Banking and Community Perspectives
Provides articles and case studies about community development issues, interviews with policymakers and announcements on related upcoming events.

Building Wealth: A Beginner's Guide to Securing Your Financial Future
Contains a series of essays that explore economic issues as they relate to our increasingly globalized world. The reports also review the Bank's activities during the year, present financial statements and list directors and officers.

Community Outlook Survey (COS)
A quarterly online survey that measures the financial conditions of low- to moderate-income communities and the organizations that serve them in Texas, northern Louisiana and southern New Mexico.

e-Perspectives
Webzine, published about every other month, brings you timely articles on community development along with time-saving links.

• Research Papers
• Special Reports

• A Banker's Quick Reference Guide to CRA
• Breaking Ground: A Beginner's Guide for Nonprofit Developers
• CRA Loan Data Collection Grid
• The Enduring Challenge of Concentrated Poverty in America
• ETA—A Direct Deposit Account—Is Direct to You
• Fair Lending Examination Procedures Summary and Risk Factors Table
• Interagency Questions and Answers (Q&A) Regarding Community Reinvestment
• Neighborhood Stabilization Program: About the Program
• Neighborhood Stabilization Program: NSP1, 2 and 3 in Texas
• Take It to the Bank: Your Guide to Opening a Bank Account
• Technical Assistance Resource Guide for Small Business Owners

• Patterns and Trends of Housing Affordability in Texas, e-Perspectives, Issue 1, 2012
• Texas Housing and Mortgage Update, e-Perspectives, Issue 1, 2012
• Neighborhood Stabilization Program (NSP 1, 2 and 3) in Texas, Elizabeth Sobel Blum, Federal Reserve Bank of Dallas, December 2011
• Advocating for the Disabled: Interview with Jean Langendorf, Easter Seals of Central Texas, e-Perspectives, Issue 4, 2011
• Disability Opportunity Fund: Opening Doors to Financing of Disability Housing, e-Perspectives, Issue 4, 2011
• Opportunities within the Disability Housing Market, e-Perspectives, Issue 4, 2011
• Texas Housing and Mortgage Updates, Foreclosure Prevention Efforts Continue in Texas Metro Areas, e-Perspectives, Volume 11, Issue 4, 2011
• Foreclosure Prevention Efforts Continue in Texas Metro Areas, e-Perspectives, Issue 2, 2011
• Notes from the Field: Interview with City of Fort Worth's Homelessness Program Director, e-Perspectives, Issue 1, 2010
• Neighborhood Stabilization Program, Elizabeth Sobel Blum, Federal Reserve Bank of Dallas, September 2009
• Addressing Mortgage Delinquencies and Foreclosures, e-Perspectives, Issue 1, 2009
• Notes from the Field: Interview with CCCS of Greater Dallas, e-Perspectives, Issue 1, 2009
• Homeownership and Affordable Lending, Banking and Community Perspectives, Issue 3, 2007
• Preserving Homeownership: Addressing Foreclosure, Banking and Community Perspectives, Issue 2, 2007
• Retooling Affordable Housing Strategies, Banking and Community Perspectives, Issue 1, 2007
• Concentrated Poverty in the Eleventh District, Banking and Community Perspectives, Issue 2, 2006

• Building Wealth: A Beginner’s Guide to Securing Your Financial Future, Federal Reserve Bank of Dallas, September 2010
• Asset Building Strategies in Community Colleges, Banking and Community Perspectives, Issue 1, 2012
• Asset Building Taking Root in Rural Communities, Banking and Community Perspectives Issue 1, 2011
• Eleventh District Nonprofits Comment on Clients' Credit Education Needs, e-Perspectives, Issue 1, 2011
• Restoring Good Credit a First Step to Personal Economic Recovery, e-Perspectives, Issue 1, 2011
• Community Action in Southern New Mexico, e-Perspectives, Issue 2, 2010
• Measuring IDA Program's Impact, e-Perspectives, Issue 2, 2010
• Bank on Houston Effort Sees Big Returns as Residents Open Thousands of Accounts, e-Perspectives, Issue 2, 2009
• The Enduring Challenge of Concentrated Poverty in America: Case Studies from Communities Across the U.S., e-Perspectives, Issue 3, 2008
• RAISE Texas: Moving Texans Toward Financial Success, Banking and Community Perspectives, Issue 2, 2008
• New Mexico Encourages Citizens to Save, e-Perspectives, Issue 2, 2007
• New Scrutiny for Consumer Credit Counseling Industry, e-Perspectives, Issue 3, 2007
• Asset Building and the Wealth Gap, Banking and Community Perspectives, Issue 3, 2006

• Take It to the Bank: Your Guide to Opening a Bank Account, Federal Reserve Bank of Dallas and Texas Appleseed, September 2010
• Financial Access Options for the Underserved, Banking and Community Perspectives, Issue 3, 2009
• ETA—A Direct Deposit Account—Is Direct To You, Federal Reserve Bank of Dallas
• New Product for Unbanked Taxpayers, e-Perspectives, Issue 1, 2006
• Top 10 Steps to Improved Financial Health, e-Perspectives, Issue 2, 2006
• Meeting in the Mainstream, Banking and Community Perspectives, Issue 1, 2004

• Consumer Decisionmaking: Insights from Behavioral Economics, Banking and Community Perspectives, Issue 3, 2010

• The CRA and Subprime Lending: Discerning the Difference, Banking and Community Perspectives, Issue 1, 2009
• Interagency Questions and Answers (Q&A) Regarding Community Reinvestment, Federal Reserve Bank of Dallas, January 2009
• Banks Building Markets by Building Communities, Banking and Community Perspectives, Issue 1, 2008
• Community Development Decision Flow Chart, e-Perspectives, Issue 4, 2007
• Toolkit Offers Online Resources for CRA Officers, e-Perspectives, Issue 4, 2007
• ‘New’ Banker’s Quick Reference Guide to CRA, e-Perspectives, Issue 3, 2006
• A Bankers’ Quick Reference Guide to CRA, Federal Reserve Bank of Dallas, September 2005
• Fair Lending Examination Procedures Summary and Risk Factors Table, Federal Reserve Bank of Dallas

• Community Outlook Survey (quarterly reports), Federal Reserve Bank of Dallas
• Communi-versity: Economic Strategy Draws on the City and University at Prairie View, e-Perspectives, Issue 3, 2011
• Partnering Colleges with Their Communities, e-Perspectives, Issue 3, 2011
• Community Action in Southern New Mexico, e-Perspectives, Issue 2, 2010
• Measuring IDA Program’s Impact, e-Perspectives, Issue 2, 2010
• The Enduring Challenge of Concentrated Poverty in America: East Austin, Elizabeth Sobel Blum, Federal Reserve Bank of Dallas, 2008
• The Enduring Challenge of Concentrated Poverty in America: El Chamizal, Roy Lopez, Federal Reserve Bank of Dallas, 2008
• The Enduring Challenge of Concentrated Poverty in America (Full Report), Community Affairs Offices of Federal Reserve System and the Brookings Institution, 2008
• Concentrated Poverty in the Eleventh District, Banking and Community Perspectives' Issue 2, 2006
• Community Development Finance: Challenges, Choices, Change, Banking and Community Perspectives, Issue 1, 2005

• Entrepreneurship in the Changing Economy: From Survival to Sustainability, Banking and Community Perspectives, Issue 1, 2010
• Microenterprise: Growing Businesses, Assets and Markets, Banking and Community Perspectives, Issue 2, 2005

• Building Healthier Communities from the Ground Up, Banking and Community Perspectives, Issue 2, 2010
• Banks Building Markets by Building Communities, Banking and Community Perspectives, Issue 1, 2008