|
Statistics at a Glance
| As of June 30, 2011 |
Dollar Amounts in Billions
Second Quarter 2011 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| Credit Card Lenders |
International Banks |
Agricultural Banks |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
7,513 |
6,413 |
1,100 |
20 |
4 |
1,544 |
3,953 |
717 |
72 |
346 |
796 |
61 |
| Number of FDIC-Supervised |
4,632 |
4,240 |
392 |
8 |
0 |
1,083 |
2,533 |
268 |
44 |
196 |
477 |
23 |
| Total Assets $ |
13,601 |
12,367 |
1,234 |
656 |
3,328 |
204 |
4,136 |
777 |
98 |
50 |
130 |
4,223 |
| Total Loans $ |
7,313 |
6,563 |
751 |
557 |
1,121 |
125 |
2,760 |
446 |
70 |
14 |
70 |
2,149 |
| Domestic Deposits $ |
8,226 |
7,315 |
910 |
230 |
1,182 |
170 |
3,144 |
559 |
83 |
39 |
108 |
2,712 |
| Bank Net Income (QTR) $ |
28.801 |
26.559 |
2.242 |
6.639 |
3.729 |
0.577 |
7.493 |
1.087 |
0.408 |
0.242 |
0.260 |
8.365 |
| Percent Profitable (QTR) % |
84.8 |
85.5 |
80.6 |
100.0 |
100.0 |
96.4 |
78.3 |
86.6 |
91.7 |
87.9 |
89.3 |
95.1 |
| Average Return on Assets (QTR) % |
0.85 |
0.87 |
0.73 |
3.99 |
0.46 |
1.13 |
0.73 |
0.56 |
1.67 |
1.90 |
0.81 |
0.80 |
| Average Return on Equity (QTR) % |
7.57 |
7.71 |
6.20 |
23.99 |
5.41 |
10.21 |
6.19 |
5.35 |
17.12 |
12.61 |
7.10 |
6.50 |
| Net Interest Margin (QTR) % |
3.61 |
3.64 |
3.41 |
10.82 |
2.47 |
3.89 |
3.82 |
3.03 |
4.53 |
2.78 |
3.71 |
3.17 |
| Equity to Assets % |
11.30 |
11.24 |
11.83 |
17.22 |
8.28 |
11.26 |
11.88 |
10.55 |
9.93 |
15.66 |
11.52 |
12.30 |
| Noncurrent Loan Rate - Total Loans * % |
4.37 |
4.44 |
3.79 |
1.78 |
4.79 |
1.91 |
3.93 |
4.06 |
1.30 |
2.39 |
2.44 |
5.78 |
| Real Estate Loans % |
6.68 |
7.06 |
4.43 |
4.91 |
9.22 |
2.43 |
5.05 |
4.33 |
1.26 |
2.92 |
2.85 |
9.49 |
| C&I Loans % |
1.67 |
1.64 |
2.24 |
1.94 |
1.87 |
2.09 |
1.91 |
1.79 |
1.04 |
1.58 |
2.19 |
1.21 |
| Consumer Loans % |
1.45 |
1.49 |
0.93 |
1.78 |
1.78 |
0.67 |
1.23 |
0.49 |
1.31 |
0.83 |
0.77 |
0.99 |
| Coverage Ratio ** % |
64.91 |
66.99 |
43.60 |
384.53 |
70.68 |
84.76 |
58.87 |
38.00 |
176.52 |
80.52 |
67.05 |
44.93 |
| Net Charge-Off Rate - All Loans (QTR) % |
1.58 |
1.64 |
1.12 |
5.58 |
1.43 |
0.37 |
1.27 |
1.04 |
1.79 |
0.42 |
0.47 |
1.24 |
| Real Estate Loans (QTR) % |
1.43 |
1.52 |
0.86 |
8.47 |
1.75 |
0.36 |
1.40 |
1.04 |
1.38 |
0.37 |
0.45 |
1.58 |
| C&I Loans (QTR) % |
0.86 |
0.81 |
1.87 |
6.02 |
0.61 |
0.65 |
0.98 |
0.96 |
5.66 |
0.25 |
0.72 |
0.44 |
| Consumer Loans (QTR) % |
3.42 |
3.50 |
2.42 |
5.67 |
3.05 |
0.36 |
1.36 |
1.07 |
1.72 |
0.57 |
0.60 |
1.71 |
| Second Quarter 2010 |
| Number of FDIC-Insured |
7,830 |
6,677 |
1,153 |
21 |
4 |
1,579 |
4,267 |
744 |
84 |
293 |
776 |
62 |
| Number of FDIC-Supervised |
4,814 |
4,414 |
400 |
8 |
0 |
1,094 |
2,723 |
288 |
50 |
165 |
462 |
24 |
| Total Assets $ |
13,200 |
11,948 |
1,251 |
698 |
3,059 |
189 |
4,358 |
794 |
97 |
38 |
124 |
3,841 |
| Total Loans $ |
7,396 |
6,620 |
776 |
600 |
1,090 |
122 |
2,959 |
471 |
73 |
10 |
69 |
2,001 |
| Domestic Deposits $ |
7,668 |
6,769 |
898 |
242 |
977 |
155 |
3,258 |
529 |
80 |
28 |
103 |
2,296 |
| Bank Net Income (QTR) $ |
20.879 |
19.022 |
1.857 |
2.582 |
7.737 |
0.483 |
1.996 |
1.310 |
0.303 |
0.149 |
0.132 |
6.187 |
| Percent Profitable (QTR) % |
79.2 |
79.4 |
78.1 |
81.0 |
100.0 |
91.3 |
70.9 |
85.2 |
91.7 |
86.3 |
88.9 |
95.2 |
| Average Return on Assets (QTR) % |
0.63 |
0.63 |
0.59 |
1.45 |
1.00 |
1.03 |
0.18 |
0.66 |
1.26 |
1.57 |
0.43 |
0.65 |
| Average Return on Equity (QTR) % |
5.75 |
5.80 |
5.29 |
10.56 |
11.05 |
9.12 |
1.68 |
6.69 |
11.92 |
8.69 |
3.77 |
5.27 |
| Net Interest Margin (QTR) % |
3.76 |
3.81 |
3.32 |
11.19 |
2.74 |
3.95 |
3.76 |
3.09 |
4.50 |
2.82 |
3.70 |
3.29 |
| Equity to Assets % |
11.11 |
11.09 |
11.34 |
14.20 |
9.27 |
11.33 |
11.00 |
10.02 |
10.64 |
18.38 |
11.36 |
12.29 |
| Noncurrent Loan Rate - Total Loans * % |
5.23 |
5.34 |
4.30 |
2.63 |
6.75 |
1.97 |
4.65 |
4.76 |
1.27 |
2.15 |
2.11 |
6.61 |
| Real Estate Loans % |
7.37 |
7.79 |
4.86 |
4.89 |
10.93 |
2.39 |
5.81 |
5.03 |
1.21 |
2.65 |
2.38 |
9.98 |
| C&I Loans % |
2.83 |
2.82 |
3.05 |
2.95 |
4.92 |
2.35 |
2.51 |
2.60 |
0.75 |
1.38 |
2.35 |
2.33 |
| Consumer Loans % |
1.96 |
2.01 |
1.27 |
2.62 |
2.14 |
0.75 |
1.43 |
1.07 |
1.32 |
0.94 |
0.71 |
1.18 |
| Coverage Ratio ** % |
65.05 |
67.15 |
42.86 |
375.90 |
59.82 |
78.80 |
56.14 |
31.64 |
224.87 |
83.04 |
67.51 |
44.46 |
| Net Charge-Off Rate - All Loans (QTR) % |
2.68 |
2.82 |
1.47 |
11.59 |
2.04 |
0.65 |
1.97 |
1.15 |
2.20 |
0.60 |
0.49 |
1.90 |
| Real Estate Loans (QTR) % |
1.99 |
2.15 |
1.03 |
6.33 |
2.45 |
0.59 |
2.06 |
1.06 |
1.60 |
0.58 |
0.43 |
2.19 |
| C&I Loans (QTR) % |
1.83 |
1.79 |
2.69 |
17.12 |
0.93 |
1.65 |
1.72 |
1.10 |
5.47 |
0.29 |
0.93 |
1.08 |
| Consumer Loans (QTR) % |
6.47 |
6.64 |
3.92 |
11.52 |
3.71 |
0.58 |
2.38 |
3.20 |
2.11 |
1.05 |
0.63 |
2.61 |
|
* Nonaccruing loans and loans past due 90+ days
** Loss reserve as a percentage of noncurrent loans
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