Mortgage Lending Patterns
These data briefs provide periodic snapshots of mortgage lending activity and foreclosure patterns in the Fourth District through the use of maps and charts.
2012
- 10.17.2012
- 3Q:2012-Mortgage Lending Patterns
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- With the "foreclosure pipeline" still quite full, REO sales remain the most common exit for distressed loans in all Fourth District states. Shares are steady in West Virginia and Pennsylvania; Kentucky and Ohio, however, have seen a decline in REO sales over the same period and an increase in short sales. In the latest edition of our mortgage lending data brief, we examine trends in distressed loans and different paths to recovery. Read more
- 04.03.2012
- 4Q:2011- Mortgage Lending Patterns
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- This edition finds that compared to a year ago many counties in Ohio and West Virginia have seen decreases in both delinquency and foreclosure rates, while counties in Kentucky and Pennsylvania have seen increases in both. Read more
- 03.12.2012
- Special edition: Rental housing patterns in Cuyahoga County, Ohio
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- Traditionally, renting has served as a stepping-stone to homeownership as well as an alternative for those seeking flexibility and more affordable places to live. But the mortgage crisis of the late 2000s has prompted individuals and families across the country to rethink their housing options. This recently completed data brief looks at the rental housing market in Cuyahoga County, Ohio and finds that while housing vouchers may be contributing somewhat to the deconcentration of poverty, low-income families in search of affordable rental housing remain limited in their access to better education. Read more
