Series EE/E Savings Bond Rates
Tables are provided on this page for the following rate information:
- Rates for Bonds Issued May 2005 and After
- Rates for Bonds Issued May 1997 through April 2005
- Short-Term/Long-Term Rates for Bonds Issued May 1995 through April 1997
- Market-Based Rates for Bonds/Notes Issued before May 1995
EE Bonds Issued May 2005 and After
EE Bonds issue-dated May 2005 and after earn a fixed rate of interest. This fixed rate is determined by the issue date of the bond.
| DATE | SAVINGS BOND RATES |
|---|---|
| May 2012 - Oct 2012 | 0.60% |
| Nov 2011 - Apr 2012 | 0.60% |
| May 2011 - Oct 2011 | 1.10% |
| Nov 2010 - Apr 2011 | 0.60% |
| May 2010 - Oct 2010 | 1.40% |
| Nov 2009 - Apr 2010 | 1.20% |
| May 2009 - Oct 2009 | 0.70% |
| Nov 2008 - Apr 2009 | 1.30% |
| May 2008 - Oct 2008 | 1.40% |
| Nov 2007 - Apr 2008 | 3.00% |
| May 2007 - Oct 2007 | 3.40% |
| Nov 2006 - Apr 2007 | 3.60% |
| May 2006 - Oct 2006 | 3.70% |
| Nov 2005 - Apr 2006 | 3.20% |
| May 2005 - Oct 2005 | 3.50% |
EE Bonds Issued May 1997 through April 2005
Bonds issue-dated May 1997 through April 2005 earn interest at the savings bond rates determined each May 1 and November 1. Rates apply to the first semiannual earning period starting on or after the effective date shown.
| EFFECTIVE DATE | SAVINGS BOND RATES |
|---|---|
| MAY 1, 2012 | 0.81% |
| NOV 1, 2011 | 1.19% |
| MAY 1, 2011 | 1.77% |
| NOV 1, 2010 | 1.50% |
| MAY 1, 2010 | 2.16% |
| NOV 1, 2009 | 2.19% |
| MAY 1, 2009 | 1.64% |
| NOV 1, 2008 | 2.80% |
| MAY 1, 2008 | 2.74% |
| NOV 1, 2007 | 4.11% |
| MAY 1, 2007 | 4.15% |
| NOV 1, 2006 | 4.39% |
| MAY 1, 2006 | 4.11% |
| NOV 1, 2005 | 3.61% |
| MAY 1, 2005 | 3.42% |
| NOV 1, 2004 | 3.25% |
| MAY 1, 2004 | 2.84% |
| NOV 1, 2003 | 2.61% |
| MAY 1, 2003 | 2.66% |
| NOV 1, 2002 | 3.25% |
| MAY 1, 2002 | 3.96% |
| NOV 1, 2001 | 4.07% |
| MAY 1, 2001 | 4.50% |
| NOV 1, 2000 | 5.54% |
| MAY 1, 2000 | 5.73% |
| NOV 1, 1999 | 5.19% |
| MAY 1, 1999 | 4.31% |
| NOV 1, 1998 | 4.60% |
| MAY 1, 1998 | 5.06% |
| NOV 1, 1997 | 5.59% |
| MAY 1, 1997 | 5.68% |
Short-Term/Long-Term Rates for Bonds Issued May 1995 through April 1997
Bonds issue-dated May 1995 through April 1997 earn interest at the rates specified in the table below.
- Rates are determined each May 1 and November 1
- Rates apply to the first semi-annual earning period starting on or after the effective date shown
- Bonds earn interest at the short-term rates during the first five years from date of issue; after that, interest is earned at the long-term rates
| EFFECTIVE DATE | SAVINGS BOND RATES | |
|---|---|---|
| Short-Term | Long-Term | |
| MAY 1, 2012 | N/A | 0.76% |
| NOV 1, 2011 | N/A | 1.12% |
| MAY 1, 2011 | N/A | 1.67% |
| NOV 1, 2010 | N/A | 1.42% |
| MAY 1, 2010 | N/A | 2.04% |
| NOV 1, 2009 | N/A | 2.06% |
| MAY 1, 2009 | N/A | 1.55% |
| NOV 1, 2008 | N/A | 2.65% |
| MAY 1, 2008 | N/A | 2.58% |
| NOV 1, 2007 | N/A | 3.88% |
| MAY 1, 2007 | N/A | 3.92% |
| NOV 1, 2006 | N/A | 4.15% |
| MAY 1, 2006 | N/A | 3.88% |
| NOV 1, 2005 | N/A | 3.41% |
| MAY 1, 2005 | N/A | 3.23% |
| NOV 1, 2004 | N/A | 3.07% |
| MAY 1, 2004 | N/A | 2.68% |
| NOV 1, 2003 | N/A | 2.47% |
| MAY 1, 2003 | N/A | 2.51% |
| NOV 1, 2002 | N/A | 3.07% |
| MAY 1, 2002 | N/A | 3.74% |
| NOV 1, 2001 | N/A | 3.84% |
| MAY 1, 2001 | 3.77% | 4.25% |
| NOV 1, 2000 | 5.36% | 5.23% |
| MAY 1, 2000 | 5.15% | 5.41% |
| NOV 1, 1999 | 4.35% | 4.90% |
| MAY 1, 1999 | 3.91% | 4.07% |
| NOV 1, 1998 | 4.01% | 4.35% |
| MAY 1, 1998 | 4.47% | 4.77% |
| NOV 1, 1997 | 4.53% | 5.28% |
| MAY 1, 1997 | 4.63% | 5.36% |
| NOV 1, 1996 | 4.56% | 5.53% |
| MAY 1, 1996 | 4.36% | 4.85% |
| NOV 1, 1995 | 4.75% | 5.16% |
| MAY 1, 1995 | 5.25% | 6.31% |
Market-Based Rates for Bonds/Notes Issued before May 1995
The 5-year U.S. Treasury securities yields shown in the table below, which apply to bonds/notes issue-dated before May 1995, and held for at least five years, are calculated each May 1 and November 1. The market-based rate is:
- Set at 85% of the average of these yields for the applicable earning periods.
- Rounded to the nearest one-hundredth of one percent for bonds issued May 1989 and later, and for bonds/notes which entered an extended maturity period on or after that date; otherwise, the rate is rounded to the nearest one-quarter of one percent.
- Applied to the entire period for which the bond/note is entitled to market-based earnings.
| EFFECTIVE DATE | 5-YEAR TREASURY SECURITIES YIELDS |
|---|---|
| MAY 1, 2012 | 0.90% |
| NOV 1, 2011 | 1.32% |
| MAY 1, 2011 | 1.97% |
| NOV 1, 2010 | 1.67% |
| MAY 1, 2010 | 2.40% |
| NOV 1, 2009 | 2.43% |
| MAY 1, 2009 | 1.83% |
| NOV 1, 2008 | 3.12% |
| MAY 1, 2008 | 3.04% |
| NOV 1, 2007 | 4.57% |
| MAY 1, 2007 | 4.61% |
| NOV 1, 2006 | 4.88% |
| MAY 1, 2006 | 4.56% |
| NOV 1, 2005 | 4.01% |
| MAY 1, 2005 | 3.80% |
| NOV 1, 2004 | 3.61% |
| MAY 1, 2004 | 3.16% |
| NOV 1, 2003 | 2.90% |
| MAY 1, 2003 | 2.96% |
| NOV 1, 2002 | 3.61% |
| MAY 1, 2002 | 4.40% |
| NOV 1, 2001 | 4.52% |
| MAY 1, 2001 | 5.00% |
| NOV 1, 2000 | 6.16% |
| MAY 1, 2000 | 6.36% |
| NOV 1, 1999 | 5.77% |
| MAY 1, 1999 | 4.79% |
| NOV 1, 1998 | 5.11% |
| MAY 1, 1998 | 5.62% |
| NOV 1, 1997 | 6.21% |
| MAY 1, 1997 | 6.31% |
| NOV 1, 1996 | 6.51% |
| MAY 1, 1996 | 5.70% |
| NOV 1, 1995 | 6.08% |
| MAY 1, 1995 | 7.42% |
| NOV 1, 1994 | 6.96% |
| MAY 1, 1994 | 5.53% |
| NOV 1, 1993 | 5.00% |
| MAY 1, 1993 | 5.62% |
| NOV 1, 1992 | 5.93% |
| MAY 1, 1992 | 6.56% |
| NOV 1, 1991 | 7.50% |
| MAY 1, 1991 | 7.73% |
| NOV 1, 1990 | 8.46% |
| MAY 1, 1990 | 8.25% |
| NOV 1, 1989 | 8.21% |
| MAY 1, 1989 | 9.19% |
| NOV 1, 1988 | 8.65% |
| MAY 1, 1988 | 8.12% |
| NOV 1, 1987 | 8.44% |
| MAY 1, 1987 | 6.87% |
| NOV 1, 1986 | 7.13% |
| MAY 1, 1986 | 8.26% |
| NOV 1, 1985 | 9.83% |
| MAY 1, 1985 | 11.17% |
| NOV 1, 1984 | 12.87% |
| MAY 1, 1984 | 11.71% |
| NOV 1, 1983 | 11.04% |
| MAY 1, 1983 | 10.17% |
| NOV 1, 1982 | 13.05% |
