Table 16. Standard errors for fee-for-service plans: Amount of annual family out-of-pocket maximum, state and local government workers, National Compensation Survey, 2011 Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) All workers............................. 2.6 $76 $316 $244 $764 $317 2.6 0.2 Worker characteristic Management, professional, and related... 2.6 168 394 187 119 139 2.6 0.1 Professional and related.............. 2.8 20 293 231 325 324 2.8 0.1 Teachers............................ 3.0 0 114 291 0 69 3.0 0.2 Primary, secondary, and special education school teachers......... 3.1 0 145 361 0 110 3.1 0.2 Service................................. 3.0 0 81 0 185 552 3.1 0.4 Protective service.................... 3.9 0 136 93 344 671 4.1 0.7 Sales and office........................ 3.7 369 73 333 596 834 3.7 0.3 Office and administrative support..... 3.7 302 207 300 601 797 3.7 0.3 Natural resources, construction, and maintenance............................. 3.8 0 196 212 574 511 3.8 0.5 Production, transportation, and material moving.................................. 5.0 225 184 0 613 1,203 5.1 0.5 Full time............................... 2.7 48 311 271 710 350 2.7 0.2 Part time............................... 5.6 471 138 245 375 1,506 5.6 (1) Union................................... 2.7 0 268 55 450 153 2.7 0.3 Nonunion................................ 3.9 234 126 29 0 0 3.9 0.1 Average wage within the following categories:(2) Lowest 25 percent..................... 4.2 128 43 441 256 0 4.3 0.2 Lowest 10 percent................... 6.8 182 344 486 0 269 6.8 0.1 Second 25 percent..................... 3.2 227 266 284 215 384 3.2 0.3 Third 25 percent...................... 2.8 162 333 418 39 0 2.8 0.2 Highest 25 percent.................... 2.3 0 159 0 0 251 2.3 0.2 Highest 10 percent.................. 3.0 0 116 0 774 440 3.1 0.2 Establishment characteristic Service-providing industries............ 2.6 104 325 251 734 367 2.7 0.2 Education and health services......... 3.3 196 382 267 0 85 3.3 0.2 Educational services................ 3.5 166 301 375 0 85 3.6 0.2 Elementary and secondary schools.. 3.3 0 71 407 0 69 3.3 0.3 Junior colleges, colleges, and universities...................... 9.1 59 516 784 0 868 9.1 – Health care and social assistance... 3.7 102 59 263 778 2,009 3.7 0.1 Hospitals......................... 4.3 350 256 0 239 2,726 4.3 0.1 Public administration................. 2.7 0 102 0 555 1,006 2.8 0.4 1 to 99 workers......................... 4.6 379 360 232 991 646 4.7 0.5 1 to 49 workers....................... 5.6 139 522 606 – 0 – – 50 to 99 workers...................... 5.7 – 408 540 589 306 5.7 – 100 workers or more..................... 2.6 0 200 288 728 441 2.6 0.1 100 to 499 workers.................... 3.7 0 269 39 620 913 3.8 0.4 500 workers or more................... 3.0 158 212 393 106 98 3.0 0.1 State government........................ 5.1 0 158 243 372 951 5.1 0.1 Local government........................ 2.5 0 86 333 717 184 2.5 0.2 Geographic area New England............................. – – – – – – 13.5 – Middle Atlantic......................... 4.3 0 0 0 0 483 4.3 0.1 East North Central...................... 2.9 97 198 24 477 717 3.0 0.8 West North Central...................... 6.3 0 487 136 675 1,128 – – South Atlantic.......................... 3.4 287 179 98 1,907 0 3.4 0.1 West South Central...................... 4.4 341 548 0 108 660 – – Mountain................................ – – – – – – – – Pacific................................. 4.5 287 0 758 519 1,128 – – 1 Less than 0.05. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.