Avoid Foreclosure: Georgia

Information by State  Esta página en español  Print version   More From HUD   If you have an FHA loan   Refinance with FHA   FHA Short Refinance   New FHA loan limits   Find FHA lenders   Tips for avoiding foreclosure   Toolkit on Foreclosure Prevention & Scam Awareness for Faith-Based and Community Organizations Links   Know Your Options   Making Home Affordable Refinance and Modification Options   Fannie Mae(800) 732-6643   Freddie Mac (800) 373-3343   VA Regional Loan Center (888) 768-2132   USDA Rural Development Loan Servicing Center (800) 414-1226   LoanScamAlert.org   PreventLoanScams.org   StopFraud.gov   Consumer complaint reference list   HomeLoanLearningCenter.com   Federal Trade Commission (877) 382-4357   Consumer resources from FDIC   FBI--Mortgage Fraud

Don't lose your home! Here is some guidance on default and foreclosure prevention.

Seek Help Early

	Steps to take - act now if you think you will be unable to pay your mortgage
	HUD-approved housing counseling agencies - local agencies that provide FREE foreclosure avoidance counseling
	(888) 995-HOPE (4673) - FREE foreclosure prevention counseling on the phone or online
	HOPE NOW Alliance - learn about HOPE LoanPort™ and find a counselor in Georgia
	NeighborWorks
	Free foreclosure prevention workshops - check our calendar for events in your area
	Are You at Risk of Foreclosure?
	HomeSafe Georgia (877) 519-4443 - temporary mortgage assistance for unemployed or underemployed Georgia homeowners

Seek Help Working With Your Lender

	FHA National Servicing Center - (877) 622-8525 - for FHA-insured loans only
	VA Foreclosure Alternatives - Atlanta Regional Loan Center (888) 768-2132
	USDA/RD Home Loan Servicing Center - (800) 414-1226 - for USDA-direct loans only; for USDA-guaranteed loans, contact your servicing lender.
	Fannie Mae Mortgage Help Center - Atlanta (866) 442-8573
	Chase Homeownership Centers - Atlanta (770) 690-2800, Stockbridge (770) 474-4186
	State Home Mortgage (800) 781-8346 or (404) 679-5294 - servicing company for Georgia Dream Homeownership Program loans

Avoid Scams

	Know It. Avoid It. Report It
	Beware and avoid scams
	Recognize predatory lending
	LoanScamAlert.org - report loan modification scams and find help in Georgia
	Report scams and mortgage fraud in Georgia - to the Governor's Office of Consumer Protection (404) 651-8600 or (800) 869-1123 toll-free in Georgia outside metro Atlanta
	Bankruptcy scams

Educate Yourself

	04/25/11 foreclosure prevention workshop resources
	Piece By Piece - coordinated initiative to address foreclosure crisis in metro Atlanta area
	Important state loan modification scam rules and laws
	GA foreclosure law summary
	Self-help publications
	Legal assistance
	Georgia Governor's Office on Consumer Protection
	Federal Reserve Bank of Atlanta
	Homeowners in bankruptcy