The Health Coverage Tax Credit (HCTC) Program
Welcome to the home page for the HCTC. This page provides links to information for those interested in receiving the Monthly or Yearly HCTC, for monthly participants, and for our partners who help administer the HCTC.
HCTC Latest News and Background
For important updates and an overview of the HCTC Program, please visit the Latest News and Background page.
HCTC Information for Those Interested in Receiving the HCTC
The HCTC helps make health insurance more affordable for eligible individuals and their families by paying 72.5% of health insurance premiums. From this page, you will be provided information that will help you determine if the monthly or yearly option is right for you. You can also click on the links below to learn more about:
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How to register for the Monthly HCTC
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How your qualified family members can continue to receive the HCTC after your enrollment in Medicare, death, or divorce
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How to claim the Yearly HCTC on your federal income tax return
HCTC Information for Monthly Participants
If you are a monthly HCTC participant, you can link to information about managing your monthly HCTC account including:
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Make a payment to the HCTC Program, including electronic payments
HCTC Information for Yearly Filers
If you would like to receive the HCTC as a credit on your federal income tax return, you can access information about the Yearly HCTC by going to this page. With the yearly option, you pay your health plan premiums in full and then claim the HCTC on your federal income tax return. The credit will be applied to your taxes due or, if it is more than the taxes you owe, it will be issued as a refund.
HCTC Information for our Partners
The HCTC Program partners with companies, unions, the Department of Labor, state workforce agencies, PBGC, and tax professionals to administer the HCTC. Find information designed to support our partners here.
HCTC Information for Tax Professionals
Tax Professionals can use this page to learn how they can help yearly filers claim the HCTC on their federal income tax return. This page provides links to information that tax professionals can use to help their clients receive the HCTC.
HCTC Information for Health Plan Administrators and State Departments of Insurance
Health Plan Administrators and State Departments of Insurance are key contributors to the success of the HCTC by providing health coverage to eligible individuals. Go to this page to learn more including how to get involved and processes for participating in the HCTC Program.
HCTC Online Tutorial*
The HCTC online tutorial is designed for both individuals and partners. Take the tutorial now to learn more about the HCTC, including how the HCTC works, who is eligible, how to enroll in the monthly HCTC program, and how to claim the Yearly HCTC.
*It is important to read the Trade Adjustment Assistance Extension Act of 2011 page before viewing the Online Tutorial, as this page will describe recent changes to the HCTC made by this legislation. We are currently working to update the Online Tutorial to reflect these changes, since some of the content is outdated. Thank you for your understanding while we make these updates.
HCTC Quick References
This site offers links to additional HCTC-related information including contact information, a glossary of common terms, frequently asked questions, and popular forms, documents, and links.
For more information about the HCTC, please contact us.
