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Research Events

Data & Analysis

• Consumer Credit Reports
  The quarterly report provides a snapshot of consumer credit conditions in each of the seven states in the Tenth District.
• New! Mortgage Delinquency Maps
  The quarterly delinquency mapping series displays the rate of mortgages that are 90 days (or more) past due or those in foreclosure.
• Tenth District LMI Index
  This quarterly survey measures the economic conditions of low- and moderate-income (LMI) populations and the organizations that serve them.

Recent Research

• Student Loans: Overview and Issues

  By Kelly Edmiston, Lara Brooks, and Steven Shepelwich
  Student loans present problems for some borrowers, but student loans do not yet impose a significant burden on society from their fiscal impact.

• Nonprofit Housing Investment and Local Area Home Values

  By Kelly Edmiston
  This Economic Review article finds that affordable housing projects in low- and moderate-income (LMI) neighborhoods may achieve benefits beyond those that may accrue to individual homeowners. 

• Could Restrictions on Payday Lending Hurt Consumers?

  By Kelly Edmiston
  This Economic Review article finds that restrictions could deny some consumers access to credit, limit their ability to maintain formal credit standing or force them to seek more costly credit alternatives.
  
  More Research and Conference Proceedings

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• Low-Income Housing Tax Credit Developments and Neighborhood Property Conditions

  By Kelly Edmiston
  This paper evaluates the commonly held belief that affordable housing developments are detrimental to the communities in which they are placed. The analysis estimates the impact of low-income housing tax credit financed developments on the physical condition of surrounding properties.

• Fed in Print

  A searchable index of Federal Reserve economic research.

• More Publications

  Browse more of our research articles, newsletters and brochures.

Map Your Community

Map Your Community is a web-based mapping tool that allows users to create current and historical spatial economic and demographic conditions.

• Regional Affairs Economic Indicators

  Regional economic data for the District are available in the Research & Data.

• National Consumer Credit Maps
  The New York Fed uses its expertise and knowledge to provide detailed data on U.S. credit conditions.