Frequently Asked Questions
Q. Does the FEHB Program Offer Medigap
Policies?
A. FEHB is not one of the standard Medicare supplemental
insurance policies - known as Medigap or Medicare SELECT policies. However, FEHB plans and options will supplement Medicare by paying for costs not covered by Medicare, such as the required deductibles and coinsurance, and by providing additional benefits not provided under Medicare A and B, such as prescription drugs.
Q.
Do I Need a Medigap Policy
When I Have FEHB and Medicare Coverage?
A. No, you don't need to purchase a Medigap policy since
FEHB and Medicare will coordinate benefits to provide
comprehensive coverage for a wide range of medical
expenses.