10/18/2012 NR 2012-146, OCC Announces New Stress Testing Guidance and Commercial Real Estate Stress Test Tool for National Community Banks and Federal Savings Associations
The Office of the Comptroller of the Currency today provided guidance to national banks and federal savings associations with assets of $10 billion or less (community banks) on using stress testing to assess risk in their loan portfolios.
10/18/2012 OCC 2012-33, Community Bank Stress Testing: Supervisory Guidance
Bulletin OCC 2012-33 provides OCC-supervised banks with $10 billion and less in total assets guidance on using stress testing to identify and quantify risk in loan portfolios. The OCC also introduced a tool that bankers and examiners may use to perform stress testing.
10/16/2012 NR 2012-145, FFIEC: Federal Financial Regulators Release Statement on the Impact of Drought Conditions on Financial Institutions
The Federal Financial Institutions Examination Council (FFIEC) today encouraged financial institutions to work constructively with borrowers that have been affected by drought conditions and consider alternatives for prudently restructuring credit facilities as appropriate.
