Intro to L&I's Workers' Comp Insurance | ||
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Workers' compensation provides no-fault industrial insurance coverage for most employers and workers in Washington State. Benefits include medical treatment for workers who are injured in the course of their employment or develop an occupational disease as a result of their work activities. Workers who are unable to work due to accepted conditions related to an industrial injury or occupational disease may be eligible for partial wage replacement benefits.
Employers must provide coverage for their employees. In return, employers normally cannot be sued for damages when a work-related injury or illness occurs.
Owners of sole proprietorships and other businesses without employees are not required to have workers' compensation insurance. However, they may choose to purchase it from L&I to cover their own medical expenses if they are injured on the job. Call 360‑902‑4817 for more information. Request an Application for Elective Coverage for Industrial Insurance.
The Employers' Guide to Industrial Insurance (F101‑002‑000) is a general guide that explains Washington State's workers' compensation insurance program.
Get information about how to sign up to pay quarterly reports online or submit them by mail.
Manage Your Injury Claims when an employee is injured.
View your employees' claim information online.
Employers may qualify to provide their own coverage under L&I's program administered by the Self-Insurance Section.
Appeal an L&I decision about your coverage or rates.
Workshops for Training about workers' compensation currently provided by L&I.