interest Rate Paid on Excess Balances Oct 21, 2008 Board Announces the Creation of the Money Market Investor Funding Facility Oct 21, 2008 Board Approves Final Amendments to Regulation C Oct 20, 2008 Nomination of Directors Oct 20, 2008 Agencies Encourage Participation in Treasury's Capital Purchase Program, FDIC's Temporary Liquidity Guarantee Program Oct 20, 2008 Federal Reserve Banks and The Clearing House Issue Specifications for New Cover Payments Message Format Oct 20, 2008 Agencies Announce Decision on Regulatory Capital Impact of EESA on Fannie Mae and Freddie Mac Preferred Stock Oct 20, 2008 Board Releases Interagency Examination Procedures for Regulations under Fair Credit Reporting Act Oct 17, 2008 Board Announces Interim Final Rule to Allow BHCs to Include Senior Perpetual Preferred Stock Issued To Treasury In Tier 1 Capital Oct 16, 2008 Guidance for Consolidated Supervision of BHCs and Combined U.S. Operations of FBOs Oct 14, 2008 FOMC Authorizes an Increase in the Size of its Temporary Reciprocal Currency Arrangement with the Bank of Japan Oct 14, 2008 Joint Statement by Federal Reserve, U.S. Department of the Treasury and Federal Deposit Insurance Corporation Oct 14, 2008 Federal Reserve and Other Central Banks Announce Further Measures To Provide Broad Access To Liquidity and Funding To Financial Institutions Oct 8, 2008 Board Authorizes New York Fed to Borrow Securities from Certain Regulated U.S. Insurance Subsidiaries of AIG Oct 8, 2008 Shared National Credits Program Reports Large Increase in Credit Volume and Significant Deterioration in Credit Quality Oct 8, 2008 Agencies Seek Public Comment on Proposed Rulemaking for Claims on, or Guaranteed by, Fannie Mae and Freddie Mac Oct 8, 2008 Federal Reserve and Other Central Banks Announce Reductions in Policy Interest Rates Oct 7, 2008 Board Announces Creation of the Commercial Paper Funding Facility Oct 7, 2008 Central Banks Announce Schedules for Term and Forward Auctions of U.S. Dollar Liquidity for Fourth Quarter Oct 6, 2008 Board Announces Payment of Interest on Reserve Balances, Changes to TAF and Regulation W Oct 1, 2008 Consumer Advisory Council to Hold Meeting on October 23 Sep 29, 2008 Board Announces Adjustments for Calculating Reserve Requirements, Regulation D Sep 29, 2008 Central Banks Announce Coordinated Actions to Expand Capacity to Provide U.S. Dollar Liquidity Sep 26, 2008 Central Banks Announce Operations to Address Elevated Pressures in Funding Markets Sep 24, 2008 Central Banks Announce Additional Measures to Address Elevated Pressures in Funding Markets Sep 23, 2008 Board Announces Approval of a Policy Statement on Equity Investments Sep 22, 2008 Board Approves Two Interim Final Rules to Provide Market Liquidity Sep 19, 2008 Board Announces Program Enhancements to Provide Market Liquidity Sep 18, 2008 Central Banks Announce Measures to Address Elevated Pressures in Short-Term Funding Markets Sep 16, 2008 Target for Federal Funds Rate Left Unchanged Sep 16, 2008 Federal Banking Agencies To Evaluate FASB's Accounting Proposals Sep 15, 2008 Comments Requested on Proposed Rule to Reduce the Amount of Goodwill Deduction from Tier 1 Capital Sep 15, 2008 Board Announces Initiatives to Provide Additional Support to Financial Markets Sep 9, 2008 Board Announces Restructuring of Check Processing in Sixth District Sep 8, 2008 Federal Banking Agencies Issue Joint Release on Fannie Mae and Freddie Mac Aug 29, 2008 Board Releases Small Entity Compliance Guide for Regulation R Aug 29, 2008 Board Announces Online Consumer’s Guide to Mortgage Refinancings Aug 13, 2008 2009 Holiday Schedule Aug 13, 2008 Comments Requested on Proposed Change to Regulation S Aug 13, 2008 Impact on Second District Depository Institutions Following Changes to Fourth District Check Processing Operations Aug 12, 2008 Board Announces Restructuring of Check Processing in Fourth District Aug 6, 2008 Annual Adjustment of Fee-Based Trigger for Additional Mortgage Loan Disclosures Aug 5, 2008 Target for Federal Funds Rate Left Unchanged Jul 31, 2008 Recent Changes to Term Auction Facility Jul 30, 2008 Federal Reserve Announces Steps to Enhance Effectiveness of Existing Liquidity Facilities Jul 18, 2008 Board Approves Restructuring of the Check Processing Operations in the First and Third Districts—Impact on Second District Depository Institutions Jul 16, 2008 Board Approves Restructuring of the Check Processing Operations in the First and Third Districts Jul 15, 2008 Agencies Issue Final Guidance on Supervisory Review Process Related to Implementation of Basel II Advanced Approaches Rule Jul 14, 2008 Board Issues Final Rule Amending Home Mortgage Provisions of Regulation Z Jul 8, 2008 Agencies Issue Statement on Basel II Advanced Approaches Qualification Process Jul 7, 2008 Federal Reserve and SEC Issue Memorandum of Understanding to Deepen Information Sharing and Cooperation Jul 1, 2008 Federal Reserve to Conduct Two Auctions of 28-day Credit Through its Term Auction Facility in July Jun 26, 2008 Board Issues Proposed Rule on Basel II Risk-Based Capital Requirements Jun 26, 2008 Banking Agencies Issue Host State Loan-to-Deposit Ratios Jun 25, 2008 Target for Federal Funds Rate Left Unchanged Jun 23, 2008 Operating Circular No. 3 Revised Jun 23, 2008 Consumer Advisory Council Request for Nominations Jun 18, 2008 Federal Reserve Announces National Minority-Owned Bank Program Jun 9, 2008 Agencies Announce Third Annual Interagency Minority Depository Institutions National Conference May 30, 2008 Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies May 29, 2008 Federal Reserve to Conduct Three Auctions of 28-day Credit Through its Term Auction Facility in June May 22, 2008 Final Illustrations of Consumer Information Issued for Hybrid Adjustable-Rate Mortgage Products May 14, 2008 Consumer Advisory Council to Hold Meeting on June 19 May 13, 2008 Board Announces Restructuring of Check Processing in Sixth, Eighth Districts May 8, 2008 Agencies Issue Proposed Rules on Risk-Based Pricing Notices May 2, 2008 Board Proposes Rules to Prohibit Unfair Practices Regarding Credit Cards and Overdraft Services May 2, 2008 Federal Reserve and Other Central Banks Announce Expansion of Liquidity Measures Apr 30, 2008 Fed Funds Target Rate Lowered by 25 Basis Points to 2 Percent; Discount Rate Lowered by 25 Basis Points to 2.25 Percent Apr 10, 2008 Deadline Extended for Requests to Testify at Public Meetings on Proposed Acquisition of Countrywide by Bank of America Mar 31, 2008 Federal Reserve Banks Announce Restructuring Schedule Changes Mar 28, 2008 Federal Reserve to Conduct Two Auctions of 28-day Credit Through its Term Auction Facility in April Mar 28, 2008 Public Meetings Announced on Proposed Acquisition of Countrywide by Bank of America Mar 25, 2008 Operating Circular No. 4 Revised Mar 25, 2008 Federal Reserve Study Reveals Biggest Share of Checks Are Consumer to Business Mar 21, 2008 Agencies Propose Revisions to Interagency Questions and Answers Regarding Flood Insurance Mar 18, 2008 Fed Funds Target Rate Lowered by 75 Basis Points to 2.25 Percent; Discount Rate Lowered by 75 Basis Points to 2.5 Percent Mar 17, 2008 Discount Rate Decreased by 25 Basis Points Mar 7, 2008 Federal Reserve Consumer Help Offers Spanish-Language Version of Website Mar 7, 2008 Federal Reserve Consumer Help Center Announces Spanish-Language Website Mar 3, 2008 Statement to Financial Institutions Servicing Residential Mortgages on Reporting Loss Mitigation of Subprime Mortgages Feb 29, 2008 Federal Reserve to Conduct Two Auctions of 28-day Credit Through its Term Auction Facility in March Feb 29, 2008 Comments Requested on Proposed Changes to the Board’s Payments System Risk Policy Feb 29, 2008 Request for Comment on Proposed Change to Daylight Overdraft Posting Rules Feb 12, 2008 Board Announces Restructuring of Check Processing in Tenth, Eleventh Districts Feb 8, 2008 Comments Requested on Proposed Changes to Regulations D and I Feb 6, 2008 Consumer Advisory Council to Meet on March 6 Feb 1, 2008 Federal Reserve to Conduct Two Auctions of 28-day Credit Through Its Term Auction Facility in February Jan 30, 2008 Target for Federal Funds Rate Lowered by 50 Basis Points; Discount Rate Decreased by 50 Basis Points Jan 22, 2008 Target for Fed Funds Rate Lowered by 75 Basis Points; Discount Rate Decreased by 75 Basis Points Jan 10, 2008 New Members of the Consumer Advisory Council for 2008 Jan 4, 2008 Federal Reserve to Conduct Two Auctions of 28-day Credit Through Its Term Auction Facility in January Jan 3, 2008 Board Announces Restructuring of Check Processing in New York, Philadelphia and Cleveland Districts   2007     Dec 21, 2007 Federal Reserve to Conduct TAF Auctions as Necessary Dec 20, 2007 Board Clarifies Policy on Confidentiality Provisions in Third-Party Agreements Dec 20, 2007 FFIEC Issues Guidance on Pandemic Planning Dec 19, 2007 Agencies Release Annual CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Institutions Dec 18, 2007 Request for Comment on Changes to Regulation Z to Protect Consumers from Unfair or Deceptive Home Mortgage Lending Dec 17, 2007 Annual Notice of Asset-Size Exemption Threshold for Depository Institutions Dec 14, 2007 Federal Reserve to Offer $20 Billion in 28-day Credit Through Term Auction Facility Dec 13, 2007 New Members Announced for 2008 Thrift Institutions Advisory Council Dec 12, 2007 Federal Reserve and Other Central Banks Announce Measures Designed to Address Elevated Pressures in Short-term Funding Markets Dec 11, 2007 Target for Federal Funds Rate Lowered by 25 Basis Points; Discount Rate Decreased by 25 Basis Points Dec 10, 2007 Federal Reserve Study Shows More Than Two-Thirds of Noncash Payments Made Electronically in 2006 Nov 30, 2007 Agencies Issue Proposed Consumer Report Information Rules and Guidelines Nov 28, 2007 Operating Circular No. 9 Revised Nov 14, 2007 Election of Directors Nov 6, 2007 Fees for Priced Services, PSAF Nov 2, 2007 Board Approves Final Rules to Implement Basel II Risk-Based Capital Framework Nov 2, 2007 Board Announces Amendments to Regulations B, E, M, Z and DD Nov 1, 2007 Agencies Issue Final Rules on Identity Theft Red Flags and Notices of Address Discrepancy Oct 31, 2007 Target for Federal Funds Rate Lowered by 25 Basis Points; Discount Rate Decreased by 25 Basis Points Oct 26, 2007 Agencies Issue Final Rules on Affiliate Marketing Oct 16, 2007 New Federal Reserve Consumer Help Center Opens November 16 Oct 5, 2007 Consumer Advisory Council to Meet on October 25 Oct 2, 2007 Joint Rule Proposed to Implement Unlawful Internet Gambling Enforcement Act Oct 2, 2007 Board Announces Adjustments for Calculating Reserve Requirements, Regulation D Oct 2, 2007 Nomination of Directors Sep 26, 2007 Shared National Credit Results Reflect Large Increase in Credit Commitment Volume and Satisfactory Credit Quality Sep 25, 2007 Agencies Adopt Final Rules to Implement the Bank “Broker” Provisions of the Gramm-Leach-Bliley Act Sep 21, 2007 Final Rules Issued on Expanded Examination Cycle Sep 20, 2007 Comments Requested on Statement Regarding Garnishment of Federal Benefit Funds Sep 18, 2007 Target for Federal Funds Rate Lowered by 50 Basis Points; Discount Rate Decreased by 50 Basis Points Sep 10, 2007 Board Determines Certain Activities Complementary to Underwriting, Selling Health Insurance Sep 4, 2007 Statement Issued on Loss Mitigation Strategies for Servicers of Residential Mortgages Aug 30, 2007 FFIEC Revises Bank Secrecy Act/Anti-Money Laundering Examination Manual Aug 29, 2007 Public Alerted to Illegitimate Checks Drawn on TUC Private Currency Office by The United Cities Corp Aug 17, 2007 U.S. Treasury Department Sponsors Exercise to Test Readiness to Deal with Pandemic Crisis Aug 17, 2007 Federal Trade Commission Requests Comments on the Use of Social Security Numbers within the Private Sector Aug 17, 2007 Discount Rate Decreased by 50 Basis Points Aug 14, 2007 Agencies Propose Illustrations of Consumer Information to Support Their Statement on Subprime Mortgage Lending Aug 14, 2007 Board Announces Restructuring of Check Processing Operations in Ninth, Tenth Districts Aug 8, 2007 The Fair Value Option and the Applicability of the Market Risk Capital Rule Aug 7, 2007 Target for Federal Funds Rate Left Unchanged Aug 2, 2007 Annual Adjustment of Fee-Based Trigger for Additional Mortgage Loan Disclosures Aug 1, 2007 New York Fed Discount Window to Assume Collateral Processing Responsibilities Jul 20, 2007 Banking Agencies Reach Agreement on Basel II Implementation Jul 19, 2007 Statement Issued on Enforcement of Bank Secrecy Act/Anti-Money Laundering Requirements Jul 18, 2007 Pilot Project to Improve Supervision of Subprime Mortgage Lenders Announced Jul 13, 2007 2008 Holiday Schedule Jul 11, 2007 Agencies Propose Revisions to Interagency Questions and Answers Regarding Community Reinvestment Jun 29, 2007 Operating Circular No. 3 Revised Jun 29, 2007 Agencies Issue Final Statement on Subprime Mortgage Lending Jun 29, 2007 Final Rule Approved on Not Requiring Receipts for Electronic Transactions of $15 or Less Jun 28, 2007 Target for Federal Funds Rate Left Unchanged Jun 28, 2007 Implementation of Revised Suspicious Activity Report Forms Delayed Jun 27, 2007 Operating Circular No. 4 Revised Jun 26, 2007 Federal Reserve Banks Announce Changes to Increase Check Service Efficiency Jun 20, 2007 Board Announces Restructuring of the San Francisco Fed’s Check Processing Operations and Amendments to Appendix A of Regulation CC Jun 20, 2007 Board Announces Availability of Online Mortgage Comparison Calculator Jun 13, 2007 Host State Loan-to-Deposit Ratios Issued Jun 13, 2007 Panelists Announced for Public Hearing under Home Ownership and Equity Protection Act Jun 1, 2007 Agencies Release List of Distressed or Underserved Non-Metropolitan Middle-Income Geographies Jun 1, 2007 Agencies Issue Final Illustrations of Consumer Information for Nontraditional Mortgage Products May 29, 2007 Discussion Topics Announced for Public Hearing under Home Ownership and Equity Protection Act May 29, 2007 Final Rule Approved to Implement Section 601 of Financial Services Regulatory Relief Act of 2006 May 25, 2007 Guidance Issued on Filing Notices of Proposed Class Action Settlements May 23, 2007 Comments Requested on Proposed Amendments to Regulation Z May 18, 2007 Consumer Advisory Council to Meet on June 21, 2007 May 18, 2007 Board Announces Restructuring of the Atlanta Fed’s Check Processing Operations and Future Changes to Appendix A of Regulation CC May 9, 2007 Target for Federal Funds Rate Left Unchanged May 3, 2007 Board to Hold Public Hearing under the Home Ownership and Equity Protection Act Apr 23, 2007 Comments Requested on Proposed Amendments to Regulations B, E, M, Z and DD Apr 18, 2007 Federal Regulators Encourage Institutions to Work with Mortgage Borrowers Unable to Make Payments Apr 11, 2007 Agencies Announce Availability of 2006 HMDA Data Apr 5, 2007 Board Announces Final Revisions to 1980 Interpretation of Regulation D Apr 3, 2007 Comments Requested on Expanded Examination Cycle for Certain Institutions Mar 30, 2007 Agencies Launch Improved Website for Banking Data Mar 21, 2007 Comments Requested on Model Privacy Notice Mar 21, 2007 Target for Federal Funds Rate Left Unchanged Mar 2, 2007 Comments Requested on Subprime Mortgage Lending Statement Mar 2, 2007 Operating Circular No. 1 Revised Mar 1, 2007 Operating Circular No. 2 Revised Feb 20, 2007 Board Alerts Public to Questionable Solicitations Directed at Homeowners Feb 20, 2007 Comments Requested on Proposed Supervisory Guidance for Basel II Feb 13, 2007 Consumer Advisory Council to Meet March 8, 2007 Jan 31, 2007 Target for Federal Funds Rate Left Unchanged Jan 16, 2007 New Studies to Examine Nation's Check and Electronic Payments Usage Jan 12, 2007 Board Approves Changes to Policy on Payments System Risk Jan 10, 2007 Consumer Advisory Council: New Membership Jan 8, 2007 Final Statement Issued on Complex Structured Finance Activities Jan 5, 2007 New Automated Interface Established between Federal Reserve System and Depository Trust Company   2006     Dec 29, 2006 HMDA Exemption Threshold Revised Dec 27, 2006 Agencies Announce CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Banks Dec 21, 2006 Suspicious Activity Report (SAR) Revised to Support Joint Filing, Reduce Duplicate SARs Dec 18, 2006 Agencies Propose Joint Rules to Implement Bank "Broker" Provisions of Gramm-Leach-Bliley Act Dec 15, 2006 Agencies Announce Interim Decision on Impact of FAS 158 on Regulatory Capital Dec 13, 2006 Agencies Issue Policy Statement on Allowance for Loan and Lease Losses and FAQs Dec 12, 2006 Target for Federal Funds Rate Left Unchanged Dec 7, 2006 Board Approves Interim Rule on Section 601 of Financial Services Regulatory Relief Act of 2006, Invites Public Comment Dec 7, 2006 Final Guidance Issued on Concentrations in Commercial Real Estate Lending Dec 5, 2006 Board Releases Draft Interagency Notice of Proposed Rulemaking on Basel IA Nov 29, 2006 New Members of the Thrift Institutions Advisory Council for 2007 Nov 28, 2006 Final Rule on Consumer Authorization Requirements Approved and Request for Comment on a Proposed Rule, Both under Regulation E Nov 22, 2006 Extension of Comment Period on Consultation Paper Pertaining to Intraday Liquidity Management and Payment System Risk Policy Nov 15, 2006 Fees for Priced Services, PSAF Nov 1, 2006 Election of Directors Oct 27, 2006 Treasury, Federal Reserve, Secret Service Issue Report on Counterfeit U.S. Currency Abroad Oct 25, 2006 Target for Federal Funds Rate Left Unchanged Oct 23, 2006 Guidance Issued on Nontraditional Mortgage Product Risks Oct 19, 2006 Board Announces Adjustments for Calculating Reserve Requirements, Regulation D Oct 18, 2006 Agencies Provide Consumer Information on Nontraditional Mortgage Loans Oct 16, 2006 Check Delays Resulting from Snowstorm in Buffalo Area Oct 12, 2006 Operating Circular No. 10 Revised Oct 2, 2006 Consumer Advisory Council to Meet October 26, 2006 Oct 2, 2006 Final Guidance Issued on Nontraditional Mortgage Product Risks Sep 25, 2006 Shared National Credit Data Reflect Good Credit Quality Performance, Large Increase in Credit Commitment Volume and Small Rise in Riskier Deals Sep 20, 2006 Target for Federal Funds Rate Left Unchanged Sep 18, 2006 Nomination of Directors Sep 6, 2006 Comments Requested on Basel II and Market Risk Proposed Rulemakings Aug 29, 2006 Agencies Issue FAQs on FFIEC Guidance on Authentication in an Internet Banking Environment Aug 25, 2006 Final Rule Covering Payroll Card Accounts Under Regulation E Approved and Request for Comment on an Interim Final Rule Aug 15, 2006 Comments Requested on Proposed Revisions to 1980 Interpretation of Regulation D Aug 10, 2006 Annual Adjustment of Fee-Based Trigger for Additional Mortgage Loan Disclosures Aug 9, 2006 Operating Circular 6 Amended Aug 8, 2006 Target for Federal Funds Rate Left Unchanged Aug 8, 2006 FFIEC Revises Bank Secrecy Act/Anti-Money Laundering Examination Manual Aug 8, 2006 FFIEC Updates Information Security Booklet Aug 2, 2006 Special Measures Imposed against VEF Banka Jul 28, 2006 FDIC Meeting in New York City: Protecting the Financial Sector—A Public and Private Partnership Jul 19, 2006 2007 Holiday Schedule Jul 19, 2006 Request for Comment on Proposed Rules on Identity Theft Red Flags and Address Discrepancies Jul 11, 2006 Uniform Standards of Professional Appraisal Practice Revised Jul 11, 2006 Uniform Standards of Professional Appraisal Practice Revised Jun 30, 2006 Operating Circular 3 Amended Jun 29, 2006 Target for Federal Funds Rate Raised by 25 Basis Points; Discount Rate Increased Jun 23, 2006 Request for Comment on Proposed Revisions to Part I of Board's Policy on Payments Jun 22, 2006 Agencies Issue Booklet on Lessons Learned from Hurricane Katrina Jun 19, 2006 Board Seeks Nominations for Appointments to Consumer Advisory Council Jun 19, 2006 FEMA Revises Standard Flood Hazard Determination Form Jun 13, 2006 Banking Agencies Issue Host Loan-to-Deposit Ratios Jun 6, 2006 Consumer Advisory Council to Meet June 22, 2006 May 31, 2006 Restructuring of Check Processing in Second and Third Districts: Appendix A of Regulation CC Amended May 10, 2006 Target for Federal Funds Rate Raised by 25 Basis Points; Discount Rate Increased Apr 26, 2006 Operating Circular 2 Amended Apr 19, 2006 Board Consolidates Advisory Committees on Payments System Matters Apr 5, 2006 Operating Circulars 3 and 4 Amended Mar 31, 2006 Notice of Proposed Rulemaking Issued on Basel II Risk-Based Capital Requirements Mar 23, 2006 Agencies Seek Public Comment on Accuracy of Consumer Credit Reports Mar 22, 2006 Special Measures Imposed against Commercial Bank of Syria Mar 21, 2006 Policy Changes to Federal Reserve Cash-Processing Services Approved Mar 21, 2006 Final Rule Amending Regulation K Approved Mar 16, 2006 Advisory Issued on Influenza Pandemic Preparedness Mar 15, 2006 Interagency Advisory on the Unsafe and Unsound Use of Limitation of Liability Provisions in External Audit Engagement Letters Mar 8, 2006 Community Advisory Council Meets March 30 Mar 6, 2006 FDIC Meeting in Puerto Rico: Protecting the Financial Sector—A Public and Private Partnership Mar 6, 2006 Final Community Reinvestment Act Guidance Issued Mar 6, 2006 Final Rule Expanding Definition of a Small Bank Holding Company Approved Mar 1, 2006 Summary Findings of the Fourth Quantitative Impact Study Released Mar 1, 2006 Special Election of Class B Director Feb 17, 2006 Federal Financial Regulatory Agencies Extend Comment Period on Nontraditional Mortgage Products Feb 14, 2006 Changes Made to Operating Circular 5, Electronic Access Feb 8, 2006 Agencies Announce March 2-3 Banking Forum in New Orleans Feb 8, 2006 Next FOMC Meeting Date Expanded to March 27-28 Feb 6, 2006 Approval of Final Rule on Risk-Based Capital Treatment of Cash-Collateralized Securities Borrowing Transactions Jan 31, 2006 Target for Federal Funds Rate Raised by 25 Basis Points; Discount Rate Increased Jan 26, 2006 Agencies Issue Guidance on Sharing Suspicious Activity Reports with Head Offices and Controlling Companies Jan 23, 2006 Nomination of Class B Director Jan 11, 2006 Comments Requested on Proposed Guidance for Concentrations in Commercial Real Estate Lending Jan 10, 2006 Consumer Advisory Council: New Membership Jan 3, 2006 Board Announces Final Amendments to Regulation E on Disclosure Obligations of ATM Operators   2005     Dec 21, 2005 Agencies Issue for Comment Guidance on Nontraditional Mortgage Products Dec 16, 2005 HMDA Exemption Threshold Revised Dec 15, 2005 Agencies Publish Compliance Guide on Information Security Standards Dec 13, 2005 Target for Federal Funds Rate Raised by 25 Basis Points; Discount Rate Increased Dec 12, 2005 Questions and Answers in Response to Hurricanes Katrina and Rita Dec 7, 2005 Guidance Issued on Response Programs for Unauthorized Access to Customer Information and Customer Notice Nov 30, 2005 New Members of Thrift Institutions Advisory Council for 2006 Nov 23, 2005 Amendments to Regulation CC Defining Remotely Created Checks Approved Nov 17, 2005 Final Rules Issued on Post-Employment Restrictions for Senior Examiners Nov 3, 2005 Fees for Priced Services, PSAF Nov 2, 2005 Election of Class A and Class B Directors Nov 1, 2005 Target for Federal Funds Rate Raised by 25 Basis Points; Discount Rate Increased Oct 25, 2005 Comments Requested on Suggested Domestic Risk-Based Capital Modifications Oct 21, 2005 Questions and Answers for Financial Institutions in Response to Hurricanes Katrina and Rita Oct 21, 2005 Interagency Guidance on Authentication in an Internet Banking Environment Oct 12, 2005 Board Modifies Methodology to Calculate Private Sector Adjustment Factor Oct 12, 2005 Board Issues for Comment Second Advance Notice of Proposed Rulemaking on Revolving Credit Rules of Regulation Z Oct 12, 2005 Board Seeks Public Comment on Proposed Revisions to Basel I Oct 11, 2005 Waiver of Appraisal Requirements for Financial Institutions Affected by Hurricanes Katrina and Rita Oct 5, 2005 Annual Adjustments for Calculating Reserve Requirements: Regulation D Oct 3, 2005 Banking Agencies Announce Revised Plan for Implementation of Basel II Framework Sep 30, 2005 Consumer Advisory Council to Meet October 27, 2005 Sep 26, 2005 Interagency FAQ on Residential Tract Development Lending Sep 26, 2005 Nomination of Directors Sep 20, 2005 Target for Federal Funds Rate Raised by 25 Basis Points; Discount Rate Increased Sep 16, 2005 Board Offers Guidance to Banking Organizations in Areas Affected by Hurricane Katrina Sep 16, 2005 Shared National Credit Data Show Continued Improvement in Quality, Slight Increase in Commitment Volume Sep 14, 2005 2004 Home Mortgage Disclosure Act (HMDA) Data Available Sep 8, 2005 Board Requests Comments on Proposal to Expand Definition of Small Bank Holding Companies Aug 31, 2005 Agencies Release List of Distressed and Underserved Nonmetropolitan Middle-Income Geographies Aug 22, 2005 Federal Reserve Board Publishes Proposed Amendments to Regulation E on Disclosure Obligations of ATM Operators Aug 10, 2005 Registration for Bank Secrecy Act/Anti-Money Laundering Interagency Outreach Event Webcast Aug 9, 2005 Target for Federal Funds Rate Raised by 25 Basis Points; Discount Rate Increased Aug 9, 2005 Annual Adjustment of Fee-Based Trigger for Additional Mortgage Loan Disclosures Jul 21, 2005 Community Reinvestment Act Rules Approved Jul 20, 2005 Agencies Announce Bank Secrecy Act/Anti-Money Laundering Outreach Events Jul 8, 2005 Banking Agencies Issue Host State Loan-to-Deposit Ratios Jul 6, 2005 Agencies Announce Enrollment Schedule for Online Central Data Repository Jul 1, 2005 Agencies Release Bank Secrecy Act/ Anti-Money Laundering Examination Manual Jun 30, 2005 Target for Federal Funds Rate Raised by 25 Basis Points; Discount Rate Increased Jun 15, 2005 Board Seeks Nominations for Appointments to Consumer Advisory Council Jun 7, 2005 Agencies Issue Fair Credit Reporting Act Interim Final Rules Jun 7, 2005 Consumer Advisory Council to Meet June 23, 2005 May 24, 2005 Comments Requested on Alternative Approaches to Calculate Private Sector Adjustment Factor for Priced Services May 23, 2005 Regulation DD Amended to Address Concerns about Information on Overdrawn Deposit Accounts, Effective July 1, 2006 May 18, 2005 Agencies Issue Credit Risk Management Guidance for Home Equity Lending May 17, 2005 Semiannual Regulatory Agenda May 1 to October 31, 2005 May 17, 2005 Agencies Announce Additional Analysis before Issuing Notice of Proposed Rulemaking Related to Basel II May 13, 2005 Comments Requested on Proposed Advisory on the Limitation of Liability Provisions in Audit Engagement Letters May 11, 2005 Reminder of Obligations under the Servicemembers Civil Relief Act of 2003 May 6, 2005 Interagency Advisory on Accounting and Reporting for Commitments to Originate and Sell Mortgage Loans May 4, 2005 Changes to Operating Circular No. 12: Multilateral Settlement May 3, 2005 Target for Federal Funds Rate Raised by 25 Basis Points; Discount Rate Increased May 3, 2005 Expanded Guidance on Customer Identification Program Rules Issued Pursuant to the USA PATRIOT Act Apr 29, 2005 Interagency Interpretive Guidance on the Provision of Banking Services to Money Services Businesses Operating in the United States Apr 25, 2005 Restructuring of Check Processing in Tenth and Twelfth Districts: Amendments to Appendix A of Regulation CC Apr 21, 2005 Restructuring of Check Processing in Tenth and Twelfth Districts: Amendments to Appendix A of Regulation CC Apr 21, 2005 Risk-Based Capital Treatment for Unrated Direct Credit Substitutes Extended to Asset-Backed Commercial Paper Programs Apr 8, 2005 Account Relationships with Money Services Businesses Apr 1, 2005 Agencies Announce Answers to Frequently Asked Questions about New HMDA Data Mar 31, 2005 New Margins for the Valuation of Collateral Mar 30, 2005 Joint Final Rule Regarding Community Reinvestment Act Mar 29, 2005 Comments Requested on Proposed Classification of Commercial Credit Exposures Mar 29, 2005 Agencies Issue Joint Guidance on Response Programs for Security Breaches Mar 24, 2005 Interagency FAQs on the Agencies’ Appraisal Regulations and Interagency Statement on Independence of Appraisal and Evaluation Functions Mar 22, 2005 Target for Federal Funds Rate Raised by 25 Basis Points; Discount Rate Increased Mar 16, 2005 Banking Agencies Publish Proposed Revisions to CRA Regulations Mar 11, 2005 Final Rule to Retain Trust Preferred Securities in Tier 1 Capital Mar 8, 2005 Request for Comment on Proposed Rule Governing Remotely Created Checks - Regulation CC Mar 2, 2005 Federal Reserve Banks to Withdraw from Noncash Collection Service Mar 1, 2005 Election of Class B Director Mar 1, 2005 Interagency Advisory on the Confidentiality of Nonpublic Supervisory Information Feb 24, 2005 Amendments to Operating Circular No. 9: Changes to the TT&L Program to Implement Term Investments Feb 22, 2005 Agencies Issue Final Guidance on Overdraft Protection Programs Feb 17, 2005 Restructuring of Check Processing in Fourth, Seventh, and Eleventh Districts: Amendments to Appendix A of Regulation CC Feb 14, 2005 Extension of Comment Period on Proposed Data Collection Changes for Shared National Credits Feb 9, 2005 Restructuring of Check Processing in the Sixth District: Amendments to Appendix A of Regulation CC Feb 7, 2005 Agencies Request for Recommendations on Reduction of Regulatory Burden Feb 2, 2005 Target for Federal Funds Rate Raised by 25 Basis Points; Discount Rate Increased Jan 31, 2005 Banking Agencies Announce Implementation of Web-Based Central Data Repository for Bank Financial Data Jan 31, 2005 Banking Agencies Issue Statement on Implementation of Basel II Framework Jan 25, 2005 Nomination of Class B Director Jan 10, 2005 Consumer Advisory Council: New Membership   2004     Dec 22, 2004 HMDA Exemption Threshold Revised Dec 22, 2004 Final Rules on Disposal of Consumer Information: Regulation H, K, V and Y Dec 20, 2004 Comments Requested on Proposed Data Collection Changes for Shared National Credits Dec 15, 2004 Agencies Issue Statement on the Purchase and Risk Management of Life Insurance Dec 15, 2004 Election of Class A Director Dec 14, 2004 Target for Federal Funds Rate Raised by 25 Basis Points: Discount Rate Increased Dec 13, 2004 Changes to Format Used to Report Data Collected Under the Home Mortgage Disclosure Act (HMDA) Dec 13, 2004 Semiannual Regulatory Agenda November 1, 2004 to April 30, 2005 Dec 6, 2004 Regulation Z - Truth in Lending Comments Requested on Review of Open-end Credit Rules Dec 3, 2004 Uniform Bank Performance Report Dec 3, 2004 Revised Bank Holding Company Rating System Nov 29, 2004 Revisions to Policy on Payments System Risk Nov 19, 2004 New Members of Thrift Institutions Advisory Council Nov 16, 2004 Nomination of Class A Director Nov 10, 2004 Target for Federal Funds Rate Raised by 25 Basis Points: Discount Rate Increased Nov 5, 2004 Fees for Priced Services, PSAF Nov 5, 2004 Banking Agencies Finalize Basel II Survey Documents Nov 1, 2004 New Consumer Guides Regarding Check 21 and Check-Processing Technology Oct 28, 2004 Comments Requested on Proposed Retail Credit Risk Guidance Oct 27, 2004 FFIEC Issues Guidance on Free and Open Source Software Oct 25, 2004 Final Amendment to Regulation J: Collection of Checks and Other Items Oct 22, 2004 Brochure with Information on Internet “Phishing” Oct 18, 2004 Agencies Provide Information on Avoiding Overdraft and Bounced-Check Fees Oct 15, 2004 Request for Comment on Proposal for Federal Reserve Banks to Withdraw from Noncash Collection Service Oct 13, 2004 Check 21 Compliance InfoBase Released by Federal Financial Institution Regulators Oct 8, 2004 Annual Adjustments for Calculating Reserve Requirements: Regulation D Sep 27, 2004 Board Revises Payment System Risk Policy Sep 23, 2004 Resumption of Check Presentments in Puerto Rico and the Virgin Islands Sep 23, 2004 Future Amendments to Appendix A of Regulation CC: Restructuring of Check Processing Operations Sep 21, 2004 Target for Federal Funds Rate Raised by 25 Basis Points: Discount Rate Increased Sep 16, 2004 Shared National Credit Program Sep 15, 2004 Check Delays Resulting from Weather Conditions in Puerto Rico and the Virgin Islands Sep 15, 2004 Proposed Amendments to Regulation E - Electronic Fund Transfer Act Sep 1, 2004 Banking Agencies Announce 2005 Implementation for Web-Based Central Data Repository for Bank Financial Data Aug 31, 2004 Agencies Issue Host State Loan-to-Deposit Ratios Aug 31, 2004 Uniform Bank Performance Report Aug 31, 2004 FFIEC Issues Guidance on Operations and Wholesale Payment Systems Aug 17, 2004 Extension of Credit by Federal Reserve Banks Aug 12, 2004 Truth in Lending: Annual Adjustment Affecting Disclosure Aug 10, 2004 Target for Federal Funds Rate Raised by 25 Basis Points: Discount Rate Increased Aug 9, 2004 Study of Investigations of Disputed Information Reported to Consumer Reporting Agencies Jul 30, 2004 Press Release test (reject me!!!) Jul 30, 2004 This is Another Test** Jul 29, 2004 Agencies Issue Bank Secrecy Act Examination Procedures Relating to Section 326 of USA PATRIOT Act Jul 29, 2004 Proposed Revisions to the Bank Holding Company Rating System Jul 28, 2004 FFIEC Announces Availability of Data on Community Development Lending Jul 28, 2004 FFIEC Announces Availability of HMDA Data Jul 27, 2004 Final Amendments to Regulation CC Jul 26, 2004 Agencies Delay Rollout of Web-Based Central Data Repository for Bank Financial Data Jul 22, 2004 Agencies Issue Final Rule on Capital Requirements for Asset-Backed Commercial Paper Programs Jul 21, 2004 Agencies Request for Recommendations on Reduction of Regulatory Burden Jul 20, 2004 FFIEC Issues Guidance on Information Technology Management and Outsourcing Technology Services Jul 19, 2004 Board to Withdraw Proposed Amendments to CRA Regulations Jul 13, 2004 Extension of Credit by Federal Reserve Banks Jul 9, 2004 Joint Interim Rule Regarding Community Reinvestment Act Jul 9, 2004 Banking Agencies Announce Publication of Revised Capital Framework and Describe U.S. Implementation Efforts Jul 8, 2004 Changes to Operating Circulars Relating to Fedline®Advantage Jul 2, 2004 Agencies Issue Proposed Rule on Affiliate Marketing Opt Outs: Regulation V Jun 30, 2004 Target For Federal Funds Rate Raised By 25 Basis Points: Discount Rate Increased Jun 29, 2004 Semiannual Regulatory Agenda May 1, 2004 to October 31, 2004 Jun 24, 2004 2005 Holiday Schedule Jun 23, 2004 Restructuring Of Check Processing In Fourth, Fifth, and Eighth Districts: Amendments to Appendix A of Regulation CC Jun 23, 2004 Withdrawal of Proposed Revisions to Define “Clear and Conspicuous” Disclosures Jun 18, 2004 Comment Period Extension on Statement Concerning Complex Structured Finance Activities Jun 18, 2004 Consumer Advisory Council Request for Nominations Jun 17, 2004 Revised Uniform Agreement on the Classification of Assets and Appraisal of Securities Held by Banks and Thrifts Jun 17, 2004 Interagency Advisory Concerning Banking Accounts for Foreign Governments, Embassies, and Political Figures Jun 9, 2004 Final Rule with Model Notices for Providing Negative Information to Consumer Reporting Agencies: Regulation V Jun 8, 2004 Agencies Propose Rules on Disposal of Consumer Information: Regulation V Jun 8, 2004 Proposal to Amend Regulation J: Collection of Checks and Other Items Jun 7, 2004 Proposed Rule to Amend Regulation DD: Truth in Savings Jun 7, 2004 Regulators Release Guidance on Development and Acquisition of Information Systems Jun 3, 2004 Uniform Bank Performance Report Jun 1, 2004 Agencies Issue Guidance on Overdraft Protection Programs May 27, 2004 Interagency Advisory Concerning Legal Protections for Filing of Suspicious Activity Reports May 27, 2004 Agencies Request Comment on Statement Concerning Complex Structured Finance Activities May 20, 2004 Request for Comment on Prescreened Solicitations for Credit or Insurance: Regulation V May 19, 2004 Request for Comment on Adequacy of Existing Disclosures on Debit Card Fees: Regulation E May 18, 2004 Delays in the Presentment of Certain Cash Items Bound for Baltimore on May 14, 2004 May 18, 2004 Restructuring of Check Processing in Seventh and Eighth Districts: Amendments to Appendix A of Regulation CC May 11, 2004 Request for Comment on Proposed Rule to Retain Trust Preferred Securities in Tier 1 Capital May 7, 2004 Restructuring of Check Processing in Eleventh District: Amendments to Appendix A of Regulation CC May 6, 2004 Imposition of Special Measures Against Burma and Two Burmese Financial Institutions Apr 28, 2004 Interim Final Rule on Capital Treatment: Extension of Applicability Date Apr 26, 2004 Agencies Issue Proposed Rule on Use of Medical Information for Credit Eligibility Apr 22, 2004 Proposed Revisions to Part II of Policy Statement on Payment System Risk Apr 21, 2004 Changes to the Fedwire® Funds and Securities Service to Accommodate Expanded Hours: Amendments to Operating Circulars Nos. 6 & 7 Apr 12, 2004 Restructuring of Check Processing in Fourth and Fifth District: Amendments to Appendix A of Regulation CC Apr 9, 2004 FFIEC Issues Retail Payment Systems Guidance Apr 8, 2004 Proposed Amendment to Regulation V - Fair Credit Reporting Act Mar 26, 2004 Revisions to Regulation Z - Truth in Lending Mar 19, 2004 Proposed Changes to Format Used to Report Data Collected under the Home Mortgage Disclosure Act (HMDA) Mar 12, 2004 Interagency Guidance Issued on Unfair or Deceptive Acts or Practices by State-Chartered Banks Mar 10, 2004 Interagency Update on Accounting for Loan and Lease Losses Mar 3, 2004 Restructuring of Check Processing in Eleventh District: Amendments to Appendix A of Regulation CC Mar 2, 2004 Uniform Bank Performance Report Feb 19, 2004 Interagency Advisory on Accounting for Deferred Compensation Agreements Feb 12, 2004 Availability of Funds and Collection of Checks: Amendments to Appendix A of Regulation CC Feb 11, 2004 Policy Statement on Payment System Risk Feb 11, 2004 Amendments to Operating Circular 3 Feb 9, 2004 Debt Elimination Scams Feb 9, 2004 Approval of Final Rules to Establish Effective Dates for FACT Act Jan 22, 2004 Agencies Seek Comment on Proposal to Revise CRA Regulations Jan 16, 2004 New Studies to Examine Nation's Check and Electronic Payments Usage Jan 15, 2004 Guidance on Customer Identification Program Rules Issued Pursuant to the USA PATRIOT Act Jan 14, 2004 Framework for Assessing Consumer Compliance Risk at Bank Holding Companies Jan 12, 2004 Availability of Funds and Collection of Checks: Amendments to Appendix A of Regulation CC Jan 12, 2004 Consumer Advisory Council: New Membership Jan 8, 2004 Voluntary Testing and Mandatory Enrollment for New Method of Submitting Call Reports Jan 8, 2004 Proposed Amendments to Regulation CC Availability of Funds and Collection of Checks Jan 8, 2004 Agency Statement to Financial Institutions Providing Financial Support to Advised Investment Funds   2003     Dec 24, 2003 Federal Agencies Seek Public Comment on Ways to Improve Privacy Notices Dec 23, 2003 Implication of New Metropolitan Statistical Areas on HMDA Reporting Dec 22, 2003 HMDA Exemption Threshold Revised Dec 18, 2003 Effective Dates for the Fair and Accurate Credit Transactions Act of 2003 Dec 5, 2003 Final Rule on Regulation Y Dec 3, 2003 Uniform Bank Performance Report Dec 3, 2003 Guidance on Change in Bank Control Procedures Dec 2, 2003 New Members of Thrift Institutions Advisory Council Dec 1, 2003 Uniform Disclosure Standards Proposed for Consumer Protection Regulations Nov 24, 2003 Election of Directors Nov 3, 2003 Proposed Treatment of Expected and Unexpected Losses Under the New Basel Capital Accord Nov 3, 2003 Independent Appraisal and Evaluation Functions Oct 28, 2003 Modifications to the Method for Imputing Priced-Service Income from Clearing-Balance Investments Oct 24, 2003 Fees for Priced Services, PSAF Oct 22, 2003 New Bank Secrecy Act Examination Procedures Relating to USA PATRIOT Act Oct 20, 2003 Nomination of Directors Oct 17, 2003 Proposed Changes to Cash Services Policy Oct 15, 2003 New York Fed Announces Appointment of New President Oct 8, 2003 Federal Financial Regulators Issue Guidance on Electronic Banking, Audit and FedLine® Oct 2, 2003 Reserve Requirements Sep 18, 2003 Agencies Issue Rulemaking to Amend Risk-Based Capital Treatment Sep 11, 2003 Technical Amendment to Regulation B Sep 11, 2003 Shared National Credit Program Sep 9, 2003 Online Guide for Banks Submitting Applications Sep 8, 2003 Uniform Bank Performance Report Aug 29, 2003 Availability of Funds and Collection of Checks Amendments to Appendix A of Regulation CC Aug 26, 2003 Proposed Interpretation of Anti-Tying Restrictions and Amendment to Regulation Y Aug 21, 2003 1998 Mortgage Lending Transactions in Metropolitan Statistical Areas Aug 20, 2003 Truth in Lending: Annual Adjustment Affecting Disclosure Aug 14, 2003 Agencies Request Comment on Guidance to Protect Against Identity Theft Aug 13, 2003 Final Rules on Disciplinary Actions Against Accountants and Accounting Firms Performing Certain Audit Services Aug 5, 2003 Availability of HMDA Data Announced Jul 30, 2003 Federal Banking Agencies Announce New Electronic Filing System for Beneficial Ownership Reports Jul 28, 2003 2004 Holiday Schedule Jul 23, 2003 Agencies Issue Guidance on Appropriate Use of Discount Window Jul 21, 2003 Board Aware of Federal Reserve Notes in Illicit Investment Scheme Jul 16, 2003 Agencies Issue Statement on Application of Recent Corporate Governance Initiatives to Non-Public Banking Organizations Jul 16, 2003 Guidance Regarding Restrictions on Institutions in Troubled Conditions Jul 15, 2003 Board Seeks Comment on Implementation of New Basel Capital Accord Jul 8, 2003 Instructions for Reporting Trust Preferred Securities Jul 1, 2003 Final Rule on Regulation Y Jun 27, 2003 Amendment to Operating Circular No. 12 Jun 25, 2003 Target for Fed Funds Rate Lowered; Discount Rate Reduced Jun 20, 2003 Interagency Paper on Sound Practices to Strengthen the Resilience of the U.S. Financial System Jun 18, 2003 Interagency Effort to Modernize Bank Data Collection Jun 6, 2003 Consumer Advisory Council Request for Nominations Jun 6, 2003 Revisions to Suspicious Activity Report Form Jun 6, 2003 Proposal to Amend Regulation K Jun 5, 2003 Interagency Effort to Reduce Regulatory Burden Jun 4, 2003 Uniform Bank Performance Report Jun 4, 2003 Host State Loan-to-Deposit Ratios Issued Jun 2, 2003 Proposal to Modify Imputed Investment Income on Clearing Balances May 27, 2003 Transition Rules for Regulation C (Home Mortgage Disclosure Act) May 27, 2003 Semiannual Regulatory Agenda - May 1, 2003 to October 1, 2003 May 22, 2003 Amendments to Regulation CC May 1, 2003 Basel Accord Consultative Paper Published May 1, 2003 Final Patriot Act Regulations on Customer Identification Issued Mar 31, 2003 Revision of Official Staff Commentary on Regulation Z (Truth in Lending) Mar 19, 2003 Report to Congress on U.S. Efforts to Confront Global Counterfeiting Mar 18, 2003 Interagency Policy Statement on the Internal Audit Function and its Outsourcing Mar 18, 2003 Proposal to Modify Regulation Y Mar 7, 2003 Uniform Bank Performance Report Mar 6, 2003 Final Rule on Regulation B Mar 4, 2003 Proposed Amendment of Regulation C (Home Mortgage Disclosure Act) Feb 28, 2003 Agencies Issue Advisory on Mortgage Banking Activities Feb 13, 2003 U. S. Treasury to Reinstate USA Patriot Act Section 314(A) Information Requests Feb 12, 2003 Interpretation Concerning Securities Underwriting By Foreign Banks Feb 11, 2003 NIPC Suggested Guidance on Protective Measures under HSAS Threat Level Feb 3, 2003 Final Rule on Amendments to Securities Exchange Act Jan 31, 2003 FFIEC Revised Guidance On information Security Risks Jan 16, 2003 Federal Reserve Bank of New York President William J. McDonough Announces Intent to Retire Jan 15, 2003 Reauthorization of the National Flood Insurance Program Jan 14, 2003 Adoption of Regulation W Implementing Sections 23A and 23B of the Federal Reserve Act Jan 14, 2003 Guidance on Account Management and Loss Allowance Practices for Credit Card Lending Jan 10, 2003 Final Regulation K Jan 8, 2003 Primary and Secondary Credit Rates Approved Jan 6, 2003 Consumer Advisory Council New Membership   2002     Dec 26, 2002 Suspicious Activity Report Filing Requirements for Nonbank Subsidiaries of Bank Holding Companies and State Member Banks Dec 24, 2002 HMDA Exemption Threshold Unchanged Dec 23, 2002 Lapse of FEMA Authority to Issue Flood Insurance Contracts Dec 23, 2002 Interagency Proposal for Rules Governing Disciplinary Actions Against Independent Public Accountants and Accounting Firms Dec 18, 2002 Proposal to Expand Operating Hours For On-line Fedwire® Funds Service Dec 13, 2002 Uniform Bank Performance Report Dec 12, 2002 New Members of the Thrift Institutions Advisory Council Dec 9, 2002 Interagency Advisory on Accounting for Accrued Interest Receivable Related to Credit Card Securitizations Dec 9, 2002 Semiannual Regulatory Agenda: October 1, 2002 to April 1, 2003 Dec 6, 2002 Election of Directors Dec 5, 2002 Regulation Z - Truth in Lending Dec 4, 2002 Final Regulation W Dec 2, 2002 U.S. Treasury Issues Moratorium on Section 314(a) Information Requests Nov 27, 2002 Private-Sector Working Group Established for Efficient Clearance and Settlement of Government Securities Nov 8, 2002 Supervisory Guidance on Sarbanes-Oxley Act of 2002 Nov 6, 2002 Target for Fed Funds Rate Lowered by 50 Basis Points - Discount Rate Reduced by 50 Basis Points Nov 6, 2002 Amendments to Regulation A Nov 4, 2002 Nomination of Directors Nov 1, 2002 Fees for Payment Services, PSAF Oct 9, 2002 Shared National Credit Program Oct 4, 2002 Reserve Requirements Oct 2, 2002 Regulation Z (Truth in Lending): Annual Adjustment Affecting Disclosure Sep 17, 2002 New Margins for the Valuation of Collateral Sep 11, 2002 2003 Holiday Schedule Sep 6, 2002 Uniform Bank Performance Report Sep 3, 2002 White Paper on Sound Practices to Strengthen the Resilience of the U.S. Financial System Sep 3, 2002 Extension of Comment Period on Draft Credit Card Guidance Sep 3, 2002 Amendments to Operating Circular No. 1 Aug 22, 2002 Payments System Risk Policy Aug 22, 2002 Toll Free 800 Telephone Number to Contact Discount Window Aug 5, 2002 Availability of 2001 CRA Lending Data Aug 2, 2002 Availability of 2001 HMDA Data Jul 25, 2002 Guidance on Credit Card Lending Jul 24, 2002 Due Diligence Programs for Certain Foreign Accounts Jul 23, 2002 Proposed Rules on Customer Identification Jul 15, 2002 Guidance Regarding Indemnification Agreements and Payments Jul 1, 2002 Closing of Connecticut Bank of Commerce Jun 25, 2002 Host State Loan-to-Deposit Ratios to Determine Compliance with Interstate Branching Legislation Jun 24, 2002 Home Mortgage Disclosure Act (HMDA) Jun 21, 2002 Plans for Redesigned Federal Reserve Notes Jun 18, 2002 Consumer Advisory Council Request for Nominations Jun 7, 2002 Prohibition Against Use of Interstate Branches Primarily for Deposit Production May 30, 2002 Questions and Answers on the Capital Treatment of Recourse, Direct Credit Substitutes, and Residual Interests in Asset Securitizations May 29, 2002 Covenants in Securitization Documents Linked to Supervisory Actions or Thresholds May 29, 2002 Implicit Recourse Provided to Asset Securitizations May 28, 2002 Extensions of Credit by Federal Reserve Banks May 23, 2002 "Prime Bank" and Other Financial Instrument Fraud Schemes May 22, 2002 Regulatory Capital Treatment of Accrued Interest Receivables (AIRs) May 14, 2002 Semiannual Regulatory Agenda May 10, 2002 Potential Structural Change in the Settlement of Government Securities May 7, 2002 Home Mortgage Disclosure Act (HMDA) Apr 30, 2002 Parallel-Owned Banking Organizations Apr 24, 2002 Operating Circular No. 5 Apr 11, 2002 Regulation Z Apr 11, 2002 Credit History Requirement of Regulation B Apr 10, 2002 Risk-Based Capital Standards: Claims on Securities Firms Apr 2, 2002 Derivative Contracts Hedging Trust Preferred Stock Apr 1, 2002 Interagency Statement Regarding Arthur Andersen LLP Mar 25, 2002 Guidance Regarding Significant Changes in the General Character of a Bank's Business Mar 25, 2002 Consumer Guide on Electronic Check Conversion Transactions Mar 22, 2002 Interagency Statement Regarding Arthur Andersen LLP Mar 20, 2002 Target for Federal Funds Rate Lowered by 50 Basis Points Mar 18, 2002 Information Sharing Pursuant to Section 314(b) of the USA Patroit Act Mar 15, 2002 Interagency Guidance on Country Risk Management Mar 7, 2002 Regulatory Capital Treatment of Nonfinancial Equity Investments Mar 4, 2002 Reporting Requirements Regarding Foreign Investments Feb 26, 2002 Acquisition of Stock by State Member Banks to Hedge Equity Derivative Transactions Feb 8, 2002 Home Mortgage Disclosure Act (HMDA) Feb 8, 2002 Privacy Choices for Personal Financial Information Feb 5, 2002 Check Delays Resulting From Emergency Weather Conditions in the Buffalo Area Jan 14, 2002 Regulatory Capital Treatment of Nonfinancial Equity Investments Jan 10, 2002 Consumer Advisory Council Jan 8, 2002 Resumption of Check Presentments in the Buffalo Territory Jan 2, 2002 Election of Directors   2001     Dec 28, 2001 Check Delays Resulting From Weather Conditions in the Buffalo Area Dec 27, 2001 Check Delays Resulting From Weather Conditions in the Buffalo Area Dec 24, 2001 Practices for the Management and Supervision of Operational Risk Dec 20, 2001 HMDA Exemption Threshold Dec 18, 2001 Regulation Z - Truth In Lending Dec 17, 2001 Updated Terrorist List Dec 13, 2001 Guidance on Financial Privacy Dec 13, 2001 Payments System Risk Policy Dec 12, 2001 Election of Directors Dec 11, 2001 Target for Fed Funds Rate Lowered by 25 Basis Points Dec 11, 2001 Regulation Z - Truth In Lending Dec 4, 2001 Updated Terrorist List Dec 3, 2001 Capital Treatment of Recourse Dec 3, 2001 Semiannual Regulatory Agenda October 1, 2001, to April 1, 2002 Nov 30, 2001 International Money Laundering and Terrorist Financing Nov 27, 2001 Risk-Based Capital Guidelines Nov 19, 2001 Forward Equity Transactions by Banking Organizations Nov 15, 2001 Regulation Z – Truth In Lending Nov 8, 2001 Updated Terrorist List Nov 7, 2001 Target for Federal Funds Rate Lowered by 50 Basis Points Nov 6, 2001 SEC Action Against Robert L. Bentley, Bentley Financial Services, and Entrust Group Nov 2, 2001 Fees for Payment Services, PSAF, NICB Oct 19, 2001 Reserve Requirements Oct 19, 2001 Proposed Revisions to Regulation K Oct 19, 2001 Discontinuance of Information Collections Oct 19, 2001 Shared National Credit Program Oct 18, 2001 Revisions to Regulation K Oct 16, 2001 Calculating the Private Sector Adjustment Factor Oct 12, 2001 Updated Terrorist List Oct 12, 2001 Effective Notice of Privacy Policies Oct 5, 2001 Modification of Economic Sanctions with Respect to Yugoslavia Oct 4, 2001 Reporting Suspicious Terrorist-Related Transactions Oct 2, 2001 Target for Federal Funds Rate Lowered By 50 Basis Points Oct 1, 2001 "Framework" for Image Technology Sep 28, 2001 Working with Bank Customers Affected By Events of September 11 Sep 24, 2001 Blocking of Funds of Terrorists and Their Associates Sep 18, 2001 FBI Request for Records Search by Banking Organizations Sep 17, 2001 Target for Federal Funds Rate Lowered by 50 Basis Points Sep 5, 2001 2002 Holiday Schedule Aug 27, 2001 Capital Adequacy Guidelines Aug 21, 2001 Target for Federal Funds Rate Lowered by 25 Basis Points Aug 15, 2001 Final Rule on Financial Subsidiaries of State Member Banks Aug 13, 2001 Authentication in Electronic Banking Aug 7, 2001 Interagency Questions and Answers on Community Reinvestment Aug 6, 2001 Lifting of October 1, 2001 Compliance Date for Electronic Delivery Rules Aug 2, 2001 Availability of 2000 CRA Lending Data Aug 2, 2001 Availability of 2000 HMDA Data Jul 24, 2001 Advance Notice of Proposed Rulemaking Regarding the Community Reinvestment Act of 1977 Jul 18, 2001 Policy Statement on Allowance for Loan and Lease Losses (ALLL) Methodologies Jul 12, 2001 Joint Agency Letter to SEC on Exemptions From Broker and Dealer Definitions Jul 11, 2001 Host State Loan-to-Deposit Ratios to Determine Compliance with Interstate Branching Legislation Jul 10, 2001 Revisions to Operating Circular No. 1 Jul 10, 2001 Revisions to Operating Circulars Nos. 3 and 4 Jul 9, 2001 U.S. Sanctions Involving the Balkans Jun 29, 2001 New Video "Identity Theft: Protect Yourself" Jun 27, 2001 Target for Federal Funds Rate Lowered by 25 Basis Points Jun 27, 2001 Transactions Between Banks and Their Affiliates Jun 22, 2001 Guidelines for Safeguarding Customer Information Jun 20, 2001 Payments System Risk Policy Jun 15, 2001 Consumer Advisory Council - Request for Nominations Jun 15, 2001 Privacy of Consumer Financial Information - Examination Procedures for Regulation P Jun 11, 2001 Joint Agency Advisory on Rate-Sensitive Deposits Jun 5, 2001 Changes to the Security Procedures for Fedwire® and Net Settlement - Amendments to Operating Circulars Nos. 6 & 12 Jun 5, 2001 Securities Activities of State Member Banks Under the Gramm-Leach-Bliley Act May 23, 2001 Review of Regulations Regarding the Online Delivery of Financial Services May 22, 2001 Proposed New Regulation W, "Transactions Between Banks and Their Affiliates" Implementing Sections 23A & 23B of the Federal Reserve Act May 16, 2001 Semiannual Regulatory Agenda May 15, 2001 Target for Federal Funds Rate Lowered by 50 Basis Points May 14, 2001 Recession of Fedwire® Third-Party Access Policy May 10, 2001 Secured Transactions: Revisions to Article 9 of the UCC May 9, 2001 How to Protect Customer Information Against Identity Theft May 8, 2001 Supervisory Guidance on Leveraged Financing Apr 24, 2001 Regulation H Apr 23, 2001 Supervisory Guidance on Complex Wholesale Borrowings Apr 18, 2001 Target for Federal Funds Rate Lowered by 50 Basis Points Apr 13, 2001 Regulation G - Disclosure and Reporting of CRA-Related Agreements Apr 12, 2001 Electronic Disclosures Apr 11, 2001 Effect of Final Rule Under the Fair Credit Reporting Act on Privacy Notices Prepared in Reliance on Current FCRA Rules Apr 10, 2001 Revision of Brochure on Home Equity Lines of Credit Apr 4, 2001 Guidance on Accounting and Reporting For Loans Held For Sale Apr 3, 2001 Guidance to Large Institutions in Applying Recommendations of Private-Sector Working Group on Public Disclosure Mar 29, 2001 New Frauds and Scams Web Page Mar 27, 2001 Basel Committee on Banking Supervision; International Organization of Securities Commissions Mar 26, 2001 Electronic Fund Transfers Mar 20, 2001 Consumer Production Rules for Insurance Mar 15, 2001 Regulation E - Electronic Fund Transfers Mar 8, 2001 Revised Guidelines for Conducting Fiduciary and Transfer-Agent Examinations Feb 23, 2001 Extension of Comment Period on Real Estate Activities Proposal Feb 21, 2001 Proposed Capital Treatment of Nonfinancial Equity Investments Feb 12, 2001 Community Reinvestment Act Feb 12, 2001 Guidelines for Customer Information Security Feb 8, 2001 Basel Committee on Banking Supervision Feb 8, 2001 Alternative Criteria for Certain Large Banks To Control Financial Subsidiaries Under the GLB Act Feb 6, 2001 Guidance on Enhanced Scrutiny for Transactions That May Involve Proceeds of Foreign Official Corruption Feb 6, 2001 Expanded Guidance on Subprime Lending Jan 31, 2001 Target for Federal Funds Rate Lowered by 50 Basis Points Jan 25, 2001 Proposed New Basel Capital Accord Jan 23, 2001 Consumer Advisory Council Jan 22, 2001 Recommendations of Private-Sector Working Group on Public Disclosure Jan 22, 2001 Report to Congress on Issuance of Subordinated Debt Jan 18, 2001 New Margins for Valuation of Collateral Jan 12, 2001 Regulation Y Jan 11, 2001 New Regulation G - Disclosure and Reporting of CRA-Related Agreements Jan 10, 2001 Regulation Y Jan 10, 2001 Regulation Y Jan 10, 2001 Regulation Y Jan 8, 2001 Proposed Modification of PSAF and NICB Calculation Jan 4, 2001 Regulation Y Jan 3, 2001 Target for Federal Funds Rate Lowered to 6 Percent; Discount Rate Reduced to 5 ¾ Percent Jan 3, 2001 Regulation Z - Truth in Lending Jan 2, 2001 Election and Appointment of Directors   2000     Dec 29, 2000 Proposed Amendments to Regulation Y Dec 28, 2000 Regulation C – Home Mortgage Disclosure Dec 27, 2000 Risk-Based Capital Guidelines - Proposed Lower Risk Weighting for Bank Claims on Securities Firms Dec 22, 2000 Regulation C - Home Mortgage Disclosure Dec 21, 2000 Supplemental Guidance on Outsourced Technology Services Dec 18, 2000 Consumer Protection Rules for Insurance Dec 12, 2000 Risk-Based Capital Treatment for Collateral in Securities Borrowings Dec 7, 2000 Website Posting of Circulars to Replace Mailing at Year-End Dec 6, 2000 Election of Directors Dec 4, 2000 Semiannual Regulatory Agenda Nov 30, 2000 Regulation Z - Truth in Lending Nov 29, 2000 Federal Reserve Priced Services Nov 22, 2000 Check Delays Resulting from Weather Conditions in the Buffalo Area Nov 22, 2000 Regulation D - Reserve Requirement Adjustments Nov 8, 2000 More Competitive Approach to Pricing Automated Clearinghouse Transactions Nov 7, 2000 Comments Requested on a Simplified Capital Framework for Non-Complex Institutions Nov 2, 2000 Electronic Signatures in Global and National Commerce Act Nov 1, 2000 Enhancement of FBO Supervision Program Oct 31, 2000 Regulation V - Fair Credit Reporting: Interagency Proposal on Affiliate-Information Sharing Oct 30, 2000 Nomination of Directors Oct 23, 2000 Shared National Credit Program Oct 11, 2000 Regulation Z - Truth in Lending - Disclosure Requirements for Credit and Charge Card Solicitations and Applications Oct 5, 2000 Capital Rules for the Treatment of Residual Interests Sep 21, 2000 "Perspectives on Outsourcing Risk" Conference Sep 21, 2000 Basel Committee on Banking Supervision Sep 20, 2000 Steps to Facilitate Development of Electronic Check Presentment in the U.S. Sep 13, 2000 New & Revised Federal Reserve Bank Operating Circulars Sep 13, 2000 Basel Committee on Banking Supervision - Supervisory Guidance on FX Settlement Risk Management Sep 8, 2000 2001 Holiday Schedule Sep 7, 2000 New Discount Officer Sep 6, 2000 1999 Community Reinvestment Act Data on Small Business, Small Farm, & Community Development Lending Sep 6, 2000 1999 Mortgage Lending Statistics - Nationwide Summary of Lending Patterns Aug 29, 2000 Regulation H - Proposed Consumer Protection Rules for Insurance Aug 28, 2000 Treasury Investment Program - Daylight Overdraft Posting Times, Effective October 23, 2000 Aug 24, 2000 Federal Reserve Supervision of Financial Holding Companies - Guidance Focusing on GLB Act's Provisions Governing Financial Activities Aug 14, 2000 Keys to Vehicle Leasing: A Consumer Resource Aug 14, 2000 1999 Mortgage Lending Transactions in Metropolitan Statistical Areas Aug 8, 2000 Proposed Addition of "Finder" Activities as Permissible for Financial Holding Companies Aug 1, 2000 Predatory Practices in Home-Equity Lending - Fourth Public Hearing Jul 19, 2000 Proposed Change in Regulation E - Disclosure of ATM Fees Jul 17, 2000 Predatory Practices in Home - Equity Lending Jul 11, 2000 New Suspicious Activity Report Form Jul 10, 2000 Equity Investment & Merchant Banking Activities Jul 3, 2000 Electronic Fund Transfers - Proposed Revision of Official Staff Commentary Jul 3, 2000 Uniform Retail Credit Classification and Account Management Policy - Revision of February 1999 Policy Jun 27, 2000 Proposed Interagency Standards for Customer Information Security Jun 21, 2000 Proposed Modifications to Deposit Deadlines & Pricing Practices for ACH Transactions with PSOs Jun 21, 2000 Consumer Advisory Council - Request for Nominations Jun 19, 2000 Office of Foreign Assets Control - Transactions with North Korea Jun 14, 2000 Privacy of Consumer Financial Information Jun 6, 2000 Proposed Regulation on Disclosure and Reporting of CRA-Related Agreements May 30, 2000 Proposed Amendments to Regulation Z: Disclosures of Credit and Charge Card Solicitations and Applications Comments Requested by July 18 May 19, 2000 6% Discount Rate Approved Today for the Second Federal Reserve District May 11, 2000 Working Group on Public Disclosure May 10, 2000 Community Reinvestment Act: Interagency Questions and Answers May 4, 2000 Consumer and Business Credit Brochures Apr 24, 2000 FFIEC Statement on Lessons Learned From the Y2K Project Apr 13, 2000 Interim Rule on Merchant Banking Activities Under the Financial Modernization Act (Gramm-Leach-Bliley Act) Apr 13, 2000 Outsourcing of Information & Transaction Processing Apr 10, 2000 Regulation Z - Truth in Lending: Changes in Official Staff Commentary on "Payday Loans" Apr 6, 2000 Interim Rule Under the Financial Modernization Act Apr 4, 2000 Changes in Interim Rule for Electing to be Treated as Financial Holding Companies Under the Gramm-Leach-Bliley Act Comments Invited by April 17 Mar 31, 2000 Result of Election of Class A Director for Unexpired Portion of Term Ending December 31, 2001 Mar 30, 2000 Semiannual Regulatory Flexibility Agenda April 1 - October 1, 2000 Mar 30, 2000 Host State Loan-to-Deposit Ratios to Determine Compliance with Interstate Branching Legislation Mar 27, 2000 Federal Funds Rate Target and Discount Rate Raised by 25 Basis Points Effective March 11; Comments Requested by May 12 Mar 21, 2000 Federal Funds Rate Target and Discount Rate Raised by 25 Basis Points Mar 15, 2000 Election of Class A Director for Unexpired Portion of Term Ending December 31, 2001 Mar 9, 2000 Proposed Risk-Based Capital Rules' Treatment of Recourse and Direct Credit Substitutes Feb 25, 2000 Privacy of Consumer Financial Information Proposed New Regulation; Comments Due March 31 Feb 15, 2000 Anti-Tying Provisions of Regulation Y Proposed Amendment to Add an Exception For Retailer-Affiliated Credit Cards Feb 7, 2000 Nomination of Class A Director Feb 7, 2000 Consumer Credit Reporting Practices Feb 2, 2000 Interim Rule on Financial Holding Companies Effective March 11; Comments Invited by March 27 Jan 28, 2000 Federal Reserve Priced Services Jan 12, 2000 Consumer Advisory Council New Members   1999     Dec 30, 1999 Election and Appointment of Directors Dec 27, 1999 Asset Securitization Activities Dec 21, 1999 Regulation C - Home Mortgage Disclosure Increase in Exemption Threshold for Reporting Data Dec 20, 1999 Interagency Policy Statement on External Audits of Small Banks Dec 16, 1999 Electronic Disclosures Reopening of Comment Period on Allowing Electronic Delivery of Federally Mandated Disclosures Dec 15, 1999 Financial Institution Web Site Privacy Survey Dec 14, 1999 Election of Directors Dec 13, 1999 Uniform Retail Credit Classification and Account Management Policy Dec 9, 1999 Form FFIEC 004 Report of Indebtedness of Executive Officers and Principal Shareholders Dec 8, 1999 2000 Pricing Plans Dec 6, 1999 Capital Treatment for Synthetic CLOs Dec 3, 1999 Gallup Poll Reports Sharp Rise in Consumer Confidence in Banking Y2K Preparation Dec 2, 1999 Role of the Interagency Country Exposure Review Committee (ICERC) Dec 1, 1999 Y2K Information Security Precautions Nov 30, 1999 Semiannual Regulatory Flexibility Agenda October 1, 1999 - April 1, 2000 Nov 29, 1999 Regulation CC - Availability of Funds and Collection of Checks Electronic Return of Checks Nov 24, 1999 Increase in Adversely Rated Syndicated Bank Loans Nov 23, 1999 Settlement-day Finality for ACH Credit Transactions Nov 23, 1999 Regulation K - International Banking Operations Interpretation on Scope of Data Processing Activities Nov 19, 1999 Check Delays Resulting From Hurricane Lenny Resumption of Check Presentments in the Virgin Islands Nov 18, 1999 Discount Rate Increase to 5% Approved for the Federal Reserve Bank of New York Nov 17, 1999 Check Delays Resulting From Hurricane Lenny Nov 17, 1999 Check Delays Resulting from Weather Conditions in Puerto Rico and the Virgin Islands Nov 10, 1999 Regulation Z - Truth in Lending Annual Adjustment Affecting Disclosure Nov 10, 1999 Regulation Z - Truth in Lending Proposed Revisions to Official Staff Commentary Nov 9, 1999 Election of Directors Nov 9, 1999 High LTV Residential Real Estate Lending Nov 8, 1999 Y2K-Related Oversight of Service Providers and Software Vendors Nov 1, 1999 Election of Directors Oct 26, 1999 18-Month Examination Cycle for Small U.S. Branches & Agencies of Foreign Banks Oct 21, 1999 Expansion of Acceptable Collateral for Discount Window and Payments System Risk Purposes Oct 20, 1999 Extension of Comment Period on Electronic Delivery of Disclosures under Consumer Protection Regulations Oct 14, 1999 Outsourcing Arrangements Oct 14, 1999 Regulation D Reserve Requirement Adjustments Oct 11, 1999 Guidance Cautioning Against Relaxation of Credit Discipline at Banking Organizations Oct 7, 1999 Guidance Regarding Temporary Balance Sheet Growth Due to Unusual Market Responses to Century Date Change Oct 1, 1999 Community Reinvestment Act Availability of 1998 Data on Small Business, Small Farm, and Community Development Lending Reported by Commercial Banks and Savings Associations Sep 29, 1999 Federal Reserve Priced Services Delay in Price Changes until April 1, 2000 Sep 28, 1999 National Press Conference on Y2K Progress by Banks, Thrifts and Credit Unions Sep 23, 1999 Year Status and Problem Reporting During the Event Management Period Sep 20, 1999 Electronic Disclosures Sep 13, 1999 Host State Loan-to-Deposit Ratios To Determine Compliance with Interstate Branching Legislation Sep 1, 1999 Shortages of Pennies and Other Coins Sep 1, 1999 99% of Federally Insured Financial Institutions Reported Prepared for the Year 2000 Aug 26, 1999 Relocation of Electronic Payments Function Areas to the East Rutherford Operations Center (EROC) Aug 25, 1999 Federal Funds Rate Target; Discount Rate Increased by 25 Basis Points Aug 23, 1999 Deposit Reporting Frequency Aug 19, 1999 Equal Credit Opportunity Aug 17, 1999 Year 2000 Holiday Schedule Aug 13, 1999 Regulation CC Aug 10, 1999 Basel Committee on Banking Supervision - Four Papers on Credit Risk Aug 5, 1999 Loan Loss Allowances Jul 27, 1999 New Margins for Valuation of Collateral Jul 26, 1999 Century Date Change Special Liquidity Facility Jul 26, 1999 FDIC Year 2000 Asset and Liability Backup Program Jul 21, 1999 1999 FFIEC Census Data CD-ROM Jul 20, 1999 Amendments to Operating Circulars 4 and 6 Jul 15, 1999 Phase III of Y2K Supervision Program Guidance on Ratings and Enforcement Actions Jul 12, 1999 Y2K-Related Fraud Prevention Jul 8, 1999 Office of Foreign Assets Control Jun 30, 1999 Revised Joint Policy Statement on Branch Closings by Interstate Banks in Low- or Moderate-Income Areas Jun 24, 1999 Consumer Advisory Council Request for Nominations Jun 21, 1999 Gallup Survey on Y2K Customer Awareness Jun 16, 1999 Loan-Loss Allowances Jun 10, 1999 Basel Committee on Banking Supervision Proposed New Capital Adequacy Framework for Large Internationally Active Banking Organizations Jun 8, 1999 Regulation A - Extensions of Credit by Federal Reserve Banks Proposal for a Century Date Change Special Liquidity Facility Jun 1, 1999 Relocation of Accounting to EROC, Effective June 28 May 28, 1999 Truth In Lending May 28, 1999 Community Reinvestment Act May 27, 1999 Implications of Modifying ACH Pricing and Operations for Transactions with Private-Sector ACH Operators May 20, 1999 Additional FFIEC Questions & Answers on Y2K Contingency Planning May 17, 1999 Reminder: Subscriptions to our Circular Alert Service Are Still Available May 13, 1999 "Year 2000 Readiness Disclosure" May 6, 1999 Risk-Based Capital Standards - Market Risk May 3, 1999 "Year 2000 Readiness Disclosure" Apr 27, 1999 Semiannual Regulatory Elexibility Agenda Apr 13, 1999 Consumer Leasing; Truth In Lending Apr 13, 1999 Electronic Circulars Apr 2, 1999 Regulation CC Amendments to Facilitate Y2K Efforts by Banks Mar 26, 1999 Withdrawal of Proposed "Know your Customer" Rule Mar 25, 1999 Risk-Based Capital Standards Mar 23, 1999 Loan Loss Allowances Mar 11, 1999 Risks of Subprime Lending Mar 2, 1999 Uniform Retail Credit Classification and Account Management Policy Mar 1, 1999 Regulation CC - Availability of Funds and Collection of Checks Feb 25, 1999 FFIEC Year 2000 Customer Communication Outline Feb 23, 1999 Consumer Advisory Council New Members Feb 16, 1999 Interagency Fair Lending Examination Procedures Feb 16, 1999 Supervisory Guidance Regarding Counterparty Credit Risk Management Feb 8, 1999 Phase III of Year 2000 Supervision Program Feb 4, 1999 Regulatory Reporting and Capital Treatment of Derivatives under FAS 133 Jan 26, 1999 Regulation CC Proposal to Facilitate Y2K Efforts Jan 26, 1999 Regulation CC Jan 25, 1999 Year 2000 Information Sharing and Disclosure Jan 25, 1999 Year 2000 Event Management Conference Thursday, March 11, 1999 Jan 8, 1999 Establishing "Know Your Customer" Programs Jan 8, 1999 Cash Services Year 2000 Contingency Plans Jan 6, 1999 Frequently Asked Y2K Questions on Contingency Planning Jan 4, 1999 Form FFIEC 004   1998     Dec 31, 1998 Regulation Z – Truth in Lending Dec 30, 1998 Presentment and Settlement of Checks Dec 28, 1998 Further Clarification of Year 2000 Testing Issues Dec 28, 1998 Policy and Operational Implications of Morning-of-Settlement-Day Finality for ACH Credit Transactions Dec 21, 1998 Interagency Statement on Loan Loss Allowances Dec 18, 1998 Election and Appointment of Directors Dec 18, 1998 Appraisal Standards for Federally Related Transactions Dec 14, 1998 Bank Holding Companies Dec 10, 1998 Regulation D Dec 9, 1998 Consumer Leasing; Truth in Lending Dec 8, 1998 FEDERAL RESERVE BANK SERVICES Dec 2, 1998 Election of Directors Nov 24, 1998 Technical Regulatory Corrections Nov 17, 1998 Target for Fed Funds Rate Lowered by 25 Basis Points Discount Rate Reduced by 25 Basis Points Nov 6, 1998 Basle Accord Nov 6, 1998 Basle Committee Policy Paper on Loan Accounting, Credit Risk Disclosure & Other Matters Nov 3, 1998 Year 2000 Readiness of Service Providers and Software Vendors Nov 3, 1998 Interagency Guidelines Establishing Year 2000 Standards for Safety and Soundness Oct 26, 1998 Nomination of Directors For Terms of Office Ending December 31, 2001 Oct 23, 1998 Year 2000 Changes in Federal Reserve Information Systems Oct 23, 1998 Uniform Interagency Trust Rating System Oct 20, 1998 Board of Governors' Semiannual Regulatory Flexibility Agenda Oct 20, 1998 FFIEC Guidance Concerning Fiduciary Services and Year 2000 Readiness Oct 16, 1998 Rates Decrease by 25 Basis Points Oct 15, 1998 Year 2000 Questions and Answers Oct 9, 1998 Regulation C - Home Mortgage Disclosure Oct 9, 1998 Regulations E, DD, & M Oct 7, 1998 Three Basle Committee Papers on Sound Risk Management Oct 6, 1998 Sound Credit Risk Management and the Use of Internal Credit Risk Ratings at Large Banking Organizations Oct 5, 1998 FFIEC Interagency CRA Ratings Database Sep 28, 1998 Resumption of Check Services In Puerto Rico and The Virgin Islands Sep 23, 1998 Community Reinvestment Act Sep 21, 1998 Check Delays Resulting From Severe Weather Conditions in Puerto Rico and the Virgin Islands Sep 3, 1998 Risk-Based Capital Standards Capital Treatment of Unrealized Holding Gains on Certain Equity Securities Sep 3, 1998 Confidentiality of Examination Findings and Ratings and Disclosures Relating to Year 2000 Compliance Efforts Sep 1, 1998 Eligibility of Small U.S. Branches and Agencies Of Foreign Banks for 18-Month Examination Cycle Aug 27, 1998 Office of Foreign Assets Control Aug 26, 1998 1999 Holiday Schedule Aug 24, 1998 Statistical Analyses of 1997 Mortgage Lending In Metropolitan Statistical Areas Aug 24, 1998 Risk-Based Capital Guidelines Final Rule on Capital Treatment of Servicing Assets Effective October 1, 1998 Aug 20, 1998 Year 2000 Supervisory Review Plan Phase II (July 1998 - March 1999) Aug 17, 1998 Revision of Regulation H - Membership of State Banking Institutions in the Federal Reserve System; Revision of Regulation I - Issue and Cancellation of Federal Reserve Bank Capital Stock; Rescission of Regulation P - Security Procedures Aug 17, 1998 Management Official Interlocks Joint Notice of Proposed Rulemaking Aug 13, 1998 Internal Credit Risk Models For Assessing Capital Adequacy Aug 13, 1998 Regulation DD - Truth In Savings Aug 6, 1998 Proposed Changes to Uniform Information Systems Rating System Jul 31, 1998 Interagency Council Guidance On Electronic Financial Services and Consumer Compliance Jul 28, 1998 1997 Mortgage Lending Transactions in Metropolitan Statistical Areas Jul 28, 1998 Privately Operated Multilateral Settlement Systems Jul 22, 1998 Change in Tier 1 Leverage Capital Standard for Bank Holding Companies Jul 17, 1998 Interagency Policy Statement On Branch Names Jul 16, 1998 Consumer Advisory Council Jul 16, 1998 Uniform Retail Credit Classification Policy Jul 15, 1998 National Flood Insurance Program Jul 10, 1998 Transfer of the Reserves Maintenance Staff Jul 10, 1998 General Strike in Puerto Rico Ends Jul 7, 1998 Check Delays Resulting From Emergency Condition in Puerto Rico Jul 7, 1998 Supervisory Assessment of Preparations for European Economic and Monetary Union Jul 6, 1998 Lending Standards for Commercial Loans Jun 29, 1998 Mandatory Electronic Federal Payments Jun 25, 1998 Section 23A of Federal Reserve Act Jun 23, 1998 Additional Day Scheduled for Public Meeting on Proposed Acquisition of Citicorp by Travelers Group Inc. Jun 22, 1998 Interagency Program for Supervising U.S. Operations of Foreign Banking Organizations Jun 16, 1998 Assessment of a Banking Organization's Information Technology in a Risk-Focused Supervision Framework Jun 15, 1998 Fedwire Funds Transfer Operations Jun 12, 1998 Office of Foreign Assets Control Jun 8, 1998 June 25 Public Meeting on Proposed Acquisition of Citicorp by Travelers Group Inc. Jun 2, 1998 Year 2000 Guidance by FFIEC on Contingency Planning and Customer Awareness May 27, 1998 Compendium of Second District Highlights on the Year 2000 May 11, 1998 New Supervisory Policy Statement on Investment Securities and End-User Derivatives Activities May 5, 1998 Filing of Suspicious Activity Reports Apr 27, 1998 Section 20 Subsidiaries of Bank Holding Companies Apr 27, 1998 Interagency Statement on Testing for Year 2000 Readiness Apr 22, 1998 Fedwire Securities Transfer Service Apr 20, 1998 Basle Committee on Banking Supervision Apr 17, 1998 Section 20 Subsidiaries of Bank Holding Companies Apr 17, 1998 Regulation B -- Equal Credit Opportunity Apr 16, 1998 Official Staff Commentary to Regulation Z Apr 15, 1998 Securities Credit Regulations Apr 14, 1998 Board of Governors' Semiannual Regulatory Flexibility Agenda Apr 3, 1998 Securities Credit Transactions Apr 2, 1998 Impact of Year 2000 on Customers; Service Provider and Software Vendor Year 2000 Readiness Apr 2, 1998 Regulation D -- Reserve Requirements Apr 1, 1998 Electronic Disclosures Mar 26, 1998 Same-Day Check Settlement Rule Mar 24, 1998 Year 2000 Conference "Assessing Year 2000 Credit Risks" - Thursday, April 30, 1998 Mar 23, 1998 Regulation B - Equal Credit Opportunity and Regulation C - Home Mortgage Disclosure Mar 20, 1998 1998 Trading And Capital-Markets Activities Manual Mar 19, 1998 New Supervisory Initiatives to Intensify Year 2000 Compliance Efforts Mar 17, 1998 Uniform Interagency Trust Rating System Mar 16, 1998 Basle Committee on Banking Supervision Mar 12, 1998 Regulation C - Home Mortgage Disclosure Mar 12, 1998 Result of Election of Class B Director Mar 10, 1998 Treasury Opens Book-Entry Conversion Window for stripped U.S. Treasury Bearer Securities Mar 2, 1998 Uniform Cash Access Policy Feb 24, 1998 Election of Class B Director Feb 19, 1998 Truth in Lending Feb 17, 1998 Regulation Z - Truth in Lending Feb 17, 1998 Basle Committee Paper on Internal Control Systems Feb 12, 1998 Operating 9 - Federal Tax Payments and Treasury Tax and Loan Depositaries Feb 9, 1998 Securities Credit Transactions Feb 6, 1998 Disclosure Requirements for Vehicle Leasing Jan 29, 1998 Consumer Advisory Council New Members Jan 26, 1998 Nomination of Class B Director Jan 22, 1998 Interagency Guidance on the Internal Audit Function and its Outsourcing Jan 15, 1998 Regulatory Relief in Areas Affected by Ice Storms Jan 14, 1998 Final Report of the Committee on the Federal Reserve in the Payments Mechanism Jan 14, 1998 International Banking Operations Jan 12, 1998 Check Delays Resulting From Severe Weather in the Northeast Jan 8, 1998 Payments System Risk Jan 2, 1998 Interagency Statement on Year 2000 Business Risk Jan 2, 1998 Risk-Based Capital Standards - Market Risk   1997     Dec 31, 1997 Staff Commentary to Regulation C - Home Mortgage Disclosure Dec 31, 1997 Regulation B - Equal Credit Opportunity Dec 26, 1997 Real Estate Appraisal Standards Dec 16, 1997 Election and Appointment of Directors Dec 16, 1997 Information Security for Networks Dec 15, 1997 Regulation Z - Truth in Lending Dec 12, 1997 Regulation Z - Truth in Lending Dec 10, 1997 Addressing Year 2000 Issues in Foreign Banking Organizations Dec 10, 1997 Suspicious Activity Reports Dec 9, 1997 Report on Trading and Derivatives Activities of Banks and Securities Firms Dec 5, 1997 Improper Disclosure of Confidential Supervisory Information by Financial Institutions Dec 3, 1997 Regulation D Dec 3, 1997 FFIEC Form 004 Nov 26, 1997 Election of Directors Nov 25, 1997 Regulation D Nov 24, 1997 Federal Reserve Priced Services Nov 24, 1997 Year 2000 Supervision Program Nov 21, 1997 Year 2000 Conferences Managing Vendor Relationships Nov 21, 1997 Regulation D Nov 13, 1997 Community Reinvestment Revised Interagency Questions and Answers Nov 12, 1997 New Series of Operating Circulars Nov 4, 1997 Notification of Change of Servicer of Loan Secured by Property Requiring Flood Insurance Oct 27, 1997 Statistical Analyses of 1996 Mortgage Lending in Metropolitan Areas Oct 21, 1997 Nomination of Directors Oct 20, 1997 Operating Circulars Oct 15, 1997 New-Design $50 Currency Oct 1, 1997 Regulation M - Consumer Leasing Sep 26, 1997 New Operating Circulars Sep 23, 1997 Questions and Answers on Flood Insurance Sep 22, 1997 Amendments to Regulations H & K Sep 18, 1997 Automated Clearing House Items Sep 17, 1997 Year 2000: A Global Concern Sep 17, 1997 Stolen Cashier's Checks Sep 4, 1997 Section 20 Subsidiaries of Bank Holding Companies Sep 3, 1997 Regulation E - Electronic Fund Transfers Exemption of Certain Government-Administered EBT Programs - Effective September 15, 1997 Aug 28, 1997 Sections 23A and 23B of the Federal Reserve Act Aug 26, 1997 Board of Governors' Semiannual Regulatory Flexibility Agenda Aug 22, 1997 Interstate Banking Regulation D Proposal Regarding Reserve Account Structure of Foreign Banking Organizations Comments due September 12 Aug 21, 1997 Risk-Based Capital Guidelines Proposal on Treatment of Servicing Assets Comments due October 6 Aug 18, 1997 1998 Holiday Schedule Aug 18, 1997 New Treasury Check Aug 18, 1997 Fradulent Treasury Checks Aug 11, 1997 Revised HUD Booklet Jul 29, 1997 1996 Mortgage Lending Transactions in Metropolitan Statistical Areas Jul 24, 1997 Public Forum on TILA AND RESPA Jul 24, 1997 Transactions Between a Member and its Subsidiaries Jul 23, 1997 Regulation B - Equal Credit Opportunity Jul 21, 1997 Rulings on Location of Depository Institutions to Facilitate Interstate Branching Jul 15, 1997 Revised Flood Insurance Publication Jul 15, 1997 Uniform Cash Access Policy Jul 11, 1997 Sound Risk Management Practices for Private Banking Activities Jul 8, 1997 Consumer Advisory Council Jul 1, 1997 Clarification of Policy for Handling Federal Funds Checks Increase in Fee Charged for Use of Such Checks Jul 1, 1997 Video on Year 2000 Executive Awareness Jul 1, 1997 Video on Year 2000 Executive Awareness Jun 6, 1997 Premiums On Demand Deposits Jun 6, 1997 Regulation J - Collection Of Checks Jun 5, 1997 Regulation CC - Availability Of Funds And Collection Of Checks Jun 5, 1997 Regulation C - Home Mortgage Disclosure May 21, 1997 Pledging of Definitive Collateral May 14, 1997 Interagency Statement on Year 2000 Project Management Awareness May 9, 1997 Regulation Z - Truth in Lending May 1, 1997 Evaluating U.S. Offices Of Foreign Banking Organization Apr 30, 1997 Regulation M - Consumer Leasing Apr 30, 1997 Discount Window Apr 29, 1997 Office of Foreign Assets Control Apr 22, 1997 Amendments To Regulations H And K Transactions in Government Securities by Depository Institutions Apr 18, 1997 Regulation Y - Bank Holding Companies Apr 17, 1997 Interstate Branching Apr 16, 1997 Regulation Z - Truth in Lending Apr 14, 1997 Automated Clearing House Changes Apr 14, 1997 Regulation I - Federal Reserve Bank Capital Stock Apr 11, 1997 Proposed Amendments To Regulation H; Proposed Rescission Of Regulation P Apr 10, 1997 Regulation CC - Availability Of Funds And Collection Of Checks Apr 4, 1997 Year 2000 Alert Mar 31, 1997 Use of Large-Value Funds Transfers for Money Laundering Mar 27, 1997 Proposed Amendments to Regulations D and I to Facilitate Interstate Banking Mar 27, 1997 Regulation Z - Truth in Lending Mar 26, 1997 Insider Lending (Regulation O) Mar 25, 1997 Interstate Branching Proposal Mar 17, 1997 Regulation H Mar 16, 1997 Information Systems Risk Management Feb 28, 1997 Regulation M - Consumer Leasing Feb 26, 1997 1996 Directory of Community Development Investments Feb 18, 1997 Expanded Examination Cycle for Certain Small Institutions Interim Rule Effective February 12; Comments Invited by April 14 Feb 12, 1997 Regulation Z - Truth in Lending Feb 11, 1997 Regulation C - Home Mortgage Disclosure Feb 10, 1997 Management of Interest Rate Risk Paper by Basle Committee on Banking Supervision Feb 10, 1997 Required Absences from Sensitive Positions Feb 6, 1997 Section 20 Subsidiaries of Bank Holding Companies Feb 5, 1997 Section 20 Subsidiaries of Bank Holding Companies Feb 4, 1997 Regulation E -- Electronic Fund Transfers Proposal to Exempt Certain EBT Programs Jan 31, 1997 Risk-Based Capital Treatment for Spread Accounts Jan 29, 1997 Proposed Regulations on Qualification Requirements for Bank Employees Who Sell Mutual Funds and Other Securities Jan 27, 1997 Applicability of OF FAS 125 Jan 24, 1997 Office of Foreign Assets Control Revised List of Specially Designated Narcotics Traffickers Jan 22, 1997 Consumer Advisory Council New Membership Jan 17, 1997 BOOK-ENTRY SECURITIES Jan 16, 1997 Automated Clearning House Items Jan 14, 1997 Regulation D -- Reserve Requirements Jan 13, 1997 Regulation M -- Consumer Leasing Jan 13, 1997 Regulation B -- Equal Credit Opportunity Jan 10, 1997 Fair Credit Reporting Jan 10, 1997 Regulation Z -- Truth in Lending Comments Invited by January 31 on Possible Amendments Jan 8, 1997 Modified Procedures for Measuring Daylight Overdrafts Jan 7, 1997 Regulation C -- Home Mortgage Disclosure Jan 3, 1997 Revision of CAMEL Rating System Effective January 1, 1997   1996     Dec 31, 1996 Margin Regulations G, T, AND U Dec 31, 1996 Regulation Z -- Truth in Lending Dec 27, 1996 Election and Appointment of Directors Dec 13, 1996 Federal Reserve Priced Services Dec 11, 1996 Election of Class A Director Dec 9, 1996 1997 Reserve Requirement Adjustments Dec 5, 1996 Regulation Z - Truth in Lending Dec 4, 1996 Margin Regulations G, T, AND U Dec 3, 1996 Amendment to Regulation S Nov 21, 1996 Amendment to Risk-Based Capital Standards to Incorporate a Measure for Market Risk Nov 21, 1996 Relationships with Dealers in Securities Under Section 32 of the Glass-Steagall Act Nov 21, 1996 Section 20 Subsidiaries of Bank Holding Companies Easing of Firewalls on Underwriting and Dealing in Securities Nov 19, 1996 December 1997 Expansion of Fedwire Funds Transfer Operating Hours Nov 14, 1996 Insider Lending (Regulation O) Nov 12, 1996 Information Systems Examination Handbook Nov 8, 1996 Nomination of Class A Director for Term of Office Ending December 31, 1999 Nov 7, 1996 Community Reinvestment Nov 5, 1996 Regulation Y -- Bank Holding Companies and Change in Bank Control Oct 31, 1996 Result of Elections of Class B Director Oct 31, 1996 Consumer Leasing Oct 30, 1996 Interagency Supervisory Statement on Risk Management of Client/Server Systems Oct 22, 1996 REGULATION B - EQUAL CREDIT OPPORTUNITY Oct 18, 1996 Check Operations Oct 15, 1996 Elections of Class B Director Oct 10, 1996 Regulation Z - Truth in Lending Oct 8, 1996 Section 20 Subsidiaries of Bank Holding Companies Sep 27, 1996 Effect of the Year 2000 on Computer Systems Sep 26, 1996 Redemption of Food Coupons Sep 24, 1996 Regulation Y -- Bank Holding Companies and Change in Bank Control Sep 17, 1996 Saftey and Soundness Guidelines for Asset Quality and Earnings Sep 13, 1996 Resumption of Check Services in Puerto Rico and the Virgin Islands Sep 11, 1996 NOMINATIONS OF CLASS B DIRECTOR Sep 11, 1996 Loans in Special Flood Hazard Areas Sep 10, 1996 Check Delays Resulting from Weather Conditions in Puerto Rico and Virgin Islands Sep 3, 1996 1997 Holiday Schedule Aug 30, 1996 Office of Foreign Assets Control Aug 29, 1996 Proposed Amendment to Regulation S Aug 29, 1996 Risk-Based Capital Standards -- Treatment of Collateralized Transactions Aug 20, 1996 Consumer Advisory Council Aug 13, 1996 Section 20 Subsidiaries of Bank Holding Companies Aug 8, 1996 Proposed Revision of Camel Rating System Jul 31, 1996 Regulation K International Banking Operations Jul 23, 1996 Regulation E -- Electronic Fund Transfers Jul 17, 1996 Regulations with Dealers in Securities Under Section 32 of the Glass-Stegall Act Jul 10, 1996 Comment Period Extended to August 2 On Proposed Amendments To Margin Regulations G, T, and U Jul 8, 1996 Procedures for Appeal of Adverse Material Supervisory Decisions Jul 1, 1996 Reserve Requirements of Depository Institutions Jun 19, 1996 Investment Scheme Advisory Alert Jun 17, 1996 International Banking Operations: Jun 12, 1996 Securities Credit Transactions Jun 12, 1996 Regulation CC - Availability of Funds and Collection of Checks Jun 11, 1996 Check Processing Consolidation at EROC Jun 7, 1996 Miscellaneous Regulatory Changes Jun 3, 1996 Truth In Lending May 17, 1996 Uniform Cash Access Policy May 9, 1996 Insider Lending (Regulation O) May 6, 1996 Regulation E - Electronic Fund Transfers                   Top
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