Floodsmart.gov The official site of the National Flood Insurance Program
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- What Causes Flooding
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- West Coast Rainy Season
- Defining Flood Risks
- Understanding Flood Maps
- Undergoing a Map Change
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- The Cost of Flooding
- The Levee Simulator
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Heavy Rain
Several areas of the country are at heightened risk for flooding due to heavy rains. This excessive amount of rainfall can happen throughout the year, putting your property at risk.
Storms over the Pacific Ocean bring heavy rains to the western United States between the months of November and April. Cresting rivers, backed-up storm drains or saturated ground can cause significant floods across the region during this time.
- Review your current homeowners insurance policy and become familiar with what is and is not covered, as damage due to flooding is typically not covered.
- Call your insurance agent to purchase flood insurance for your home (and business) and its contents.
- Make a flood plan and plan evacuation routes.
- Itemize and take pictures of possessions.
- Keep valuable items and family heirlooms on the upper floors of your home or building
- For more information how to prepare for a flood, click here.
Floods can happen almost anywhere. They are not limited to coastal areas or to devastating tropical storms. Find Out More
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